Valko Kartano Oy is a limited company based in Loviisa, registered in 1989. In the financial year ending 31.10.2025, revenue was 1,6 M€ and operating profit 146 t€; equity ratio 49.4 %. Its taxable income in 2024 was 26 t€ and its income taxes 5 181 €. Public buyers bought 40 t€ from it in 2022–2022; the largest buyer is Sosiaali- Ja Terveystoimiala, Helsinki (Helsinki). Latest Trade Register entry: line of business changed, 6.10.2026.
Revenue 20251,6 M€+0 % on the previous year
Operating profit146 t€8,9 % of revenue
Net profit87 t€EBITDA 75 t€
Equity ratio49,4 %quick ratio 0,66
Taxable income 202426 t€
lower half of its industry
Income taxes 20245 181 €6 149 € in 2020–2024
In business37 yrsregistered 26.7.1989
Sales to public buyers40 t€2022–2022
Trade Register2entries, latest: line of business changed
Financials
RevenueOperating profitNet profit
| Key figures | 31.10.2025 | 31.10.2024 | 31.10.2023 | 31.10.2022 | 31.10.2021 | 31.10.2020 |
|---|---|---|---|---|---|---|
| Revenue | 1,6 M€ | 1,6 M€ | 1,6 M€ | 1,7 M€ | 1,9 M€ | 1,8 M€ |
| Revenue change | 0,2 % | 0,2 % | -3,0 % | -10,4 % | 2,6 % | – |
| EBITDA | 75 t€ | 151 t€ | 256 t€ | 336 t€ | 361 t€ | 477 t€ |
| EBITDA % | 4,6 % | 9,2 % | 15,7 % | 19,9 % | 19,2 % | 26,0 % |
| Operating profit | 146 t€ | 77 t€ | 179 t€ | 255 t€ | 276 t€ | 387 t€ |
| Operating margin | 8,9 % | 4,7 % | 10,9 % | 15,1 % | 14,6 % | 21,1 % |
| Net profit | 87 t€ | 20 t€ | 1 608 € | 632 € | 406 € | 42 € |
| Personnel costs | -1,0 M€ | 1,1 M€ | 945 t€ | 1,1 M€ | 1,3 M€ | 1,2 M€ |
| Equity ratio | 49,4 % | 44,6 % | 42,9 % | 50,3 % | 49,1 % | 48,8 % |
| Quick ratio | 0,66 | 0,67 | 0,72 | 1,45 | 1,35 | 1,30 |
| Current ratio | 0,66 | 0,67 | 0,72 | 1,45 | 1,35 | 1,30 |
| Debt to revenue | 78,0 % | 88,3 % | 93,2 % | 90,1 % | 84,4 % | 87,8 % |
| Return on equity | 6,9 % | 1,7 % | 0,1 % | 0,0 % | 0,0 % | 0,0 % |
| Balance sheet total | 2,5 M€ | 2,6 M€ | 2,7 M€ | 3,1 M€ | 3,1 M€ | 3,1 M€ |
| Equity | 1,3 M€ | 1,2 M€ | 1,1 M€ | 1,5 M€ | 1,5 M€ | 1,5 M€ |
| Cash and bank | 835 € | 793 € | 1 534 € | 100 € | 536 € | 123 € |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.10.2025 | 31.10.2024 | 31.10.2023 | 31.10.2022 | 31.10.2021 | 31.10.2020 | |
|---|---|---|---|---|---|---|
| Turnover | 1,6 M€ | 1,6 M€ | 1,6 M€ | 1,7 M€ | 1,9 M€ | 1,8 M€ |
| Other operating income | 72 t€ | 72 t€ | 48 t€ | 195 t€ | 288 t€ | 288 t€ |
| Raw materials and services | 139 t€ | -145 t€ | -198 t€ | -203 t€ | -211 t€ | -199 t€ |
| Personnel expenses | 1,0 M€ | -1,1 M€ | -945 t€ | -1,1 M€ | -1,3 M€ | -1,2 M€ |
| Depreciations and reductions in value | 71 t€ | -74 t€ | -78 t€ | -81 t€ | -86 t€ | -90 t€ |
| Other operating expenses | 322 t€ | -355 t€ | -285 t€ | -247 t€ | -294 t€ | -271 t€ |
| Operating profit (loss) | 146 t€ | 77 t€ | 179 t€ | 255 t€ | 276 t€ | 387 t€ |
| Financial income and expenses + (-) | 37 t€ | -52 t€ | -48 t€ | -29 t€ | -17 t€ | -21 t€ |
| Profit (loss) before appropriations and taxes | 109 t€ | 26 t€ | 130 t€ | 226 t€ | 258 t€ | 366 t€ |
| Income taxes | 22 t€ | -5 181 € | -773 € | -140 € | -56 € | -2 € |
| Profit (loss) for the financial year | 87 t€ | 20 t€ | 1 608 € | 632 € | 406 € | 42 € |
Balance sheet
| 31.10.2025 | 31.10.2024 | 31.10.2023 | 31.10.2022 | 31.10.2021 | 31.10.2020 | |
|---|---|---|---|---|---|---|
| Non-current assets | 2,0 M€ | 2,1 M€ | 2,2 M€ | 2,2 M€ | 2,3 M€ | 2,4 M€ |
| Receivables | 526 t€ | 534 t€ | 516 t€ | 824 t€ | 811 t€ | 754 t€ |
| Cash in hand and at banks | 835 € | 793 € | 1 534 € | 100 € | 536 € | 123 € |
| Current assets | 527 t€ | 535 t€ | 518 t€ | 824 t€ | 811 t€ | 754 t€ |
| Assets | 2,5 M€ | 2,6 M€ | 2,7 M€ | 3,1 M€ | 3,1 M€ | 3,1 M€ |
| Share capital or other similar capital | 858 t€ | 858 t€ | 858 t€ | 858 t€ | 858 t€ | 858 t€ |
| Capital and reserves | 1,3 M€ | 1,2 M€ | 1,1 M€ | 1,5 M€ | 1,5 M€ | 1,5 M€ |
| Long-term liabilities | 487 t€ | 653 t€ | 801 t€ | 950 t€ | 987 t€ | 1,0 M€ |
| Short-term liabilities | 794 t€ | 795 t€ | 724 t€ | 570 t€ | 602 t€ | 578 t€ |
| Liabilities | 1,3 M€ | 1,4 M€ | 1,5 M€ | 1,5 M€ | 1,6 M€ | 1,6 M€ |
All financial statement items (53)
| 31.10.2025 | 31.10.2024 | 31.10.2023 | 31.10.2022 | 31.10.2021 | 31.10.2020 | |
|---|---|---|---|---|---|---|
| Turnover | 1,6 M€ | 1,6 M€ | 1,6 M€ | 1,7 M€ | 1,9 M€ | 1,8 M€ |
| Other operating income | 72 t€ | 72 t€ | 48 t€ | 195 t€ | 288 t€ | 288 t€ |
| Raw materials and services | 139 t€ | -145 t€ | -198 t€ | -203 t€ | -211 t€ | -199 t€ |
| Personnel expenses | 1,0 M€ | -1,1 M€ | -945 t€ | -1,1 M€ | -1,3 M€ | -1,2 M€ |
| Depreciations and reductions in value | 71 t€ | -74 t€ | -78 t€ | -81 t€ | -86 t€ | -90 t€ |
| Other operating expenses | 322 t€ | -355 t€ | -285 t€ | -247 t€ | -294 t€ | -271 t€ |
| Operating profit (loss) | 146 t€ | 77 t€ | 179 t€ | 255 t€ | 276 t€ | 387 t€ |
| Financial income and expenses + (-) | 37 t€ | -52 t€ | -48 t€ | -29 t€ | -17 t€ | -21 t€ |
| Profit (loss) before appropriations and taxes | 109 t€ | 26 t€ | 130 t€ | 226 t€ | 258 t€ | 366 t€ |
| Income taxes | 22 t€ | -5 181 € | -773 € | -140 € | -56 € | -2 € |
| Profit (loss) for the financial year | 87 t€ | 20 t€ | 1 608 € | 632 € | 406 € | 42 € |
| Non-current assets | 2,0 M€ | 2,1 M€ | 2,2 M€ | 2,2 M€ | 2,3 M€ | 2,4 M€ |
| Receivables | 526 t€ | 534 t€ | 516 t€ | 824 t€ | 811 t€ | 754 t€ |
| Cash in hand and at banks | 835 € | 793 € | 1 534 € | 100 € | 536 € | 123 € |
| Current assets | 527 t€ | 535 t€ | 518 t€ | 824 t€ | 811 t€ | 754 t€ |
| Assets | 2,5 M€ | 2,6 M€ | 2,7 M€ | 3,1 M€ | 3,1 M€ | 3,1 M€ |
| Share capital or other similar capital | 858 t€ | 858 t€ | 858 t€ | 858 t€ | 858 t€ | 858 t€ |
| Capital and reserves | 1,3 M€ | 1,2 M€ | 1,1 M€ | 1,5 M€ | 1,5 M€ | 1,5 M€ |
| Long-term liabilities | 487 t€ | 653 t€ | 801 t€ | 950 t€ | 987 t€ | 1,0 M€ |
| Short-term liabilities | 794 t€ | 795 t€ | 724 t€ | 570 t€ | 602 t€ | 578 t€ |
| Liabilities | 1,3 M€ | 1,4 M€ | 1,5 M€ | 1,5 M€ | 1,6 M€ | 1,6 M€ |
| Other current liabilities | 82 t€ | 81 t€ | 79 t€ | 80 t€ | 83 t€ | 84 t€ |
| Short-term advances received | – | – | 0 € | 357 € | 131 € | 2 718 € |
| Other tangible assets | 2 716 € | 2 716 € | 2 716 € | 2 716 € | 2 716 € | 2 716 € |
| Liabilities | 2,5 M€ | 2,6 M€ | 2,7 M€ | 3,1 M€ | 3,1 M€ | 3,1 M€ |
| Long-term liabilities to credit institutions | 487 t€ | 653 t€ | 801 t€ | 950 t€ | 987 t€ | 1,0 M€ |
| Short-term receivables | 526 t€ | 534 t€ | 516 t€ | 824 t€ | 811 t€ | 754 t€ |
| Land and water areas, Owned | 303 t€ | 303 t€ | 303 t€ | 303 t€ | 303 t€ | 303 t€ |
| Other interest and financial income from non-group companies | 59 € | 284 € | 193 € | 0 € | 0 € | 0 € |
| Machinery and equipment | 2 681 € | 3 575 € | 4 766 € | 6 355 € | 8 874 € | 9 539 € |
| Retained earnings | 308 t€ | 288 t€ | 286 t€ | 677 t€ | 676 t€ | 676 t€ |
| Short-term liabilities to Group companies | 321 t€ | 319 t€ | 272 t€ | 142 t€ | 138 t€ | 118 t€ |
| Short-term accounts payable | 15 t€ | 39 t€ | 39 t€ | 18 t€ | 19 t€ | 19 t€ |
| Wages and salaries | 869 t€ | -893 t€ | -790 t€ | -910 t€ | -1,1 M€ | -991 t€ |
| Intangible assets | 26 t€ | 26 t€ | 26 t€ | 26 t€ | 26 t€ | 26 t€ |
| Other shares and similar rights of ownership | 150 € | 150 € | 150 € | 150 € | 150 € | 150 € |
| Short-term sales receivables | 130 t€ | 138 t€ | 130 t€ | 139 t€ | 159 t€ | 162 t€ |
| Profit (loss) for the period, equity | 87 t€ | 20 t€ | 1 608 € | 632 € | 406 € | 42 € |
| Interest expenses and other financial expenses for non-Group companies | 37 t€ | -52 t€ | -49 t€ | -29 t€ | -17 t€ | -21 t€ |
| Pension expenses | 143 t€ | -148 t€ | -133 t€ | -165 t€ | -186 t€ | -157 t€ |
| Short-term prepayments and accrued income | 2 301 € | 4 412 € | 3 620 € | 1 656 € | 983 € | 1 872 € |
| Buildings and structures, Owned | 1,7 M€ | 1,7 M€ | 1,8 M€ | 1,9 M€ | 2,0 M€ | 2,1 M€ |
| Other social security expenses | 23 t€ | -18 t€ | -22 t€ | -21 t€ | -33 t€ | -30 t€ |
| Services purchased | 29 t€ | -39 t€ | -33 t€ | -28 t€ | -27 t€ | -19 t€ |
| Tangible assets | 2,0 M€ | 2,1 M€ | 2,1 M€ | 2,2 M€ | 2,3 M€ | 2,4 M€ |
| Purchases during the financial year | 110 t€ | -107 t€ | -165 t€ | -175 t€ | -184 t€ | -180 t€ |
| Current receivables from Group companies | 394 t€ | 392 t€ | 383 t€ | 684 t€ | 650 t€ | 590 t€ |
| Short-term liabilities to credit institutions | 172 t€ | 172 t€ | 169 t€ | 169 t€ | 141 t€ | 169 t€ |
| Depreciations according to plan | 71 t€ | -74 t€ | -78 t€ | -81 t€ | -86 t€ | -90 t€ |
| Short-term accrued expenses and deferred income | 204 t€ | 184 t€ | 164 t€ | 161 t€ | 221 t€ | 186 t€ |
| Group contribution | – | 0 € | -128 t€ | -225 t€ | -258 t€ | -366 t€ |
| Intangible rights | 26 t€ | 26 t€ | 26 t€ | 26 t€ | 26 t€ | 26 t€ |
| Investments | 150 € | 150 € | 150 € | 150 € | 150 € | 150 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Valko Kartano Oy is in the lower half of the industry class residential nursing and care activities for mental health patients (70 companies with taxable income; median 86 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
Trade Register events
- Line of business changed
- Registered office moved
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