Calveter Oy is a limited company based in Nurmijärvi, registered in 2020. In the financial year ending 31.12.2025, revenue was 223 t€ and operating profit 8 929 €; equity ratio 53.2 %. Its taxable income in 2024 was 11 t€ and its income taxes 2 230 €.
Revenue 2025223 t€-11 % on the previous year
Operating profit8 929 €4,0 % of revenue
Net profit6 133 €EBITDA 6 659 €
Equity ratio53,2 %quick ratio 1,70
Taxable income 202411 t€
lower half of its industry
Income taxes 20242 230 €3 188 € in 2021–2024
In business6 yrsregistered 18.3.2020
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Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 20.2.2021 |
|---|---|---|---|---|---|---|
| Revenue | 223 t€ | 250 t€ | 174 t€ | 101 t€ | 89 t€ | 41 t€ |
| Revenue change | -10,6 % | 43,4 % | 72,2 % | 13,9 % | 117,5 % | – |
| EBITDA | 6 659 € | 16 t€ | 4 291 € | 849 € | -14 € | 171 € |
| EBITDA % | 3,0 % | 6,4 % | 2,5 % | 0,8 % | -0,0 % | 0,4 % |
| Operating profit | 8 929 € | 12 t€ | 3 045 € | 849 € | 636 € | -2 € |
| Operating margin | 4,0 % | 4,8 % | 1,7 % | 0,8 % | 0,7 % | -0,0 % |
| Net profit | 6 133 € | 8 274 € | 2 221 € | 776 € | 226 € | 0 € |
| Personnel costs | -56 t€ | 32 t€ | 23 t€ | 6 253 € | 9 717 € | 7 494 € |
| Equity ratio | 53,2 % | 45,2 % | 18,0 % | 7,2 % | 2,7 % | 38,6 % |
| Quick ratio | 1,70 | 0,96 | 0,97 | 1,11 | 0,99 | 1,38 |
| Current ratio | 1,70 | 0,96 | 0,97 | 1,11 | 1,14 | 1,38 |
| Debt to revenue | 6,9 % | 5,6 % | 8,4 % | 12,6 % | 9,2 % | 9,7 % |
| Return on equity | 34,8 % | 72,0 % | 69,1 % | 78,0 % | 100,0 % | 0,0 % |
| Balance sheet total | 33 t€ | 25 t€ | 22 t€ | 14 t€ | 8 411 € | 6 476 € |
| Equity | 18 t€ | 11 t€ | 3 215 € | 994 € | 226 € | 2 500 € |
| Cash and bank | 17 t€ | 9 582 € | 13 t€ | 5 541 € | 4 302 € | 419 € |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 20.2.2021 | |
|---|---|---|---|---|---|---|
| Turnover | 223 t€ | 250 t€ | 174 t€ | 101 t€ | 89 t€ | 41 t€ |
| Other operating income | 9 947 € | 6 947 € | 1 € | 341 € | 1 897 € | 0 € |
| Raw materials and services | 114 t€ | -141 t€ | -101 t€ | -55 t€ | -35 t€ | -7 519 € |
| Personnel expenses | 56 t€ | -32 t€ | -23 t€ | -6 253 € | -9 717 € | -7 494 € |
| Depreciations and reductions in value | 2 270 € | -4 027 € | -1 246 € | 0 € | 650 € | -173 € |
| Other operating expenses | 52 t€ | -68 t€ | -46 t€ | -40 t€ | -46 t€ | -26 t€ |
| Operating profit (loss) | 8 929 € | 12 t€ | 3 045 € | 849 € | 636 € | -2 € |
| Financial income and expenses + (-) | 953 € | -1 414 € | -186 € | 150 € | -333 € | 2 € |
| Profit (loss) before appropriations and taxes | 7 976 € | 11 t€ | 2 860 € | 999 € | 302 € | 0 € |
| Income taxes | 1 843 € | -2 230 € | -639 € | -223 € | -76 € | 0 € |
| Profit (loss) for the financial year | 6 133 € | 8 274 € | 2 221 € | 776 € | 226 € | 0 € |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 20.2.2021 | |
|---|---|---|---|---|---|---|
| Non-current assets | 6 811 € | 12 t€ | 3 739 € | 0 € | 0 € | 2 702 € |
| Stocks | – | – | – | 0 € | 1 136 € | 0 € |
| Receivables | 9 649 € | 3 749 € | 5 350 € | 8 245 € | 2 973 € | 3 355 € |
| Cash in hand and at banks | 17 t€ | 9 582 € | 13 t€ | 5 541 € | 4 302 € | 419 € |
| Current assets | 26 t€ | 13 t€ | 18 t€ | 14 t€ | 8 411 € | 3 774 € |
| Assets | 33 t€ | 25 t€ | 22 t€ | 14 t€ | 8 411 € | 6 476 € |
| Share capital or other similar capital | – | – | – | – | 0 € | 2 500 € |
| Capital and reserves | 18 t€ | 11 t€ | 3 215 € | 994 € | 226 € | 2 500 € |
| Long-term liabilities | – | – | 0 € | 350 € | 816 € | 1 243 € |
| Short-term liabilities | 15 t€ | 14 t€ | 19 t€ | 12 t€ | 7 369 € | 2 733 € |
| Liabilities | 15 t€ | 14 t€ | 19 t€ | 13 t€ | 8 185 € | 3 976 € |
All financial statement items (51)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 20.2.2021 | |
|---|---|---|---|---|---|---|
| Turnover | 223 t€ | 250 t€ | 174 t€ | 101 t€ | 89 t€ | 41 t€ |
| Other operating income | 9 947 € | 6 947 € | 1 € | 341 € | 1 897 € | 0 € |
| Raw materials and services | 114 t€ | -141 t€ | -101 t€ | -55 t€ | -35 t€ | -7 519 € |
| Personnel expenses | 56 t€ | -32 t€ | -23 t€ | -6 253 € | -9 717 € | -7 494 € |
| Depreciations and reductions in value | 2 270 € | -4 027 € | -1 246 € | 0 € | 650 € | -173 € |
| Other operating expenses | 52 t€ | -68 t€ | -46 t€ | -40 t€ | -46 t€ | -26 t€ |
| Operating profit (loss) | 8 929 € | 12 t€ | 3 045 € | 849 € | 636 € | -2 € |
| Financial income and expenses + (-) | 953 € | -1 414 € | -186 € | 150 € | -333 € | 2 € |
| Profit (loss) before appropriations and taxes | 7 976 € | 11 t€ | 2 860 € | 999 € | 302 € | 0 € |
| Income taxes | 1 843 € | -2 230 € | -639 € | -223 € | -76 € | 0 € |
| Profit (loss) for the financial year | 6 133 € | 8 274 € | 2 221 € | 776 € | 226 € | 0 € |
| Non-current assets | 6 811 € | 12 t€ | 3 739 € | 0 € | 0 € | 2 702 € |
| Stocks | – | – | – | 0 € | 1 136 € | 0 € |
| Receivables | 9 649 € | 3 749 € | 5 350 € | 8 245 € | 2 973 € | 3 355 € |
| Cash in hand and at banks | 17 t€ | 9 582 € | 13 t€ | 5 541 € | 4 302 € | 419 € |
| Current assets | 26 t€ | 13 t€ | 18 t€ | 14 t€ | 8 411 € | 3 774 € |
| Assets | 33 t€ | 25 t€ | 22 t€ | 14 t€ | 8 411 € | 6 476 € |
| Share capital or other similar capital | – | – | – | – | 0 € | 2 500 € |
| Capital and reserves | 18 t€ | 11 t€ | 3 215 € | 994 € | 226 € | 2 500 € |
| Long-term liabilities | – | – | 0 € | 350 € | 816 € | 1 243 € |
| Short-term liabilities | 15 t€ | 14 t€ | 19 t€ | 12 t€ | 7 369 € | 2 733 € |
| Liabilities | 15 t€ | 14 t€ | 19 t€ | 13 t€ | 8 185 € | 3 976 € |
| Intangible rights | – | – | – | – | 0 € | 275 € |
| Intangible assets | – | – | – | – | 0 € | 275 € |
| Profit (loss) for the period, equity | 6 133 € | 8 274 € | 2 221 € | 776 € | 226 € | 0 € |
| Machinery and equipment | 6 811 € | 12 t€ | 3 739 € | 0 € | 0 € | 2 427 € |
| Long-term accounts payable | – | – | 0 € | 350 € | 816 € | 1 243 € |
| Pension expenses | 6 993 € | -5 467 € | -2 681 € | -1 554 € | -2 764 € | -1 500 € |
| Short-term loan receivables | 2 172 € | 1 000 € | 0 € | – | – | – |
| Short-term accounts payable | 5 422 € | 5 042 € | 5 845 € | 4 544 € | 2 104 € | 1 125 € |
| Liabilities | 33 t€ | 25 t€ | 22 t€ | 14 t€ | 8 411 € | 6 476 € |
| Short-term prepayments and accrued income | 180 € | 0 € | 84 € | 0 € | – | – |
| Materials and supplies | – | – | – | 0 € | 1 136 € | 0 € |
| Short-term accrued expenses and deferred income | 3 076 € | 5 218 € | 4 435 € | 223 € | 0 € | 134 € |
| Short-term sales receivables | 5 697 € | 224 € | 3 650 € | 6 577 € | 1 371 € | 3 355 € |
| Interest expenses and other financial expenses for non-Group companies | 958 € | -1 414 € | -188 € | -118 € | -336 € | -1 € |
| Long-term receivables | 1 600 € | 1 600 € | 1 600 € | 1 600 € | 1 600 € | 0 € |
| Other current liabilities | 6 977 € | 3 664 € | 4 345 € | 7 675 € | 5 266 € | 1 474 € |
| Short-term receivables | 8 049 € | 2 149 € | 3 750 € | 6 645 € | 1 373 € | 3 355 € |
| Other long-term receivables | 1 600 € | 1 600 € | 1 600 € | 1 600 € | 1 600 € | 0 € |
| Other short-term receivables | 0 € | 925 € | 16 € | 68 € | 2 € | 0 € |
| Retained earnings | 11 t€ | 3 215 € | 994 € | 218 € | 0 € | – |
| Inventory increase (+) or decrease (-) | – | – | 0 € | -1 136 € | 1 136 € | 0 € |
| Depreciations according to plan | 2 270 € | -4 027 € | -1 246 € | 0 € | 650 € | -173 € |
| Tangible assets | 6 811 € | 12 t€ | 3 739 € | 0 € | 0 € | 2 427 € |
| Services purchased | 21 t€ | -38 t€ | -23 t€ | -1 868 € | 0 € | – |
| Short-term advances received | – | 0 € | 3 919 € | 0 € | – | – |
| Purchases during the financial year | 93 t€ | -103 t€ | -77 t€ | -52 t€ | -36 t€ | -7 519 € |
| Other interest and financial income from non-group companies | 5 € | 0 € | 3 € | 268 € | 3 € | 3 € |
| Other social security expenses | 1 970 € | -422 € | -275 € | -62 € | -95 € | -80 € |
| Wages and salaries | 47 t€ | -27 t€ | -20 t€ | -4 638 € | -6 859 € | -5 914 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Calveter Oy is in the lower half of the industry class other repair and maintenance of motor vehicles (1945 companies with taxable income; median 20 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.