Usmin Fysioterapiapalvelu Oy is a limited company based in Hyvinkää, registered in 1995. In the financial year ending 31.5.2026, revenue was 56 t€ and operating profit 10 t€; equity ratio 7.9 %. Public buyers bought 161 € from it in 2024–2024; the largest buyer is Konsernipalvelut (Pohjois-Pohjanmaan hyvinvointialue). Latest Trade Register entry: line of business changed, 20.10.2026.
Financials
| Key figures | 31.5.2026 | 31.5.2025 | 31.5.2024 |
|---|---|---|---|
| Revenue | 56 t€ | 49 t€ | 38 t€ |
| Revenue change | 15,0 % | 29,3 % | – |
| EBITDA | 10 t€ | 4 422 € | -6 146 € |
| EBITDA % | 18,5 % | 9,1 % | -16,3 % |
| Operating profit | 10 t€ | 4 422 € | -6 146 € |
| Operating margin | 18,5 % | 9,1 % | -16,3 % |
| Net profit | 7 049 € | 491 € | -11 t€ |
| Personnel costs | -5 171 € | 5 362 € | 6 477 € |
| Equity ratio | 7,9 % | 0,7 % | 0,1 % |
| Quick ratio | 1,05 | 1,16 | 0,77 |
| Current ratio | 2,58 | 3,87 | 5,57 |
| Debt to revenue | 158,7 % | 188,0 % | 242,1 % |
| Return on equity | 92,0 % | 80,3 % | -8790,0 % |
| Balance sheet total | 97 t€ | 92 t€ | 91 t€ |
| Equity | 7 660 € | 611 € | 120 € |
| Cash and bank | 1 046 € | 463 € | 603 € |
Balance sheet
Income statement and balance sheet
Income statement
| 31.5.2026 | 31.5.2025 | 31.5.2024 | |
|---|---|---|---|
| Turnover | 56 t€ | 49 t€ | 38 t€ |
| Other operating income | 0 € | 200 € | 3 596 € |
| Raw materials and services | 26 t€ | -25 t€ | -23 t€ |
| Personnel expenses | 5 171 € | -5 362 € | -6 477 € |
| Other operating expenses | 15 t€ | -14 t€ | -18 t€ |
| Operating profit (loss) | 10 t€ | 4 422 € | -6 146 € |
| Financial income and expenses + (-) | 3 339 € | -3 931 € | -4 428 € |
| Profit (loss) before appropriations and taxes | 7 049 € | 491 € | -11 t€ |
| Profit (loss) for the financial year | 7 049 € | 491 € | -11 t€ |
Balance sheet
| 31.5.2026 | 31.5.2025 | 31.5.2024 | |
|---|---|---|---|
| Non-current assets | 75 t€ | 75 t€ | 76 t€ |
| Stocks | 13 t€ | 12 t€ | 14 t€ |
| Receivables | 7 708 € | 4 628 € | 1 578 € |
| Cash in hand and at banks | 1 046 € | 463 € | 603 € |
| Current assets | 21 t€ | 17 t€ | 16 t€ |
| Assets | 97 t€ | 92 t€ | 91 t€ |
| Share capital or other similar capital | 2 523 € | 2 523 € | 2 523 € |
| Capital and reserves | 7 660 € | 611 € | 120 € |
| Long-term liabilities | 81 t€ | 87 t€ | 88 t€ |
| Short-term liabilities | 8 301 € | 4 395 € | 2 831 € |
| Liabilities | 89 t€ | 92 t€ | 91 t€ |
All financial statement items (43)
| 31.5.2026 | 31.5.2025 | 31.5.2024 | |
|---|---|---|---|
| Turnover | 56 t€ | 49 t€ | 38 t€ |
| Other operating income | 0 € | 200 € | 3 596 € |
| Raw materials and services | 26 t€ | -25 t€ | -23 t€ |
| Personnel expenses | 5 171 € | -5 362 € | -6 477 € |
| Other operating expenses | 15 t€ | -14 t€ | -18 t€ |
| Operating profit (loss) | 10 t€ | 4 422 € | -6 146 € |
| Financial income and expenses + (-) | 3 339 € | -3 931 € | -4 428 € |
| Profit (loss) before appropriations and taxes | 7 049 € | 491 € | -11 t€ |
| Profit (loss) for the financial year | 7 049 € | 491 € | -11 t€ |
| Non-current assets | 75 t€ | 75 t€ | 76 t€ |
| Stocks | 13 t€ | 12 t€ | 14 t€ |
| Receivables | 7 708 € | 4 628 € | 1 578 € |
| Cash in hand and at banks | 1 046 € | 463 € | 603 € |
| Current assets | 21 t€ | 17 t€ | 16 t€ |
| Assets | 97 t€ | 92 t€ | 91 t€ |
| Share capital or other similar capital | 2 523 € | 2 523 € | 2 523 € |
| Capital and reserves | 7 660 € | 611 € | 120 € |
| Long-term liabilities | 81 t€ | 87 t€ | 88 t€ |
| Short-term liabilities | 8 301 € | 4 395 € | 2 831 € |
| Liabilities | 89 t€ | 92 t€ | 91 t€ |
| Pension expenses | 3 137 € | -3 708 € | -3 037 € |
| Retained earnings | -7 912 € | -8 403 € | 2 171 € |
| Short-term receivables | 7 708 € | 4 628 € | 1 578 € |
| Other current liabilities | 3 197 € | 1 928 € | 1 412 € |
| Short-term sales receivables | 6 851 € | 3 746 € | 1 296 € |
| Short-term prepayments and accrued income | 857 € | 881 € | 282 € |
| Interest expenses and other financial expenses for non-Group companies | 3 539 € | -3 931 € | -4 428 € |
| Short-term accounts payable | 5 104 € | 2 467 € | 1 177 € |
| Other long-term liabilities | 40 t€ | 40 t€ | 40 t€ |
| Finished products | 7 363 € | 7 870 € | 9 051 € |
| Short-term accrued expenses and deferred income | – | 0 € | 242 € |
| Reserve for invested non-restricted equity | 6 000 € | 6 000 € | 6 000 € |
| Profit (loss) for the period, equity | 7 049 € | 491 € | -11 t€ |
| Investments | 75 t€ | 75 t€ | 76 t€ |
| Other social security expenses | 2 033 € | -1 253 € | -1 841 € |
| Purchases during the financial year | 27 t€ | -23 t€ | -20 t€ |
| Long-term liabilities to credit institutions | 41 t€ | 47 t€ | 48 t€ |
| Wages and salaries | 0 € | -400 € | -1 600 € |
| Income from other investments under non-current assets, from other companies | 200 € | 0 € | – |
| Liabilities | 97 t€ | 92 t€ | 91 t€ |
| Other stocks | 5 283 € | 4 051 € | 4 533 € |
| Inventory increase (+) or decrease (-) | -1 109 € | -1 663 € | -2 825 € |
| Other shares and similar rights of ownership | 75 t€ | 75 t€ | 76 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
Trade Register events
- Line of business changed
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