Finemo Holding Oy is a limited company based in Nurmijärvi, registered in 2023. In the financial year ending 31.12.2025, revenue was 90 t€ and operating profit 2 376 €; equity ratio 97.0 %.
Financials
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 |
|---|---|---|---|
| Revenue | 90 t€ | 77 t€ | 0 € |
| Revenue change | 15,7 % | – | – |
| EBITDA | 2 376 € | 3 € | -484 € |
| EBITDA % | 2,7 % | 0,0 % | – |
| Operating profit | 2 376 € | 3 € | -484 € |
| Operating margin | 2,7 % | 0,0 % | – |
| Net profit | 202 t€ | 2 € | 400 t€ |
| Personnel costs | -73 t€ | 63 t€ | 0 € |
| Equity ratio | 97,0 % | 97,9 % | 98,5 % |
| Quick ratio | 4,39 | 5,61 | 13,47 |
| Current ratio | 4,39 | 5,61 | 13,47 |
| Debt to revenue | 64,9 % | 51,4 % | – |
| Return on equity | 10,7 % | 0,0 % | 20,1 % |
| Balance sheet total | 1,9 M€ | 1,9 M€ | 2,0 M€ |
| Equity | 1,9 M€ | 1,8 M€ | 2,0 M€ |
| Cash and bank | 185 t€ | 189 t€ | 4 076 € |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Turnover | 90 t€ | 77 t€ | 0 € |
| Personnel expenses | 73 t€ | -63 t€ | 0 € |
| Other operating expenses | 14 t€ | -14 t€ | -484 € |
| Operating profit (loss) | 2 376 € | 3 € | -484 € |
| Financial income and expenses + (-) | -200 t€ | -1 € | 400 t€ |
| Profit (loss) before appropriations and taxes | 202 t€ | 2 € | 400 t€ |
| Income taxes | 475 € | 0 € | – |
| Profit (loss) for the financial year | 202 t€ | 2 € | 400 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Non-current assets | 1,7 M€ | 1,6 M€ | 1,6 M€ |
| Receivables | 70 t€ | 34 t€ | 400 t€ |
| Cash in hand and at banks | 185 t€ | 189 t€ | 4 076 € |
| Current assets | 255 t€ | 223 t€ | 404 t€ |
| Assets | 1,9 M€ | 1,9 M€ | 2,0 M€ |
| Capital and reserves | 1,9 M€ | 1,8 M€ | 2,0 M€ |
| Short-term liabilities | 58 t€ | 40 t€ | 30 t€ |
| Liabilities | 58 t€ | 40 t€ | 30 t€ |
All financial statement items (35)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Turnover | 90 t€ | 77 t€ | 0 € |
| Personnel expenses | 73 t€ | -63 t€ | 0 € |
| Other operating expenses | 14 t€ | -14 t€ | -484 € |
| Operating profit (loss) | 2 376 € | 3 € | -484 € |
| Financial income and expenses + (-) | -200 t€ | -1 € | 400 t€ |
| Profit (loss) before appropriations and taxes | 202 t€ | 2 € | 400 t€ |
| Income taxes | 475 € | 0 € | – |
| Profit (loss) for the financial year | 202 t€ | 2 € | 400 t€ |
| Non-current assets | 1,7 M€ | 1,6 M€ | 1,6 M€ |
| Receivables | 70 t€ | 34 t€ | 400 t€ |
| Cash in hand and at banks | 185 t€ | 189 t€ | 4 076 € |
| Current assets | 255 t€ | 223 t€ | 404 t€ |
| Assets | 1,9 M€ | 1,9 M€ | 2,0 M€ |
| Capital and reserves | 1,9 M€ | 1,8 M€ | 2,0 M€ |
| Short-term liabilities | 58 t€ | 40 t€ | 30 t€ |
| Liabilities | 58 t€ | 40 t€ | 30 t€ |
| Investments | 1,7 M€ | 1,6 M€ | 1,6 M€ |
| Short-term sales receivables | 20 t€ | 34 t€ | 0 € |
| Shares and similar rights of ownership in subsidiaries | 1,6 M€ | 1,6 M€ | 1,6 M€ |
| Pension expenses | 3 218 € | -3 141 € | 0 € |
| Profit (loss) for the period, equity | 202 t€ | 2 € | 400 t€ |
| Interest expenses and other financial expenses for non-Group companies | 6 € | -1 € | 0 € |
| Other shares and similar rights of ownership | 73 t€ | 31 t€ | 0 € |
| Short-term receivables | 70 t€ | 34 t€ | 400 t€ |
| Liabilities | 1,9 M€ | 1,9 M€ | 2,0 M€ |
| Wages and salaries | 60 t€ | -55 t€ | 0 € |
| Other social security expenses | 9 626 € | -4 891 € | 0 € |
| Short-term accounts payable | 728 € | 38 € | 0 € |
| Short-term accrued expenses and deferred income | 475 € | 0 € | – |
| Other current liabilities | 56 t€ | 9 718 € | 0 € |
| Reserve for invested non-restricted equity | 1,6 M€ | 1,6 M€ | 1,6 M€ |
| Income from shares in Group companies | 200 t€ | 0 € | 400 t€ |
| Retained earnings | 94 t€ | 240 t€ | 0 € |
| Current receivables from Group companies | 50 t€ | 0 € | 400 t€ |
| Short-term liabilities to Group companies | 426 € | 30 t€ | 30 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
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