Finanset Oy is a limited company based in Asikkala, registered in 2021. In the financial year ending 31.12.2024, revenue was 120 t€ and operating profit 5 769 €; equity ratio 29.2 %. Its taxable income in 2024 was 435 € and its income taxes 87 €.
Financials
| Key figures | 31.12.2024 | 31.12.2023 |
|---|---|---|
| Revenue | 120 t€ | 112 t€ |
| Revenue change | 7,4 % | – |
| EBITDA | 16 t€ | 21 t€ |
| EBITDA % | 13,0 % | 19,1 % |
| Operating profit | 5 769 € | 11 t€ |
| Operating margin | 4,8 % | 10,1 % |
| Net profit | -16 € | 2 195 € |
| Personnel costs | 76 t€ | 66 t€ |
| Equity ratio | 29,2 % | 25,8 % |
| Quick ratio | 2,88 | 0,88 |
| Current ratio | 2,88 | 0,88 |
| Debt to revenue | 28,5 % | 36,5 % |
| Return on equity | -0,1 % | 15,5 % |
| Balance sheet total | 48 t€ | 55 t€ |
| Equity | 14 t€ | 14 t€ |
| Cash and bank | 1 106 € | 1 106 € |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2024 | 31.12.2023 | |
|---|---|---|
| Turnover | 120 t€ | 112 t€ |
| Raw materials and services | -9 € | 0 € |
| Personnel expenses | -76 t€ | -66 t€ |
| Depreciations and reductions in value | -9 824 € | -10 t€ |
| Other operating expenses | -28 t€ | -24 t€ |
| Operating profit (loss) | 5 769 € | 11 t€ |
| Financial income and expenses + (-) | -3 198 € | -3 405 € |
| Profit (loss) before appropriations and taxes | 2 571 € | 7 876 € |
| Income taxes | -87 € | -681 € |
| Profit (loss) for the financial year | -16 € | 2 195 € |
Balance sheet
| 31.12.2024 | 31.12.2023 | |
|---|---|---|
| Non-current assets | 29 t€ | 39 t€ |
| Receivables | 18 t€ | 15 t€ |
| Cash in hand and at banks | 1 106 € | 1 106 € |
| Current assets | 19 t€ | 16 t€ |
| Assets | 48 t€ | 55 t€ |
| Share capital or other similar capital | 2 500 € | 2 500 € |
| Capital and reserves | 14 t€ | 14 t€ |
| Long-term liabilities | 28 t€ | 23 t€ |
| Short-term liabilities | 6 564 € | 18 t€ |
| Liabilities | 34 t€ | 41 t€ |
All financial statement items (45)
| 31.12.2024 | 31.12.2023 | |
|---|---|---|
| Turnover | 120 t€ | 112 t€ |
| Raw materials and services | -9 € | 0 € |
| Personnel expenses | -76 t€ | -66 t€ |
| Depreciations and reductions in value | -9 824 € | -10 t€ |
| Other operating expenses | -28 t€ | -24 t€ |
| Operating profit (loss) | 5 769 € | 11 t€ |
| Financial income and expenses + (-) | -3 198 € | -3 405 € |
| Profit (loss) before appropriations and taxes | 2 571 € | 7 876 € |
| Income taxes | -87 € | -681 € |
| Profit (loss) for the financial year | -16 € | 2 195 € |
| Non-current assets | 29 t€ | 39 t€ |
| Receivables | 18 t€ | 15 t€ |
| Cash in hand and at banks | 1 106 € | 1 106 € |
| Current assets | 19 t€ | 16 t€ |
| Assets | 48 t€ | 55 t€ |
| Share capital or other similar capital | 2 500 € | 2 500 € |
| Capital and reserves | 14 t€ | 14 t€ |
| Long-term liabilities | 28 t€ | 23 t€ |
| Short-term liabilities | 6 564 € | 18 t€ |
| Liabilities | 34 t€ | 41 t€ |
| Long-term liabilities to credit institutions | 28 t€ | 23 t€ |
| Other current liabilities | 4 354 € | 5 540 € |
| Wages and salaries | -61 t€ | -59 t€ |
| Pension expenses | -13 t€ | -5 835 € |
| Tangible assets | 2 971 € | 3 961 € |
| Intangible assets | 27 t€ | 35 t€ |
| Depreciations according to plan | -9 824 € | -10 t€ |
| Liabilities | 48 t€ | 55 t€ |
| Current receivables from Group companies | 6 368 € | 5 376 € |
| Other social security expenses | -2 373 € | -1 909 € |
| Goodwill | 27 t€ | 35 t€ |
| Group contribution | -2 500 € | -5 000 € |
| Reserve for invested non-restricted equity | 7 500 € | 7 500 € |
| Profit (loss) for the period, equity | -16 € | 2 195 € |
| Services purchased | -9 € | 0 € |
| Retained earnings | 4 162 € | 1 967 € |
| Short-term liabilities to credit institutions | 0 € | 10 t€ |
| Short-term prepayments and accrued income | 3 212 € | 2 192 € |
| Other interest and financial income from non-group companies | 27 € | 1 € |
| Short-term accrued expenses and deferred income | 648 € | 681 € |
| Short-term sales receivables | 8 225 € | 7 000 € |
| Short-term receivables | 18 t€ | 15 t€ |
| Interest expenses and other financial expenses for non-Group companies | -3 225 € | -3 406 € |
| Machinery and equipment | 2 971 € | 3 961 € |
| Short-term accounts payable | 1 562 € | 1 649 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Finanset Oy is in the lower half of the industry class accounting and bookkeeping activities; tax consultancy (2190 companies with taxable income; median 13 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Free monthly list: Asikkala
Once a month by email: new leads in this municipality and its neighbours, the month's figures and the full list. No charge, no commitment, cancel any time.
Follow companies in your area
New companies, bankruptcies and changes of CEO and property manager in the areas and industries you choose, by email. 14-day free trial, cancel any time.
Try for free