Taksi Karvo Oy is a limited company based in Oulu, registered in 2014. In the financial year ending 30.9.2025, revenue was 260 t€ and operating profit 27 t€; equity ratio 35.7 %. Its taxable income in 2024 was 24 t€ and its income taxes 4 867 €. Public buyers bought 1 014 € from it in 2023–2024; the largest buyer is Perhe- Ja Sos.palv Ja Oys-psyk (Pohjois-Pohjanmaan hyvinvointialue).
Financials
| Key figures | 30.9.2025 | 30.9.2024 | 30.9.2023 | 30.9.2022 | 30.9.2021 |
|---|---|---|---|---|---|
| Revenue | 260 t€ | 198 t€ | 137 t€ | 73 t€ | 60 t€ |
| Revenue change | 31,7 % | 43,8 % | 89,0 % | 21,8 % | – |
| EBITDA | 13 t€ | 41 t€ | 11 t€ | 32 t€ | 19 t€ |
| EBITDA % | 5,1 % | 20,5 % | 8,2 % | 43,6 % | 31,1 % |
| Operating profit | 27 t€ | 26 t€ | 5 542 € | 24 t€ | 8 372 € |
| Operating margin | 10,5 % | 13,0 % | 4,0 % | 33,1 % | 14,0 % |
| Net profit | 20 t€ | 17 t€ | 2 210 € | 16 t€ | 3 924 € |
| Personnel costs | -92 t€ | 67 t€ | 42 t€ | 25 t€ | 16 t€ |
| Equity ratio | 35,7 % | 32,6 % | 30,7 % | 34,2 % | 6,0 % |
| Quick ratio | 1,25 | 0,96 | 0,80 | 0,99 | 0,50 |
| Current ratio | 1,25 | 0,96 | 0,80 | 0,99 | 0,50 |
| Debt to revenue | 37,4 % | 39,2 % | 35,8 % | 51,8 % | 95,9 % |
| Return on equity | 36,1 % | 46,2 % | 10,1 % | 81,5 % | 108,3 % |
| Balance sheet total | 151 t€ | 115 t€ | 71 t€ | 57 t€ | 61 t€ |
| Equity | 54 t€ | 38 t€ | 22 t€ | 20 t€ | 3 622 € |
| Cash and bank | 5 236 € | 1 874 € | 1 227 € | 3 678 € | 700 € |
Balance sheet
Income statement and balance sheet
Income statement
| 30.9.2025 | 30.9.2024 | 30.9.2023 | 30.9.2022 | 30.9.2021 | |
|---|---|---|---|---|---|
| Turnover | 260 t€ | 198 t€ | 137 t€ | 73 t€ | 60 t€ |
| Other operating income | 0 € | 1 127 € | 5 838 € | 36 t€ | 5 940 € |
| Raw materials and services | 69 t€ | -38 t€ | -39 t€ | -11 t€ | -8 652 € |
| Personnel expenses | 92 t€ | -67 t€ | -42 t€ | -25 t€ | -16 t€ |
| Depreciations and reductions in value | 14 t€ | -15 t€ | -5 718 € | -7 624 € | -10 t€ |
| Other operating expenses | 58 t€ | -54 t€ | -51 t€ | -42 t€ | -23 t€ |
| Operating profit (loss) | 27 t€ | 26 t€ | 5 542 € | 24 t€ | 8 372 € |
| Financial income and expenses + (-) | 3 001 € | -2 380 € | -2 224 € | -3 831 € | -4 078 € |
| Profit (loss) before appropriations and taxes | 24 t€ | 23 t€ | 3 318 € | 20 t€ | 4 294 € |
| Income taxes | 4 928 € | -5 986 € | -1 108 € | -4 291 € | -370 € |
| Profit (loss) for the financial year | 20 t€ | 17 t€ | 2 210 € | 16 t€ | 3 924 € |
Balance sheet
| 30.9.2025 | 30.9.2024 | 30.9.2023 | 30.9.2022 | 30.9.2021 | |
|---|---|---|---|---|---|
| Non-current assets | 60 t€ | 62 t€ | 32 t€ | 32 t€ | 41 t€ |
| Receivables | 86 t€ | 51 t€ | 37 t€ | 22 t€ | 19 t€ |
| Cash in hand and at banks | 5 236 € | 1 874 € | 1 227 € | 3 678 € | 700 € |
| Current assets | 92 t€ | 53 t€ | 39 t€ | 25 t€ | 20 t€ |
| Assets | 151 t€ | 115 t€ | 71 t€ | 57 t€ | 61 t€ |
| Share capital or other similar capital | 2 500 € | 2 500 € | 2 500 € | 2 500 € | 2 500 € |
| Capital and reserves | 54 t€ | 38 t€ | 22 t€ | 20 t€ | 3 622 € |
| Long-term liabilities | 24 t€ | 22 t€ | 1 039 € | 12 t€ | 18 t€ |
| Short-term liabilities | 74 t€ | 55 t€ | 48 t€ | 25 t€ | 39 t€ |
| Liabilities | 97 t€ | 78 t€ | 49 t€ | 38 t€ | 57 t€ |
All financial statement items (46)
| 30.9.2025 | 30.9.2024 | 30.9.2023 | 30.9.2022 | 30.9.2021 | |
|---|---|---|---|---|---|
| Turnover | 260 t€ | 198 t€ | 137 t€ | 73 t€ | 60 t€ |
| Other operating income | 0 € | 1 127 € | 5 838 € | 36 t€ | 5 940 € |
| Raw materials and services | 69 t€ | -38 t€ | -39 t€ | -11 t€ | -8 652 € |
| Personnel expenses | 92 t€ | -67 t€ | -42 t€ | -25 t€ | -16 t€ |
| Depreciations and reductions in value | 14 t€ | -15 t€ | -5 718 € | -7 624 € | -10 t€ |
| Other operating expenses | 58 t€ | -54 t€ | -51 t€ | -42 t€ | -23 t€ |
| Operating profit (loss) | 27 t€ | 26 t€ | 5 542 € | 24 t€ | 8 372 € |
| Financial income and expenses + (-) | 3 001 € | -2 380 € | -2 224 € | -3 831 € | -4 078 € |
| Profit (loss) before appropriations and taxes | 24 t€ | 23 t€ | 3 318 € | 20 t€ | 4 294 € |
| Income taxes | 4 928 € | -5 986 € | -1 108 € | -4 291 € | -370 € |
| Profit (loss) for the financial year | 20 t€ | 17 t€ | 2 210 € | 16 t€ | 3 924 € |
| Non-current assets | 60 t€ | 62 t€ | 32 t€ | 32 t€ | 41 t€ |
| Receivables | 86 t€ | 51 t€ | 37 t€ | 22 t€ | 19 t€ |
| Cash in hand and at banks | 5 236 € | 1 874 € | 1 227 € | 3 678 € | 700 € |
| Current assets | 92 t€ | 53 t€ | 39 t€ | 25 t€ | 20 t€ |
| Assets | 151 t€ | 115 t€ | 71 t€ | 57 t€ | 61 t€ |
| Share capital or other similar capital | 2 500 € | 2 500 € | 2 500 € | 2 500 € | 2 500 € |
| Capital and reserves | 54 t€ | 38 t€ | 22 t€ | 20 t€ | 3 622 € |
| Long-term liabilities | 24 t€ | 22 t€ | 1 039 € | 12 t€ | 18 t€ |
| Short-term liabilities | 74 t€ | 55 t€ | 48 t€ | 25 t€ | 39 t€ |
| Liabilities | 97 t€ | 78 t€ | 49 t€ | 38 t€ | 57 t€ |
| Other social security expenses | 4 119 € | -2 711 € | -3 638 € | -3 075 € | -1 549 € |
| Other interest and financial income from non-group companies | 359 € | 0 € | 2 € | 0 € | – |
| Short-term accrued expenses and deferred income | 14 t€ | 10 t€ | 4 035 € | 2 601 € | 2 169 € |
| Tangible assets | 42 t€ | 45 t€ | 17 t€ | 23 t€ | 30 t€ |
| Pension expenses | 18 t€ | -14 t€ | -11 t€ | -5 110 € | -1 863 € |
| Short-term liabilities to credit institutions | 13 t€ | 7 959 € | 5 412 € | 0 € | – |
| Long-term liabilities to credit institutions | 24 t€ | 22 t€ | 1 039 € | 12 t€ | 18 t€ |
| Liabilities | 151 t€ | 115 t€ | 71 t€ | 57 t€ | 61 t€ |
| Machinery and equipment | 42 t€ | 45 t€ | 17 t€ | 23 t€ | 30 t€ |
| Short-term loan receivables | 7 082 € | 7 393 € | 5 104 € | 6 179 € | 2 582 € |
| Services purchased | 6 939 € | -6 612 € | -2 519 € | -612 € | -11 € |
| Wages and salaries | 70 t€ | -51 t€ | -27 t€ | -16 t€ | -12 t€ |
| Short-term prepayments and accrued income | 5 635 € | 3 222 € | 2 622 € | 1 594 € | 2 344 € |
| Purchases during the financial year | 62 t€ | -31 t€ | -37 t€ | -11 t€ | -8 640 € |
| Investments | 17 t€ | 17 t€ | 15 t€ | 9 173 € | 11 t€ |
| Other shares and similar rights of ownership | 17 t€ | 17 t€ | 15 t€ | 9 173 € | 11 t€ |
| Short-term sales receivables | 74 t€ | 41 t€ | 30 t€ | 14 t€ | 14 t€ |
| Profit (loss) for the period, equity | 20 t€ | 17 t€ | 2 210 € | 16 t€ | 3 924 € |
| Other current liabilities | 24 t€ | 17 t€ | 20 t€ | 21 t€ | 34 t€ |
| Interest expenses and other financial expenses for non-Group companies | 4 604 € | -3 678 € | -3 218 € | -3 831 € | -4 078 € |
| Retained earnings | 32 t€ | 18 t€ | 17 t€ | 1 122 € | -2 802 € |
| Income from other investments under non-current assets, from other companies | 1 244 € | 1 298 € | 991 € | 0 € | – |
| Short-term accounts payable | 22 t€ | 20 t€ | 18 t€ | 1 528 € | 2 437 € |
| Depreciations according to plan | 14 t€ | -15 t€ | -5 718 € | -7 624 € | -10 t€ |
| Short-term receivables | 86 t€ | 51 t€ | 37 t€ | 22 t€ | 19 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Taksi Karvo Oy is in the upper half of the industry class on-demand passenger transport service activities by vehicle with driver (1240 companies with taxable income; median 12 t€, 2,1 times the median).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
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