Savon Betonilattiat Oy is a limited company based in Lapinlahti, registered in 1989. In the financial year ending 31.12.2025, revenue was 225 t€ and operating profit 15 t€; equity ratio 47.7 %.
Revenue 2025225 t€-18 % on the previous year
Operating profit15 t€6,8 % of revenue
Net profit2 338 €EBITDA -127 €
Equity ratio47,7 %quick ratio 1,13
In business36 yrsregistered 8.11.1989
Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 |
|---|---|---|---|---|---|---|
| Revenue | 225 t€ | 273 t€ | 335 t€ | 528 t€ | 596 t€ | 525 t€ |
| Revenue change | -17,5 % | -18,6 % | -36,6 % | -11,4 % | 13,4 % | – |
| EBITDA | -127 € | 35 t€ | 1 870 € | 69 t€ | 110 t€ | 67 t€ |
| EBITDA % | -0,1 % | 12,8 % | 0,6 % | 13,1 % | 18,4 % | 12,7 % |
| Operating profit | 15 t€ | 15 t€ | -28 t€ | 31 t€ | 65 t€ | 27 t€ |
| Operating margin | 6,8 % | 5,6 % | -8,3 % | 5,9 % | 10,9 % | 5,2 % |
| Net profit | 2 338 € | -2 239 € | -41 t€ | 17 t€ | 45 t€ | 16 t€ |
| Personnel costs | -84 t€ | 160 t€ | 207 t€ | 302 t€ | 342 t€ | 300 t€ |
| Equity ratio | 47,7 % | 39,3 % | 40,3 % | 43,9 % | 40,4 % | 37,8 % |
| Quick ratio | 1,13 | 0,47 | 0,57 | 1,34 | 1,34 | 1,51 |
| Current ratio | 1,13 | 0,47 | 0,57 | 1,34 | 1,34 | 1,51 |
| Debt to revenue | 75,6 % | 94,0 % | 81,1 % | 58,9 % | 60,7 % | 68,2 % |
| Return on equity | 1,5 % | -1,3 % | -22,4 % | 7,2 % | 18,4 % | 7,3 % |
| Balance sheet total | 325 t€ | 422 t€ | 454 t€ | 554 t€ | 607 t€ | 576 t€ |
| Equity | 155 t€ | 166 t€ | 183 t€ | 243 t€ | 245 t€ | 218 t€ |
| Cash and bank | 21 t€ | 14 t€ | 6 293 € | 53 t€ | 79 t€ | 72 t€ |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Turnover | 225 t€ | 273 t€ | 335 t€ | 528 t€ | 596 t€ | 525 t€ |
| Other operating income | 18 t€ | 20 t€ | 20 t€ | 19 t€ | 20 t€ | 14 t€ |
| Raw materials and services | 22 t€ | -23 t€ | -58 t€ | -66 t€ | -54 t€ | -60 t€ |
| Personnel expenses | 84 t€ | -160 t€ | -207 t€ | -302 t€ | -342 t€ | -300 t€ |
| Depreciations and reductions in value | 15 t€ | -20 t€ | -29 t€ | -38 t€ | -45 t€ | -40 t€ |
| Other operating expenses | 107 t€ | -75 t€ | -88 t€ | -110 t€ | -110 t€ | -112 t€ |
| Operating profit (loss) | 15 t€ | 15 t€ | -28 t€ | 31 t€ | 65 t€ | 27 t€ |
| Financial income and expenses + (-) | 13 t€ | -18 t€ | -14 t€ | -9 971 € | -8 448 € | -7 302 € |
| Profit (loss) before appropriations and taxes | 2 338 € | -2 239 € | -41 t€ | 21 t€ | 56 t€ | 20 t€ |
| Income taxes | – | 0 € | 566 € | -3 806 € | -11 t€ | -4 058 € |
| Profit (loss) for the financial year | 2 338 € | -2 239 € | -41 t€ | 17 t€ | 45 t€ | 16 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Non-current assets | 287 t€ | 398 t€ | 430 t€ | 459 t€ | 484 t€ | 471 t€ |
| Receivables | 17 t€ | 10 t€ | 18 t€ | 43 t€ | 45 t€ | 33 t€ |
| Cash in hand and at banks | 21 t€ | 14 t€ | 6 293 € | 53 t€ | 79 t€ | 72 t€ |
| Current assets | 38 t€ | 24 t€ | 24 t€ | 96 t€ | 124 t€ | 105 t€ |
| Assets | 325 t€ | 422 t€ | 454 t€ | 554 t€ | 607 t€ | 576 t€ |
| Share capital or other similar capital | 12 t€ | 12 t€ | 12 t€ | 12 t€ | 12 t€ | 12 t€ |
| Capital and reserves | 155 t€ | 166 t€ | 183 t€ | 243 t€ | 245 t€ | 218 t€ |
| Long-term liabilities | 137 t€ | 204 t€ | 229 t€ | 240 t€ | 269 t€ | 289 t€ |
| Short-term liabilities | 34 t€ | 52 t€ | 42 t€ | 71 t€ | 93 t€ | 70 t€ |
| Liabilities | 170 t€ | 256 t€ | 271 t€ | 311 t€ | 362 t€ | 358 t€ |
All financial statement items (48)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Turnover | 225 t€ | 273 t€ | 335 t€ | 528 t€ | 596 t€ | 525 t€ |
| Other operating income | 18 t€ | 20 t€ | 20 t€ | 19 t€ | 20 t€ | 14 t€ |
| Raw materials and services | 22 t€ | -23 t€ | -58 t€ | -66 t€ | -54 t€ | -60 t€ |
| Personnel expenses | 84 t€ | -160 t€ | -207 t€ | -302 t€ | -342 t€ | -300 t€ |
| Depreciations and reductions in value | 15 t€ | -20 t€ | -29 t€ | -38 t€ | -45 t€ | -40 t€ |
| Other operating expenses | 107 t€ | -75 t€ | -88 t€ | -110 t€ | -110 t€ | -112 t€ |
| Operating profit (loss) | 15 t€ | 15 t€ | -28 t€ | 31 t€ | 65 t€ | 27 t€ |
| Financial income and expenses + (-) | 13 t€ | -18 t€ | -14 t€ | -9 971 € | -8 448 € | -7 302 € |
| Profit (loss) before appropriations and taxes | 2 338 € | -2 239 € | -41 t€ | 21 t€ | 56 t€ | 20 t€ |
| Income taxes | – | 0 € | 566 € | -3 806 € | -11 t€ | -4 058 € |
| Profit (loss) for the financial year | 2 338 € | -2 239 € | -41 t€ | 17 t€ | 45 t€ | 16 t€ |
| Non-current assets | 287 t€ | 398 t€ | 430 t€ | 459 t€ | 484 t€ | 471 t€ |
| Receivables | 17 t€ | 10 t€ | 18 t€ | 43 t€ | 45 t€ | 33 t€ |
| Cash in hand and at banks | 21 t€ | 14 t€ | 6 293 € | 53 t€ | 79 t€ | 72 t€ |
| Current assets | 38 t€ | 24 t€ | 24 t€ | 96 t€ | 124 t€ | 105 t€ |
| Assets | 325 t€ | 422 t€ | 454 t€ | 554 t€ | 607 t€ | 576 t€ |
| Share capital or other similar capital | 12 t€ | 12 t€ | 12 t€ | 12 t€ | 12 t€ | 12 t€ |
| Capital and reserves | 155 t€ | 166 t€ | 183 t€ | 243 t€ | 245 t€ | 218 t€ |
| Long-term liabilities | 137 t€ | 204 t€ | 229 t€ | 240 t€ | 269 t€ | 289 t€ |
| Short-term liabilities | 34 t€ | 52 t€ | 42 t€ | 71 t€ | 93 t€ | 70 t€ |
| Liabilities | 170 t€ | 256 t€ | 271 t€ | 311 t€ | 362 t€ | 358 t€ |
| Buildings and structures, Owned | 47 t€ | 50 t€ | 54 t€ | 58 t€ | 63 t€ | 67 t€ |
| Investments | 204 t€ | 300 t€ | 300 t€ | 300 t€ | 300 t€ | 300 t€ |
| Other short-term receivables | 655 € | 0 € | 1 414 € | 2 150 € | 11 t€ | 13 t€ |
| Other current liabilities | 6 011 € | 12 t€ | 3 919 € | 8 657 € | 9 891 € | 6 007 € |
| Retained earnings | 141 t€ | 157 t€ | 212 t€ | 214 t€ | 189 t€ | 190 t€ |
| Short-term prepayments and accrued income | 6 974 € | 4 075 € | 7 506 € | 8 526 € | 5 109 € | 3 998 € |
| Short-term accounts payable | 5 210 € | 3 408 € | 11 t€ | 2 098 € | 6 845 € | 7 218 € |
| Short-term sales receivables | 9 112 € | 6 120 € | 8 704 € | 31 t€ | 27 t€ | 15 t€ |
| Purchases during the financial year | 20 t€ | -14 t€ | -17 t€ | -47 t€ | -45 t€ | -40 t€ |
| Profit (loss) for the period, equity | 2 338 € | -2 239 € | -41 t€ | 17 t€ | 45 t€ | 16 t€ |
| Short-term receivables | 17 t€ | 10 t€ | 18 t€ | 43 t€ | 45 t€ | 33 t€ |
| Interest expenses and other financial expenses for non-Group companies | 13 t€ | -18 t€ | -14 t€ | -9 972 € | -8 450 € | -7 309 € |
| Tangible assets | 83 t€ | 98 t€ | 131 t€ | 159 t€ | 184 t€ | 172 t€ |
| Wages and salaries | 63 t€ | -121 t€ | -152 t€ | -238 t€ | -271 t€ | -244 t€ |
| Short-term accrued expenses and deferred income | 1 640 € | 2 147 € | 6 911 € | 12 t€ | 14 t€ | 6 659 € |
| Short-term loan receivables | – | – | 0 € | 500 € | 1 500 € | 1 500 € |
| Liabilities | 325 t€ | 422 t€ | 454 t€ | 554 t€ | 607 t€ | 576 t€ |
| Land and water areas, Rental rights | 400 € | 400 € | 400 € | 400 € | 400 € | 400 € |
| Other interest and financial income from non-group companies | 3 € | 0 € | 3 € | 0 € | 2 € | 7 € |
| Other social security expenses | 9 982 € | -11 t€ | -13 t€ | -17 t€ | -20 t€ | -16 t€ |
| Long-term liabilities to credit institutions | 137 t€ | 204 t€ | 229 t€ | 240 t€ | 269 t€ | 289 t€ |
| Machinery and equipment | 36 t€ | 47 t€ | 76 t€ | 101 t€ | 121 t€ | 104 t€ |
| Depreciations according to plan | 15 t€ | -20 t€ | -29 t€ | -38 t€ | -45 t€ | -40 t€ |
| Services purchased | 1 907 € | -9 019 € | -41 t€ | -19 t€ | -9 634 € | -21 t€ |
| Short-term liabilities to credit institutions | 21 t€ | 35 t€ | 21 t€ | 49 t€ | 62 t€ | 50 t€ |
| Other shares and similar rights of ownership | 204 t€ | 300 t€ | 300 t€ | 300 t€ | 300 t€ | 300 t€ |
| Pension expenses | 11 t€ | -28 t€ | -41 t€ | -47 t€ | -51 t€ | -40 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.