JMJ-Palvelut Oy is a limited company based in Tampere, registered in 2024. In the financial year ending 31.12.2025, revenue was 220 t€ and operating profit -9 256 €; equity ratio 98.6 %. Its taxable income in 2024 was 37 t€ and its income taxes 7 474 €.
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Financials
| Key figures | 31.12.2025 | 31.12.2024 |
|---|---|---|
| Revenue | 220 t€ | 80 t€ |
| Revenue change | 175,0 % | – |
| EBITDA | -9 256 € | 37 t€ |
| EBITDA % | -4,2 % | 46,3 % |
| Operating profit | -9 256 € | 37 t€ |
| Operating margin | -4,2 % | 46,3 % |
| Net profit | 200 t€ | 30 t€ |
| Personnel costs | -145 t€ | -38 t€ |
| Equity ratio | 98,6 % | 95,7 % |
| Quick ratio | 8,52 | 1,29 |
| Current ratio | 8,52 | 1,29 |
| Debt to revenue | 7,8 % | 59,9 % |
| Return on equity | 16,9 % | 2,8 % |
| Balance sheet total | 1,2 M€ | 1,1 M€ |
| Equity | 1,2 M€ | 1,1 M€ |
| Cash and bank | 31 t€ | 49 t€ |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | |
|---|---|---|
| Turnover | 220 t€ | 80 t€ |
| Personnel expenses | 145 t€ | 38 t€ |
| Other operating expenses | 85 t€ | 4 737 € |
| Operating profit (loss) | -9 256 € | 37 t€ |
| Financial income and expenses + (-) | -210 t€ | 0 € |
| Profit (loss) before appropriations and taxes | 200 t€ | 37 t€ |
| Income taxes | 0 € | 7 474 € |
| Profit (loss) for the financial year | 200 t€ | 30 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | |
|---|---|---|
| Non-current assets | 1,1 M€ | 1,1 M€ |
| Receivables | 115 t€ | 13 t€ |
| Cash in hand and at banks | 31 t€ | 49 t€ |
| Current assets | 146 t€ | 62 t€ |
| Assets | 1,2 M€ | 1,1 M€ |
| Capital and reserves | 1,2 M€ | 1,1 M€ |
| Short-term liabilities | 17 t€ | 48 t€ |
| Liabilities | 17 t€ | 48 t€ |
All financial statement items (35)
| 31.12.2025 | 31.12.2024 | |
|---|---|---|
| Turnover | 220 t€ | 80 t€ |
| Personnel expenses | 145 t€ | 38 t€ |
| Other operating expenses | 85 t€ | 4 737 € |
| Operating profit (loss) | -9 256 € | 37 t€ |
| Financial income and expenses + (-) | -210 t€ | 0 € |
| Profit (loss) before appropriations and taxes | 200 t€ | 37 t€ |
| Income taxes | 0 € | 7 474 € |
| Profit (loss) for the financial year | 200 t€ | 30 t€ |
| Non-current assets | 1,1 M€ | 1,1 M€ |
| Receivables | 115 t€ | 13 t€ |
| Cash in hand and at banks | 31 t€ | 49 t€ |
| Current assets | 146 t€ | 62 t€ |
| Assets | 1,2 M€ | 1,1 M€ |
| Capital and reserves | 1,2 M€ | 1,1 M€ |
| Short-term liabilities | 17 t€ | 48 t€ |
| Liabilities | 17 t€ | 48 t€ |
| Short-term accounts payable | 1 735 € | 2 155 € |
| Short-term prepayments and accrued income | 5 271 € | 0 € |
| Income from shares in Group companies | 210 t€ | 0 € |
| Shares and similar rights of ownership in subsidiaries | 1,1 M€ | 1,1 M€ |
| Current receivables from Group companies | 110 t€ | 13 t€ |
| Investments | 1,1 M€ | 1,1 M€ |
| Retained earnings | -56 t€ | 0 € |
| Liabilities | 1,2 M€ | 1,1 M€ |
| Short-term receivables | 115 t€ | 13 t€ |
| Short-term accrued expenses and deferred income | 285 € | 7 474 € |
| Short-term liabilities to Group companies | 2 € | 4 111 € |
| Pension expenses | 11 t€ | 1 628 € |
| Other current liabilities | 15 t€ | 34 t€ |
| Other social security expenses | 7 608 € | 614 € |
| Wages and salaries | 126 t€ | 36 t€ |
| Other short-term receivables | 1 € | 0 € |
| Profit (loss) for the period, equity | 200 t€ | 30 t€ |
| Reserve for invested non-restricted equity | 1,0 M€ | 1,0 M€ |
| Interest expenses and other financial expenses for non-Group companies | 306 € | 0 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, JMJ-Palvelut Oy is in the upper half of the industry class activities of holding companies (704 companies with taxable income; median 20 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.