Zoy Oy is a limited company based in Joensuu, registered in 2016. In the financial year ending 31.12.2025, revenue was 18 t€ and operating profit -40 t€; equity ratio 22.9 %.
Revenue 202518 t€+265 % on the previous year
Operating profit-40 t€-226,2 % of revenue
Net profit-73 t€EBITDA -48 t€
Equity ratio22,9 %quick ratio 0,33
Taxable income 20240 €
profit as taxed
Income taxes 20240 €100 € in 2020–2024
In business9 yrsregistered 14.11.2016
Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 30.6.2023 |
|---|---|---|---|
| Revenue | 18 t€ | 4 845 € | 3 € |
| Revenue change | 265,1 % | 151311,2 % | – |
| EBITDA | -48 t€ | -155 t€ | -115 t€ |
| EBITDA % | -272,6 % | -3201,8 % | -3596826,2 % |
| Operating profit | -40 t€ | -167 t€ | -123 t€ |
| Operating margin | -226,2 % | -3455,9 % | -3857146,6 % |
| Net profit | -73 t€ | -202 t€ | -138 t€ |
| Personnel costs | -72 t€ | 101 t€ | 89 t€ |
| Equity ratio | 22,9 % | 15,3 % | 43,5 % |
| Quick ratio | 0,33 | 1,13 | 0,27 |
| Current ratio | 0,50 | 1,13 | 0,27 |
| Debt to revenue | 2279,2 % | 7334,2 % | 4638933,4 % |
| Return on equity | -60,6 % | -313,4 % | -120,6 % |
| Balance sheet total | 529 t€ | 432 t€ | 275 t€ |
| Equity | 120 t€ | 64 t€ | 114 t€ |
| Cash and bank | 0 € | 68 t€ | 13 t€ |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 30.6.2023 | |
|---|---|---|---|
| Turnover | 18 t€ | 4 845 € | 3 € |
| Other operating income | – | 0 € | 394 € |
| Raw materials and services | 71 t€ | -1 586 € | -1 748 € |
| Personnel expenses | 72 t€ | -101 t€ | -89 t€ |
| Depreciations and reductions in value | 8 224 € | -12 t€ | -8 330 € |
| Other operating expenses | 37 t€ | -58 t€ | -24 t€ |
| Operating profit (loss) | -40 t€ | -167 t€ | -123 t€ |
| Financial income and expenses + (-) | 33 t€ | -34 t€ | -15 t€ |
| Profit (loss) before appropriations and taxes | -73 t€ | -202 t€ | -138 t€ |
| Income taxes | 0 € | -100 € | 0 € |
| Profit (loss) for the financial year | -73 t€ | -202 t€ | -138 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 30.6.2023 | |
|---|---|---|---|
| Non-current assets | 446 t€ | 320 t€ | 252 t€ |
| Stocks | 29 t€ | 0 € | – |
| Receivables | 55 t€ | 44 t€ | 10 t€ |
| Cash in hand and at banks | 0 € | 68 t€ | 13 t€ |
| Current assets | 83 t€ | 112 t€ | 23 t€ |
| Assets | 529 t€ | 432 t€ | 275 t€ |
| Share capital or other similar capital | 2 500 € | 2 500 € | 2 500 € |
| Capital and reserves | 120 t€ | 64 t€ | 114 t€ |
| Long-term liabilities | 243 t€ | 268 t€ | 74 t€ |
| Short-term liabilities | 166 t€ | 99 t€ | 87 t€ |
| Liabilities | 409 t€ | 368 t€ | 161 t€ |
All financial statement items (53)
| 31.12.2025 | 31.12.2024 | 30.6.2023 | |
|---|---|---|---|
| Turnover | 18 t€ | 4 845 € | 3 € |
| Other operating income | – | 0 € | 394 € |
| Raw materials and services | 71 t€ | -1 586 € | -1 748 € |
| Personnel expenses | 72 t€ | -101 t€ | -89 t€ |
| Depreciations and reductions in value | 8 224 € | -12 t€ | -8 330 € |
| Other operating expenses | 37 t€ | -58 t€ | -24 t€ |
| Operating profit (loss) | -40 t€ | -167 t€ | -123 t€ |
| Financial income and expenses + (-) | 33 t€ | -34 t€ | -15 t€ |
| Profit (loss) before appropriations and taxes | -73 t€ | -202 t€ | -138 t€ |
| Income taxes | 0 € | -100 € | 0 € |
| Profit (loss) for the financial year | -73 t€ | -202 t€ | -138 t€ |
| Non-current assets | 446 t€ | 320 t€ | 252 t€ |
| Stocks | 29 t€ | 0 € | – |
| Receivables | 55 t€ | 44 t€ | 10 t€ |
| Cash in hand and at banks | 0 € | 68 t€ | 13 t€ |
| Current assets | 83 t€ | 112 t€ | 23 t€ |
| Assets | 529 t€ | 432 t€ | 275 t€ |
| Share capital or other similar capital | 2 500 € | 2 500 € | 2 500 € |
| Capital and reserves | 120 t€ | 64 t€ | 114 t€ |
| Long-term liabilities | 243 t€ | 268 t€ | 74 t€ |
| Short-term liabilities | 166 t€ | 99 t€ | 87 t€ |
| Liabilities | 409 t€ | 368 t€ | 161 t€ |
| Long-term liabilities to credit institutions | 227 t€ | 247 t€ | 35 t€ |
| Other current liabilities | 4 038 € | 2 501 € | 17 t€ |
| Wages and salaries | 60 t€ | -91 t€ | -84 t€ |
| Short-term advances received | 6 056 € | 12 t€ | 12 t€ |
| Pension expenses | 11 t€ | -6 176 € | -2 848 € |
| Work in progress | 29 t€ | 0 € | – |
| Inventory increase (+) or decrease (-) | -23 t€ | 0 € | – |
| Tangible assets | 409 € | 545 € | 727 € |
| Intangible assets | 445 t€ | 319 t€ | 251 t€ |
| Intangible rights | 7 882 € | 7 882 € | 7 882 € |
| Depreciations according to plan | 8 224 € | -12 t€ | -8 330 € |
| Liabilities | 529 t€ | 432 t€ | 275 t€ |
| Other short-term receivables | 53 t€ | 40 t€ | 8 495 € |
| Other social security expenses | 1 117 € | -3 603 € | -2 475 € |
| Reserve for invested non-restricted equity | 634 t€ | 506 t€ | 354 t€ |
| Profit (loss) for the period, equity | -73 t€ | -202 t€ | -138 t€ |
| Short-term convertible bonds | 10 t€ | 0 € | – |
| Other long-term liabilities | 17 t€ | 21 t€ | 38 t€ |
| Services purchased | 70 t€ | -962 € | -1 304 € |
| Development expenses | 437 t€ | 311 t€ | 243 t€ |
| Retained earnings | -444 t€ | -242 t€ | -104 t€ |
| Short-term liabilities to credit institutions | 50 t€ | 70 t€ | 40 t€ |
| Purchases during the financial year | 24 t€ | -624 € | -444 € |
| Short-term prepayments and accrued income | 1 168 € | 4 106 € | 123 € |
| Short-term accrued expenses and deferred income | 10 t€ | 4 438 € | 12 t€ |
| Short-term sales receivables | – | 0 € | 1 502 € |
| Short-term receivables | 55 t€ | 44 t€ | 10 t€ |
| Interest expenses and other financial expenses for non-Group companies | 33 t€ | -34 t€ | -15 t€ |
| Production for own use | 131 t€ | 0 € | – |
| Machinery and equipment | 409 € | 545 € | 727 € |
| Short-term accounts payable | 86 t€ | 10 t€ | 6 319 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
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