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Medigard Invest Oy

Limited company. Rental and operating of own or leased non-residential real estate.

Medigard Invest Oy is a limited company based in Kokkola, registered in 2014. In the financial year ending 31.12.2025, revenue was 250 t€ and operating profit 106 t€; equity ratio 39.0 %. Its taxable income in 2024 was 99 t€ and its income taxes 20 t€.

Revenue 2025250 t€+0 % on the previous year
Operating profit106 t€42,5 % of revenue
Net profit78 t€EBITDA 49 t€
Equity ratio39,0 %quick ratio 2,30
Taxable income 202499 t€ top quarter of its industry
Income taxes 202420 t€60 t€ in 2020–2024
In business12 yrsregistered 3.9.2014

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Financials

173 t€189 t€221 t€236 t€250 t€250 t€250 t€64 t€51 t€62 t€77 t€113 t€106 t€38 t€29 t€40 t€49 t€79 t€78 t€202020212022202320242025
RevenueOperating profitNet profit
Key figures31.12.202531.12.202431.12.202331.12.202231.12.202131.12.2020
Revenue250 t€250 t€236 t€221 t€189 t€173 t€
Revenue change0,1 %5,7 %7,0 %16,5 %9,2 %–
EBITDA49 t€176 t€144 t€133 t€126 t€118 t€
EBITDA %19,8 %70,5 %61,0 %60,5 %66,3 %67,8 %
Operating profit106 t€113 t€77 t€62 t€51 t€64 t€
Operating margin42,5 %45,3 %32,6 %28,3 %26,7 %36,9 %
Net profit78 t€79 t€49 t€40 t€29 t€38 t€
Equity ratio39,0 %33,4 %27,1 %23,6 %21,1 %27,2 %
Quick ratio2,301,480,880,981,060,25
Current ratio2,301,480,880,981,060,25
Debt to revenue257,7 %289,8 %351,0 %414,1 %520,9 %393,8 %
Return on equity18,9 %21,8 %15,8 %14,3 %10,9 %15,1 %
Balance sheet total1,1 M€1,1 M€1,1 M€1,2 M€1,3 M€938 t€
Equity412 t€364 t€309 t€283 t€263 t€255 t€
Cash and bank154 t€128 t€115 t€107 t€87 t€17 t€

Balance sheet

938 t€1,3 M€1,2 M€1,1 M€1,1 M€1,1 M€1,1 M€255 t€263 t€283 t€309 t€364 t€412 t€17 t€87 t€107 t€115 t€128 t€154 t€202020212022202320242025
Balance sheet totalEquityCash
Income statement and balance sheet

Income statement

31.12.202531.12.202431.12.202331.12.202231.12.202131.12.2020
Turnover250 t€250 t€236 t€221 t€189 t€173 t€
Raw materials and services8 627 €-9 657 €-8 670 €-7 362 €-6 242 €-9 183 €
Depreciations and reductions in value57 t€-63 t€-67 t€-71 t€-75 t€-54 t€
Other operating expenses78 t€-64 t€-84 t€-80 t€-58 t€-47 t€
Operating profit (loss)106 t€113 t€77 t€62 t€51 t€64 t€
Financial income and expenses + (-)8 557 €-14 t€-16 t€-12 t€-15 t€-16 t€
Profit (loss) before appropriations and taxes98 t€99 t€61 t€50 t€36 t€48 t€
Income taxes20 t€-20 t€-12 t€-10 t€-7 194 €-9 616 €
Profit (loss) for the financial year78 t€79 t€49 t€40 t€29 t€38 t€

Balance sheet

31.12.202531.12.202431.12.202331.12.202231.12.202131.12.2020
Non-current assets903 t€960 t€1,0 M€1,1 M€1,2 M€905 t€
Receivables96 €0 €–0 €8 388 €16 t€
Cash in hand and at banks154 t€128 t€115 t€107 t€87 t€17 t€
Current assets154 t€128 t€115 t€107 t€95 t€33 t€
Assets1,1 M€1,1 M€1,1 M€1,2 M€1,3 M€938 t€
Share capital or other similar capital8 000 €8 000 €8 000 €8 000 €8 000 €8 000 €
Capital and reserves412 t€364 t€309 t€283 t€263 t€255 t€
Long-term liabilities578 t€638 t€698 t€805 t€897 t€554 t€
Short-term liabilities67 t€86 t€132 t€109 t€90 t€129 t€
Liabilities645 t€724 t€829 t€914 t€987 t€683 t€
All financial statement items (39)
31.12.202531.12.202431.12.202331.12.202231.12.202131.12.2020
Turnover250 t€250 t€236 t€221 t€189 t€173 t€
Raw materials and services8 627 €-9 657 €-8 670 €-7 362 €-6 242 €-9 183 €
Depreciations and reductions in value57 t€-63 t€-67 t€-71 t€-75 t€-54 t€
Other operating expenses78 t€-64 t€-84 t€-80 t€-58 t€-47 t€
Operating profit (loss)106 t€113 t€77 t€62 t€51 t€64 t€
Financial income and expenses + (-)8 557 €-14 t€-16 t€-12 t€-15 t€-16 t€
Profit (loss) before appropriations and taxes98 t€99 t€61 t€50 t€36 t€48 t€
Income taxes20 t€-20 t€-12 t€-10 t€-7 194 €-9 616 €
Profit (loss) for the financial year78 t€79 t€49 t€40 t€29 t€38 t€
Non-current assets903 t€960 t€1,0 M€1,1 M€1,2 M€905 t€
Receivables96 €0 €–0 €8 388 €16 t€
Cash in hand and at banks154 t€128 t€115 t€107 t€87 t€17 t€
Current assets154 t€128 t€115 t€107 t€95 t€33 t€
Assets1,1 M€1,1 M€1,1 M€1,2 M€1,3 M€938 t€
Share capital or other similar capital8 000 €8 000 €8 000 €8 000 €8 000 €8 000 €
Capital and reserves412 t€364 t€309 t€283 t€263 t€255 t€
Long-term liabilities578 t€638 t€698 t€805 t€897 t€554 t€
Short-term liabilities67 t€86 t€132 t€109 t€90 t€129 t€
Liabilities645 t€724 t€829 t€914 t€987 t€683 t€
Buildings and structures, Owned558 t€615 t€678 t€745 t€810 t€722 t€
Other short-term receivables96 €0 €––0 €10 t€
Other current liabilities2 328 €12 t€12 t€12 t€12 t€11 t€
Retained earnings326 t€276 t€252 t€234 t€227 t€209 t€
Short-term prepayments and accrued income–––0 €8 388 €5 516 €
Short-term accounts payable2 699 €3 501 €4 817 €3 495 €7 681 €25 t€
Profit (loss) for the period, equity78 t€79 t€49 t€40 t€29 t€38 t€
Short-term receivables96 €0 €–0 €8 388 €16 t€
Interest expenses and other financial expenses for non-Group companies8 556 €-14 t€-16 t€-12 t€-15 t€-16 t€
Tangible assets903 t€960 t€1,0 M€1,1 M€1,2 M€905 t€
Short-term accrued expenses and deferred income2 048 €11 t€7 694 €1 544 €1 217 €1 592 €
Liabilities1,1 M€1,1 M€1,1 M€1,2 M€1,3 M€938 t€
Other interest and financial income from non-group companies-2 €0 €0 €0 €23 €0 €
Long-term liabilities to credit institutions115 t€175 t€235 t€342 t€435 t€254 t€
Depreciations according to plan57 t€-63 t€-67 t€-71 t€-75 t€-54 t€
Services purchased8 627 €-9 657 €-8 670 €-7 362 €-6 242 €-9 183 €
Land and water areas, Owned344 t€344 t€344 t€344 t€344 t€183 t€
Short-term liabilities to credit institutions60 t€60 t€107 t€92 t€69 t€92 t€
Other long-term liabilities162 t€162 t€162 t€162 t€162 t€0 €
Long-term subordinated loans300 t€300 t€300 t€300 t€300 t€300 t€

From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).

Taxes

48 t€36 t€50 t€61 t€99 t€99 t€20202021202220232024

Measured by taxable income, Medigard Invest Oy is in the top quarter of the industry class rental and operating of own or leased non-residential real estate (6954 companies with taxable income; median 22 t€, 4,6 times the median).

Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.

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