Furman Training & Consulting Oy is a limited company based in Helsinki, registered in 2020. In the financial year ending 31.12.2025, revenue was 97 t€ and operating profit 12 t€; equity ratio 65.9 %. Its taxable income in 2024 was 46 t€ and its income taxes 9 275 €. Public buyers bought 13 t€ from it in 2022–2024; the largest buyer is Etelä-Suomen aluehallintovirasto (Valtiovarainministeriön hallinnonala).
Financials
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 |
|---|---|---|---|---|
| Revenue | 97 t€ | 117 t€ | 99 t€ | 70 t€ |
| Revenue change | -17,0 % | 17,8 % | 41,3 % | – |
| EBITDA | -3 054 € | 46 t€ | 40 t€ | 49 t€ |
| EBITDA % | -3,2 % | 39,8 % | 40,3 % | 69,7 % |
| Operating profit | 12 t€ | 46 t€ | 40 t€ | 49 t€ |
| Operating margin | 12,4 % | 39,8 % | 40,3 % | 69,7 % |
| Net profit | 6 057 € | 38 t€ | 22 t€ | 47 t€ |
| Personnel costs | -30 t€ | 40 t€ | 35 t€ | 6 698 € |
| Equity ratio | 65,9 % | 82,6 % | 85,3 % | 88,7 % |
| Quick ratio | 3,40 | 7,19 | 6,79 | 8,85 |
| Current ratio | 3,40 | 7,19 | 6,79 | 8,85 |
| Debt to revenue | 49,1 % | 16,9 % | 12,1 % | 8,6 % |
| Return on equity | 6,6 % | 40,6 % | 32,1 % | 99,3 % |
| Balance sheet total | 139 t€ | 113 t€ | 81 t€ | 53 t€ |
| Equity | 92 t€ | 93 t€ | 69 t€ | 47 t€ |
| Cash and bank | 56 t€ | 96 t€ | 73 t€ | 35 t€ |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Turnover | 97 t€ | 117 t€ | 99 t€ | 70 t€ |
| Other operating income | 523 € | 6 823 € | 917 € | 0 € |
| Raw materials and services | 600 € | -321 € | -38 € | 0 € |
| Personnel expenses | 30 t€ | -40 t€ | -35 t€ | -6 698 € |
| Depreciations and reductions in value | 15 t€ | 0 € | – | – |
| Other operating expenses | 40 t€ | -37 t€ | -25 t€ | -14 t€ |
| Operating profit (loss) | 12 t€ | 46 t€ | 40 t€ | 49 t€ |
| Financial income and expenses + (-) | 1 909 € | -41 € | -569 € | -10 € |
| Profit (loss) before appropriations and taxes | 10 t€ | 46 t€ | 39 t€ | 49 t€ |
| Income taxes | 4 007 € | -8 490 € | -17 t€ | -2 000 € |
| Profit (loss) for the financial year | 6 057 € | 38 t€ | 22 t€ | 47 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Non-current assets | 75 t€ | 0 € | – | – |
| Receivables | 7 987 € | 17 t€ | 8 599 € | 18 t€ |
| Cash in hand and at banks | 56 t€ | 96 t€ | 73 t€ | 35 t€ |
| Current assets | 64 t€ | 113 t€ | 81 t€ | 53 t€ |
| Assets | 139 t€ | 113 t€ | 81 t€ | 53 t€ |
| Capital and reserves | 92 t€ | 93 t€ | 69 t€ | 47 t€ |
| Long-term liabilities | 29 t€ | 4 000 € | 0 € | – |
| Short-term liabilities | 19 t€ | 16 t€ | 12 t€ | 6 005 € |
| Liabilities | 48 t€ | 20 t€ | 12 t€ | 6 005 € |
All financial statement items (46)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Turnover | 97 t€ | 117 t€ | 99 t€ | 70 t€ |
| Other operating income | 523 € | 6 823 € | 917 € | 0 € |
| Raw materials and services | 600 € | -321 € | -38 € | 0 € |
| Personnel expenses | 30 t€ | -40 t€ | -35 t€ | -6 698 € |
| Depreciations and reductions in value | 15 t€ | 0 € | – | – |
| Other operating expenses | 40 t€ | -37 t€ | -25 t€ | -14 t€ |
| Operating profit (loss) | 12 t€ | 46 t€ | 40 t€ | 49 t€ |
| Financial income and expenses + (-) | 1 909 € | -41 € | -569 € | -10 € |
| Profit (loss) before appropriations and taxes | 10 t€ | 46 t€ | 39 t€ | 49 t€ |
| Income taxes | 4 007 € | -8 490 € | -17 t€ | -2 000 € |
| Profit (loss) for the financial year | 6 057 € | 38 t€ | 22 t€ | 47 t€ |
| Non-current assets | 75 t€ | 0 € | – | – |
| Receivables | 7 987 € | 17 t€ | 8 599 € | 18 t€ |
| Cash in hand and at banks | 56 t€ | 96 t€ | 73 t€ | 35 t€ |
| Current assets | 64 t€ | 113 t€ | 81 t€ | 53 t€ |
| Assets | 139 t€ | 113 t€ | 81 t€ | 53 t€ |
| Capital and reserves | 92 t€ | 93 t€ | 69 t€ | 47 t€ |
| Long-term liabilities | 29 t€ | 4 000 € | 0 € | – |
| Short-term liabilities | 19 t€ | 16 t€ | 12 t€ | 6 005 € |
| Liabilities | 48 t€ | 20 t€ | 12 t€ | 6 005 € |
| Pension expenses | 4 106 € | -5 327 € | -5 860 € | 77 € |
| Depreciations according to plan | 15 t€ | 0 € | – | – |
| Tangible assets | 45 t€ | 0 € | – | – |
| Retained earnings | 86 t€ | 55 t€ | 43 t€ | -3 675 € |
| Short-term receivables | 7 987 € | 17 t€ | 8 599 € | 18 t€ |
| Other current liabilities | 5 593 € | 5 409 € | 6 681 € | 3 698 € |
| Short-term sales receivables | 0 € | 12 t€ | 7 395 € | 17 t€ |
| Other interest and financial income from non-group companies | 30 € | 0 € | 0 € | 0 € |
| Interest expenses and other financial expenses for non-Group companies | 1 940 € | -41 € | -569 € | -10 € |
| Short-term prepayments and accrued income | 6 267 € | 966 € | 0 € | – |
| Short-term accounts payable | 6 760 € | 4 343 € | 3 602 € | 0 € |
| Short-term accrued expenses and deferred income | 0 € | 5 970 € | 1 705 € | 2 307 € |
| Profit (loss) for the period, equity | 6 057 € | 38 t€ | 22 t€ | 47 t€ |
| Other social security expenses | 368 € | -4 536 € | -4 628 € | -275 € |
| Investments | 30 t€ | 0 € | – | – |
| Purchases during the financial year | 0 € | -321 € | -38 € | 0 € |
| Other short-term receivables | 1 720 € | 5 014 € | 1 204 € | 876 € |
| Long-term subordinated loans | 4 000 € | 4 000 € | 0 € | – |
| Long-term liabilities to credit institutions | 25 t€ | 0 € | – | – |
| Services purchased | 600 € | 0 € | – | – |
| Wages and salaries | 25 t€ | -30 t€ | -25 t€ | -6 500 € |
| Subordinated loan | – | 0 € | 4 000 € | 4 000 € |
| Liabilities | 139 t€ | 113 t€ | 81 t€ | 53 t€ |
| Other shares and similar rights of ownership | 30 t€ | 0 € | – | – |
| Machinery and equipment | 45 t€ | 0 € | – | – |
| Short-term liabilities to credit institutions | 6 581 € | 0 € | – | – |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Furman Training & Consulting Oy is in the top quarter of the industry class other miscellaneous educational n.e.c. (632 companies with taxable income; median 10 t€, 4,6 times the median).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
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