Lumico Oy is a limited company based in Helsinki, registered in 2023. In the financial year ending 31.12.2025, revenue was 573 t€ and operating profit -75 t€; equity ratio -77.7 %. Its taxable income in 2024 was 4 379 € and its income taxes 876 €.
Financials
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 |
|---|---|---|---|
| Revenue | 573 t€ | 539 t€ | 140 t€ |
| Revenue change | 6,3 % | 283,7 % | – |
| EBITDA | -75 t€ | 4 370 € | 2 574 € |
| EBITDA % | -13,1 % | 0,8 % | 1,8 % |
| Operating profit | -75 t€ | 4 370 € | 2 574 € |
| Operating margin | -13,1 % | 0,8 % | 1,8 % |
| Net profit | -76 t€ | 3 236 € | 2 545 € |
| Personnel costs | -57 t€ | 50 t€ | 31 t€ |
| Equity ratio | -77,7 % | 6,2 % | 7,0 % |
| Quick ratio | 0,56 | 0,66 | 1,04 |
| Current ratio | 0,56 | 1,07 | 1,04 |
| Debt to revenue | 27,9 % | 16,3 % | 24,0 % |
| Return on equity | – | 56,0 % | 100,0 % |
| Balance sheet total | 90 t€ | 93 t€ | 72 t€ |
| Equity | -70 t€ | 5 781 € | 2 545 € |
| Cash and bank | 13 t€ | 11 t€ | 13 t€ |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Turnover | 573 t€ | 539 t€ | 140 t€ |
| Raw materials and services | 570 t€ | -470 t€ | -97 t€ |
| Personnel expenses | 57 t€ | -50 t€ | -31 t€ |
| Other operating expenses | 21 t€ | -15 t€ | -9 804 € |
| Operating profit (loss) | -75 t€ | 4 370 € | 2 574 € |
| Financial income and expenses + (-) | 250 € | -4 € | -29 € |
| Profit (loss) before appropriations and taxes | -76 t€ | 4 366 € | 2 545 € |
| Income taxes | 509 € | -1 130 € | 0 € |
| Profit (loss) for the financial year | -76 t€ | 3 236 € | 2 545 € |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Stocks | 0 € | 35 t€ | 0 € |
| Receivables | 77 t€ | 47 t€ | 58 t€ |
| Cash in hand and at banks | 13 t€ | 11 t€ | 13 t€ |
| Current assets | 90 t€ | 93 t€ | 72 t€ |
| Assets | 90 t€ | 93 t€ | 72 t€ |
| Capital and reserves | -70 t€ | 5 781 € | 2 545 € |
| Short-term liabilities | 160 t€ | 88 t€ | 69 t€ |
| Liabilities | 160 t€ | 88 t€ | 69 t€ |
All financial statement items (35)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Turnover | 573 t€ | 539 t€ | 140 t€ |
| Raw materials and services | 570 t€ | -470 t€ | -97 t€ |
| Personnel expenses | 57 t€ | -50 t€ | -31 t€ |
| Other operating expenses | 21 t€ | -15 t€ | -9 804 € |
| Operating profit (loss) | -75 t€ | 4 370 € | 2 574 € |
| Financial income and expenses + (-) | 250 € | -4 € | -29 € |
| Profit (loss) before appropriations and taxes | -76 t€ | 4 366 € | 2 545 € |
| Income taxes | 509 € | -1 130 € | 0 € |
| Profit (loss) for the financial year | -76 t€ | 3 236 € | 2 545 € |
| Stocks | 0 € | 35 t€ | 0 € |
| Receivables | 77 t€ | 47 t€ | 58 t€ |
| Cash in hand and at banks | 13 t€ | 11 t€ | 13 t€ |
| Current assets | 90 t€ | 93 t€ | 72 t€ |
| Assets | 90 t€ | 93 t€ | 72 t€ |
| Capital and reserves | -70 t€ | 5 781 € | 2 545 € |
| Short-term liabilities | 160 t€ | 88 t€ | 69 t€ |
| Liabilities | 160 t€ | 88 t€ | 69 t€ |
| Purchases during the financial year | 494 t€ | -470 t€ | -97 t€ |
| Short-term receivables | 77 t€ | 47 t€ | 58 t€ |
| Profit (loss) for the period, equity | -76 t€ | 3 236 € | 2 545 € |
| Short-term accrued expenses and deferred income | 5 668 € | 49 t€ | 7 540 € |
| Interest expenses and other financial expenses for non-Group companies | 250 € | -4 € | -29 € |
| Other social security expenses | 3 507 € | -713 € | -437 € |
| Short-term sales receivables | 28 t€ | 19 t€ | 58 t€ |
| Other current liabilities | 10 t€ | 26 t€ | 23 t€ |
| Inventory increase (+) or decrease (-) | 35 t€ | 0 € | – |
| Short-term accounts payable | 144 t€ | 13 t€ | 2 625 € |
| Retained earnings | 6 280 € | 2 545 € | 0 € |
| Wages and salaries | 45 t€ | -41 t€ | -28 t€ |
| Pension expenses | 8 132 € | -7 672 € | -2 658 € |
| Services purchased | 41 t€ | -387 € | 0 € |
| Liabilities | 90 t€ | 93 t€ | 72 t€ |
| Short-term advances received | – | 0 € | 35 t€ |
| Short-term prepayments and accrued income | 49 t€ | 28 t€ | 177 € |
| Finished products | 0 € | 35 t€ | 0 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Lumico Oy is in the lower half of the industry class manufacture of other builders’ carpentry and joinery n.e.c. (137 companies with taxable income; median 30 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
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