Saimaan Vuokravenho Oy is a limited company based in Savonlinna, registered in 1996. In the financial year ending 31.12.2025, revenue was 164 t€ and operating profit 13 t€; equity ratio 11.1 %. Its taxable income in 2024 was 3 559 € and its income taxes 712 €.
Revenue 2025164 t€-21 % on the previous year
Operating profit13 t€8,0 % of revenue
Net profit1 634 €EBITDA 118 €
Equity ratio11,1 %quick ratio 0,08
Taxable income 20243 559 €
lower half of its industry
Income taxes 2024712 €6 456 € in 2020–2024
In business30 yrsregistered 17.1.1996
Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 |
|---|---|---|---|---|
| Revenue | 164 t€ | 209 t€ | 218 t€ | 225 t€ |
| Revenue change | -21,4 % | -3,8 % | -3,4 % | – |
| EBITDA | 118 € | 30 t€ | 27 t€ | 35 t€ |
| EBITDA % | 0,1 % | 14,4 % | 12,4 % | 15,4 % |
| Operating profit | 13 t€ | 17 t€ | 14 t€ | 21 t€ |
| Operating margin | 8,0 % | 8,1 % | 6,2 % | 9,4 % |
| Net profit | 1 634 € | 1 842 € | 1 077 € | 1 643 € |
| Personnel costs | -63 t€ | 97 t€ | 95 t€ | 88 t€ |
| Equity ratio | 11,1 % | 9,4 % | 9,4 % | 9,2 % |
| Quick ratio | 0,08 | 0,13 | 0,12 | 0,21 |
| Current ratio | 0,68 | 0,75 | 0,86 | 0,96 |
| Debt to revenue | 113,7 % | 100,0 % | 95,6 % | 98,2 % |
| Return on equity | 7,0 % | 8,5 % | 5,0 % | 7,3 % |
| Balance sheet total | 218 t€ | 237 t€ | 240 t€ | 259 t€ |
| Equity | 23 t€ | 22 t€ | 22 t€ | 22 t€ |
| Cash and bank | 1 292 € | 3 563 € | 3 019 € | 1 430 € |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Turnover | 164 t€ | 209 t€ | 218 t€ | 225 t€ |
| Other operating income | 1 093 € | 9 987 € | 6 450 € | 17 t€ |
| Raw materials and services | 34 t€ | -28 t€ | -42 t€ | -44 t€ |
| Personnel expenses | 63 t€ | -97 t€ | -95 t€ | -88 t€ |
| Depreciations and reductions in value | 13 t€ | -13 t€ | -13 t€ | -14 t€ |
| Other operating expenses | 43 t€ | -64 t€ | -61 t€ | -76 t€ |
| Operating profit (loss) | 13 t€ | 17 t€ | 14 t€ | 21 t€ |
| Financial income and expenses + (-) | 11 t€ | -15 t€ | -12 t€ | -17 t€ |
| Profit (loss) before appropriations and taxes | 2 118 € | 2 383 € | 2 076 € | 4 174 € |
| Income taxes | 484 € | -541 € | -999 € | -2 532 € |
| Profit (loss) for the financial year | 1 634 € | 1 842 € | 1 077 € | 1 643 € |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Non-current assets | 163 t€ | 175 t€ | 188 t€ | 201 t€ |
| Stocks | 49 t€ | 52 t€ | 44 t€ | 45 t€ |
| Receivables | 5 517 € | 6 770 € | 4 259 € | 11 t€ |
| Cash in hand and at banks | 1 292 € | 3 563 € | 3 019 € | 1 430 € |
| Current assets | 55 t€ | 62 t€ | 52 t€ | 58 t€ |
| Assets | 218 t€ | 237 t€ | 240 t€ | 259 t€ |
| Share capital or other similar capital | 8 000 € | 8 000 € | 8 000 € | 8 000 € |
| Capital and reserves | 23 t€ | 22 t€ | 22 t€ | 22 t€ |
| Long-term liabilities | 113 t€ | 133 t€ | 158 t€ | 176 t€ |
| Short-term liabilities | 82 t€ | 82 t€ | 60 t€ | 60 t€ |
| Liabilities | 195 t€ | 215 t€ | 218 t€ | 236 t€ |
All financial statement items (51)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Turnover | 164 t€ | 209 t€ | 218 t€ | 225 t€ |
| Other operating income | 1 093 € | 9 987 € | 6 450 € | 17 t€ |
| Raw materials and services | 34 t€ | -28 t€ | -42 t€ | -44 t€ |
| Personnel expenses | 63 t€ | -97 t€ | -95 t€ | -88 t€ |
| Depreciations and reductions in value | 13 t€ | -13 t€ | -13 t€ | -14 t€ |
| Other operating expenses | 43 t€ | -64 t€ | -61 t€ | -76 t€ |
| Operating profit (loss) | 13 t€ | 17 t€ | 14 t€ | 21 t€ |
| Financial income and expenses + (-) | 11 t€ | -15 t€ | -12 t€ | -17 t€ |
| Profit (loss) before appropriations and taxes | 2 118 € | 2 383 € | 2 076 € | 4 174 € |
| Income taxes | 484 € | -541 € | -999 € | -2 532 € |
| Profit (loss) for the financial year | 1 634 € | 1 842 € | 1 077 € | 1 643 € |
| Non-current assets | 163 t€ | 175 t€ | 188 t€ | 201 t€ |
| Stocks | 49 t€ | 52 t€ | 44 t€ | 45 t€ |
| Receivables | 5 517 € | 6 770 € | 4 259 € | 11 t€ |
| Cash in hand and at banks | 1 292 € | 3 563 € | 3 019 € | 1 430 € |
| Current assets | 55 t€ | 62 t€ | 52 t€ | 58 t€ |
| Assets | 218 t€ | 237 t€ | 240 t€ | 259 t€ |
| Share capital or other similar capital | 8 000 € | 8 000 € | 8 000 € | 8 000 € |
| Capital and reserves | 23 t€ | 22 t€ | 22 t€ | 22 t€ |
| Long-term liabilities | 113 t€ | 133 t€ | 158 t€ | 176 t€ |
| Short-term liabilities | 82 t€ | 82 t€ | 60 t€ | 60 t€ |
| Liabilities | 195 t€ | 215 t€ | 218 t€ | 236 t€ |
| Services purchased | 1 680 € | -1 928 € | -1 280 € | -418 € |
| Retained earnings | 14 t€ | 12 t€ | 13 t€ | 13 t€ |
| Other current liabilities | 17 t€ | 39 t€ | 20 t€ | 19 t€ |
| Profit (loss) for the period, equity | 1 634 € | 1 842 € | 1 077 € | 1 643 € |
| Other short-term receivables | – | 0 € | 214 € | 80 € |
| Finished products | 49 t€ | 52 t€ | 44 t€ | 45 t€ |
| Short-term accounts payable | 1 803 € | 2 795 € | 2 672 € | 1 753 € |
| Depreciations according to plan | 13 t€ | -13 t€ | -13 t€ | -14 t€ |
| Purchases during the financial year | 29 t€ | -34 t€ | -40 t€ | -45 t€ |
| Land and water areas, Owned | 7 346 € | 7 346 € | 7 346 € | 7 346 € |
| Wages and salaries | 43 t€ | -67 t€ | -68 t€ | -73 t€ |
| Short-term sales receivables | 5 372 € | 4 675 € | 3 882 € | 8 808 € |
| Inventory increase (+) or decrease (-) | 3 338 € | 7 429 € | -797 € | 1 781 € |
| Interest expenses and other financial expenses for non-Group companies | 11 t€ | -15 t€ | -12 t€ | -17 t€ |
| Other interest and financial income from non-group companies | – | – | 0 € | 0 € |
| Other social security expenses | 7 682 € | -12 t€ | -10 t€ | -2 692 € |
| Tangible assets | 163 t€ | 175 t€ | 188 t€ | 201 t€ |
| Short-term advances received | 7 793 € | 5 857 € | 10 t€ | 15 t€ |
| Short-term accrued expenses and deferred income | 8 136 € | 9 046 € | 6 751 € | 5 461 € |
| Short-term receivables | 5 517 € | 6 770 € | 4 259 € | 11 t€ |
| Pension expenses | 12 t€ | -18 t€ | -17 t€ | -13 t€ |
| Buildings and structures, Owned | 63 t€ | 66 t€ | 68 t€ | 72 t€ |
| Long-term liabilities to credit institutions | 113 t€ | 133 t€ | 158 t€ | 176 t€ |
| Machinery and equipment | 93 t€ | 102 t€ | 112 t€ | 122 t€ |
| Other shares and similar rights of ownership | 118 € | 118 € | 118 € | 118 € |
| Short-term liabilities to credit institutions | 47 t€ | 25 t€ | 21 t€ | 19 t€ |
| Short-term prepayments and accrued income | 145 € | 2 095 € | 163 € | 2 011 € |
| Investments | 118 € | 118 € | 118 € | 118 € |
| Liabilities | 218 t€ | 237 t€ | 240 t€ | 259 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Saimaan Vuokravenho Oy is in the lower half of the industry class rental and leasing of recreational and sports goods (46 companies with taxable income; median 14 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.