Finakom Oy is a limited company based in Nurmijärvi, registered in 2014. In the financial year ending 31.12.2025, revenue was 41 t€ and operating profit 17 t€; equity ratio 70.1 %.
Revenue 202541 t€-56 % on the previous year
Operating profit17 t€42,1 % of revenue
Net profit17 t€EBITDA 17 t€
Equity ratio70,1 %quick ratio 27,44
In business12 yrsregistered 21.10.2014
Nurmijärvi: 15 new companies in 30 days
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Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 |
|---|---|---|---|---|---|---|
| Revenue | 41 t€ | 94 t€ | 55 t€ | 125 t€ | 182 t€ | 142 t€ |
| Revenue change | -56,1 % | 72,6 % | -56,4 % | -31,3 % | 28,7 % | – |
| EBITDA | 17 t€ | -71 t€ | 15 t€ | -11 t€ | 66 t€ | 51 t€ |
| EBITDA % | 40,7 % | -74,8 % | 27,0 % | -8,4 % | 36,0 % | 36,3 % |
| Operating profit | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 59 t€ | 42 t€ |
| Operating margin | 42,1 % | -75,7 % | 15,2 % | -14,3 % | 32,3 % | 29,8 % |
| Net profit | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 47 t€ | 30 t€ |
| Personnel costs | -5 420 € | 21 t€ | 12 t€ | 19 t€ | 11 t€ | 5 027 € |
| Equity ratio | 70,1 % | 60,1 % | 68,0 % | 64,6 % | 65,7 % | 53,4 % |
| Quick ratio | 27,44 | 19,40 | 8,83 | 17,73 | 16,88 | 12,48 |
| Current ratio | 39,49 | 27,42 | 50,22 | 44,96 | 18,13 | 28,40 |
| Debt to revenue | 86,4 % | 46,5 % | 118,6 % | 56,4 % | 42,2 % | 61,7 % |
| Return on equity | 20,8 % | -107,7 % | 6,0 % | -13,9 % | 32,0 % | 30,1 % |
| Balance sheet total | 119 t€ | 110 t€ | 202 t€ | 200 t€ | 224 t€ | 187 t€ |
| Equity | 84 t€ | 66 t€ | 138 t€ | 129 t€ | 147 t€ | 100 t€ |
| Cash and bank | 81 t€ | 76 t€ | 32 t€ | 70 t€ | 189 t€ | 70 t€ |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Turnover | 41 t€ | 94 t€ | 55 t€ | 125 t€ | 182 t€ | 142 t€ |
| Other operating income | 0 € | 19 t€ | 0 € | – | 0 € | 2 000 € |
| Raw materials and services | 4 977 € | -150 t€ | -12 t€ | -100 t€ | -88 t€ | -83 t€ |
| Personnel expenses | 5 420 € | -21 t€ | -12 t€ | -19 t€ | -11 t€ | -5 027 € |
| Depreciations and reductions in value | 576 € | -768 € | -6 420 € | -7 342 € | -6 855 € | -9 141 € |
| Other operating expenses | 13 t€ | -13 t€ | -16 t€ | -18 t€ | -18 t€ | -4 791 € |
| Operating profit (loss) | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 59 t€ | 42 t€ |
| Financial income and expenses + (-) | -2 € | 2 € | 0 € | 1 € | 1 € | -154 € |
| Profit (loss) before appropriations and taxes | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 59 t€ | 42 t€ |
| Income taxes | – | – | – | 0 € | -12 t€ | -12 t€ |
| Profit (loss) for the financial year | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 47 t€ | 30 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Non-current assets | 1 729 € | 2 305 € | 19 t€ | 22 t€ | 21 t€ | 27 t€ |
| Stocks | 36 t€ | 32 t€ | 151 t€ | 108 t€ | 14 t€ | 90 t€ |
| Receivables | 454 € | 525 € | 241 € | 109 € | 270 € | 528 € |
| Cash in hand and at banks | 81 t€ | 76 t€ | 32 t€ | 70 t€ | 189 t€ | 70 t€ |
| Current assets | 118 t€ | 108 t€ | 183 t€ | 178 t€ | 204 t€ | 160 t€ |
| Assets | 119 t€ | 110 t€ | 202 t€ | 200 t€ | 224 t€ | 187 t€ |
| Share capital or other similar capital | 2 500 € | 2 500 € | 2 500 € | 2 500 € | 2 500 € | 2 500 € |
| Capital and reserves | 84 t€ | 66 t€ | 138 t€ | 129 t€ | 147 t€ | 100 t€ |
| Long-term liabilities | 33 t€ | 40 t€ | 61 t€ | 67 t€ | 66 t€ | 82 t€ |
| Short-term liabilities | 2 982 € | 3 933 € | 3 647 € | 3 960 € | 11 t€ | 5 635 € |
| Liabilities | 36 t€ | 44 t€ | 65 t€ | 71 t€ | 77 t€ | 87 t€ |
All financial statement items (45)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Turnover | 41 t€ | 94 t€ | 55 t€ | 125 t€ | 182 t€ | 142 t€ |
| Other operating income | 0 € | 19 t€ | 0 € | – | 0 € | 2 000 € |
| Raw materials and services | 4 977 € | -150 t€ | -12 t€ | -100 t€ | -88 t€ | -83 t€ |
| Personnel expenses | 5 420 € | -21 t€ | -12 t€ | -19 t€ | -11 t€ | -5 027 € |
| Depreciations and reductions in value | 576 € | -768 € | -6 420 € | -7 342 € | -6 855 € | -9 141 € |
| Other operating expenses | 13 t€ | -13 t€ | -16 t€ | -18 t€ | -18 t€ | -4 791 € |
| Operating profit (loss) | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 59 t€ | 42 t€ |
| Financial income and expenses + (-) | -2 € | 2 € | 0 € | 1 € | 1 € | -154 € |
| Profit (loss) before appropriations and taxes | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 59 t€ | 42 t€ |
| Income taxes | – | – | – | 0 € | -12 t€ | -12 t€ |
| Profit (loss) for the financial year | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 47 t€ | 30 t€ |
| Non-current assets | 1 729 € | 2 305 € | 19 t€ | 22 t€ | 21 t€ | 27 t€ |
| Stocks | 36 t€ | 32 t€ | 151 t€ | 108 t€ | 14 t€ | 90 t€ |
| Receivables | 454 € | 525 € | 241 € | 109 € | 270 € | 528 € |
| Cash in hand and at banks | 81 t€ | 76 t€ | 32 t€ | 70 t€ | 189 t€ | 70 t€ |
| Current assets | 118 t€ | 108 t€ | 183 t€ | 178 t€ | 204 t€ | 160 t€ |
| Assets | 119 t€ | 110 t€ | 202 t€ | 200 t€ | 224 t€ | 187 t€ |
| Share capital or other similar capital | 2 500 € | 2 500 € | 2 500 € | 2 500 € | 2 500 € | 2 500 € |
| Capital and reserves | 84 t€ | 66 t€ | 138 t€ | 129 t€ | 147 t€ | 100 t€ |
| Long-term liabilities | 33 t€ | 40 t€ | 61 t€ | 67 t€ | 66 t€ | 82 t€ |
| Short-term liabilities | 2 982 € | 3 933 € | 3 647 € | 3 960 € | 11 t€ | 5 635 € |
| Liabilities | 36 t€ | 44 t€ | 65 t€ | 71 t€ | 77 t€ | 87 t€ |
| Other stocks | 36 t€ | 32 t€ | 151 t€ | 108 t€ | 14 t€ | 90 t€ |
| Profit (loss) for the period, equity | 17 t€ | -71 t€ | 8 322 € | -18 t€ | 47 t€ | 30 t€ |
| Machinery and equipment | 1 729 € | 2 305 € | 19 t€ | 22 t€ | 21 t€ | 27 t€ |
| Pension expenses | 5 246 € | -5 538 € | -5 642 € | -5 434 € | -4 993 € | -4 928 € |
| Short-term accounts payable | 1 130 € | 1 164 € | 1 355 € | 1 582 € | 1 613 € | 0 € |
| Short-term prepayments and accrued income | – | – | 0 € | 109 € | 75 € | 0 € |
| Liabilities | 119 t€ | 110 t€ | 202 t€ | 200 t€ | 224 t€ | 187 t€ |
| Short-term accrued expenses and deferred income | – | – | – | 0 € | 8 023 € | 4 467 € |
| Short-term sales receivables | 454 € | 525 € | 241 € | 0 € | 0 € | 523 € |
| Interest expenses and other financial expenses for non-Group companies | – | – | 0 € | -2 € | 0 € | -161 € |
| Other current liabilities | 1 852 € | 2 769 € | 2 292 € | 2 377 € | 1 601 € | 1 168 € |
| Short-term receivables | 454 € | 525 € | 241 € | 109 € | 270 € | 528 € |
| Other short-term receivables | – | – | – | 0 € | 195 € | 5 € |
| Retained earnings | 64 t€ | 135 t€ | 127 t€ | 145 t€ | 98 t€ | 67 t€ |
| Inventory increase (+) or decrease (-) | -4 378 € | -119 t€ | 43 t€ | 94 t€ | -76 t€ | -14 t€ |
| Depreciations according to plan | 576 € | -768 € | -6 420 € | -7 342 € | -6 855 € | -9 141 € |
| Tangible assets | 1 729 € | 2 305 € | 19 t€ | 22 t€ | 21 t€ | 27 t€ |
| Long-term subordinated loans | 33 t€ | 33 t€ | 33 t€ | 33 t€ | 33 t€ | 33 t€ |
| Other long-term liabilities | 0 € | 7 168 € | 28 t€ | 34 t€ | 33 t€ | 49 t€ |
| Purchases during the financial year | 9 356 € | -31 t€ | -55 t€ | -193 t€ | -12 t€ | -68 t€ |
| Other interest and financial income from non-group companies | 2 € | 2 € | 0 € | 2 € | 1 € | 7 € |
| Other social security expenses | 174 € | -25 € | -184 € | -233 € | -186 € | -99 € |
| Wages and salaries | 0 € | -15 t€ | -6 000 € | -13 t€ | -6 000 € | 0 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.