Kahvila Saima Oy is a limited company based in Savonlinna, registered in 2011. In the financial year ending 31.12.2025, operating profit 27 t€; equity ratio 81.9 %. Its taxable income in 2024 was 51 t€ and its income taxes 10 t€. Public buyers bought 195 € from it in 2022–2022; the largest buyer is Työllisyys, kehittämis- ja hallintokeskus (Työ- ja elinkeinoministeriön hallinnonala). It holds 1 alcohol licences.
Financials
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 |
|---|---|---|---|---|---|
| Revenue change | 2,7 % | 9,4 % | -4,3 % | -17,5 % | – |
| Gross profit | 398 t€ | 388 t€ | 354 t€ | 370 t€ | 449 t€ |
| EBITDA | 17 t€ | 69 t€ | 12 t€ | 14 t€ | 130 t€ |
| Operating profit | 27 t€ | 58 t€ | -1 689 € | -1 209 € | 112 t€ |
| Net profit | 21 t€ | 47 t€ | -3 557 € | -3 211 € | 88 t€ |
| Personnel costs | -234 t€ | 202 t€ | 235 t€ | 244 t€ | 215 t€ |
| Equity ratio | 81,9 % | 80,3 % | 68,6 % | 65,6 % | 62,8 % |
| Quick ratio | 2,71 | 2,54 | 1,91 | 2,26 | 2,31 |
| Current ratio | 2,79 | 2,61 | 2,01 | 2,36 | 2,38 |
| Return on equity | 15,0 % | 33,1 % | -3,5 % | -2,7 % | 54,5 % |
| Balance sheet total | 209 t€ | 208 t€ | 180 t€ | 214 t€ | 287 t€ |
| Equity | 142 t€ | 141 t€ | 103 t€ | 121 t€ | 161 t€ |
| Cash and bank | 173 t€ | 163 t€ | 97 t€ | 130 t€ | 177 t€ |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|---|
| Gross profit or loss | 398 t€ | 388 t€ | 354 t€ | 370 t€ | 449 t€ |
| Personnel expenses | 234 t€ | -202 t€ | -235 t€ | -244 t€ | -215 t€ |
| Depreciations and reductions in value | 9 951 € | -12 t€ | -13 t€ | -15 t€ | -17 t€ |
| Other operating expenses | 128 t€ | -117 t€ | -107 t€ | -112 t€ | -104 t€ |
| Operating profit (loss) | 27 t€ | 58 t€ | -1 689 € | -1 209 € | 112 t€ |
| Financial income and expenses + (-) | 142 € | -900 € | -1 868 € | -2 003 € | -2 215 € |
| Profit (loss) before appropriations and taxes | 27 t€ | 57 t€ | -3 557 € | -3 211 € | 110 t€ |
| Profit (loss) for the financial year | 21 t€ | 47 t€ | -3 557 € | -3 211 € | 88 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|---|
| Non-current assets | 22 t€ | 32 t€ | 42 t€ | 54 t€ | 87 t€ |
| Stocks | 5 235 € | 4 733 € | 6 487 € | 6 543 € | 6 063 € |
| Receivables | 8 452 € | 8 308 € | 35 t€ | 23 t€ | 17 t€ |
| Cash in hand and at banks | 173 t€ | 163 t€ | 97 t€ | 130 t€ | 177 t€ |
| Current assets | 187 t€ | 176 t€ | 138 t€ | 160 t€ | 200 t€ |
| Assets | 209 t€ | 208 t€ | 180 t€ | 214 t€ | 287 t€ |
| Share capital or other similar capital | 3 000 € | 3 000 € | 3 000 € | 3 000 € | 3 000 € |
| Capital and reserves | 142 t€ | 141 t€ | 103 t€ | 121 t€ | 161 t€ |
| Long-term liabilities | – | 0 € | 8 844 € | 25 t€ | 41 t€ |
| Short-term liabilities | 67 t€ | 67 t€ | 69 t€ | 68 t€ | 84 t€ |
| Liabilities | 67 t€ | 67 t€ | 78 t€ | 93 t€ | 126 t€ |
All financial statement items (42)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|---|
| Gross profit or loss | 398 t€ | 388 t€ | 354 t€ | 370 t€ | 449 t€ |
| Personnel expenses | 234 t€ | -202 t€ | -235 t€ | -244 t€ | -215 t€ |
| Depreciations and reductions in value | 9 951 € | -12 t€ | -13 t€ | -15 t€ | -17 t€ |
| Other operating expenses | 128 t€ | -117 t€ | -107 t€ | -112 t€ | -104 t€ |
| Operating profit (loss) | 27 t€ | 58 t€ | -1 689 € | -1 209 € | 112 t€ |
| Financial income and expenses + (-) | 142 € | -900 € | -1 868 € | -2 003 € | -2 215 € |
| Profit (loss) before appropriations and taxes | 27 t€ | 57 t€ | -3 557 € | -3 211 € | 110 t€ |
| Profit (loss) for the financial year | 21 t€ | 47 t€ | -3 557 € | -3 211 € | 88 t€ |
| Non-current assets | 22 t€ | 32 t€ | 42 t€ | 54 t€ | 87 t€ |
| Stocks | 5 235 € | 4 733 € | 6 487 € | 6 543 € | 6 063 € |
| Receivables | 8 452 € | 8 308 € | 35 t€ | 23 t€ | 17 t€ |
| Cash in hand and at banks | 173 t€ | 163 t€ | 97 t€ | 130 t€ | 177 t€ |
| Current assets | 187 t€ | 176 t€ | 138 t€ | 160 t€ | 200 t€ |
| Assets | 209 t€ | 208 t€ | 180 t€ | 214 t€ | 287 t€ |
| Share capital or other similar capital | 3 000 € | 3 000 € | 3 000 € | 3 000 € | 3 000 € |
| Capital and reserves | 142 t€ | 141 t€ | 103 t€ | 121 t€ | 161 t€ |
| Long-term liabilities | – | 0 € | 8 844 € | 25 t€ | 41 t€ |
| Short-term liabilities | 67 t€ | 67 t€ | 69 t€ | 68 t€ | 84 t€ |
| Liabilities | 67 t€ | 67 t€ | 78 t€ | 93 t€ | 126 t€ |
| Short-term receivables | 4 444 € | 4 299 € | 31 t€ | 19 t€ | 13 t€ |
| Other long-term receivables | 4 008 € | 4 008 € | 4 008 € | 4 008 € | 4 008 € |
| Direct taxes | 5 350 € | -10 t€ | 0 € | 0 € | -22 t€ |
| Other short-term receivables | – | 0 € | 55 € | 3 471 € | 3 466 € |
| Profit (loss) for the period, equity | 21 t€ | 47 t€ | -3 557 € | -3 211 € | 88 t€ |
| Tangible assets | 15 t€ | 20 t€ | 25 t€ | 32 t€ | 10 t€ |
| Short-term accrued expenses and deferred income | 23 t€ | 17 t€ | 13 t€ | 4 420 € | 11 t€ |
| Long-term liabilities to credit institutions | – | 0 € | 8 844 € | 25 t€ | 41 t€ |
| Other shares and similar rights of ownership | 10 € | 10 € | 10 € | 10 € | 10 € |
| Short-term sales receivables | 228 € | 0 € | 1 798 € | 839 € | 2 558 € |
| Other current liabilities | 3 548 € | 3 826 € | 4 310 € | 11 t€ | 5 456 € |
| Short-term accounts payable | 4 929 € | 5 272 € | 3 951 € | 6 239 € | 21 t€ |
| Retained earnings | 118 t€ | 91 t€ | 103 t€ | 121 t€ | 70 t€ |
| Machinery and equipment | 15 t€ | 20 t€ | 25 t€ | 32 t€ | 10 t€ |
| Long-term receivables | 4 008 € | 4 008 € | 4 008 € | 4 008 € | 4 008 € |
| Other intangible assets | 7 486 € | 12 t€ | 17 t€ | 22 t€ | 76 t€ |
| Short-term liabilities to credit institutions | 0 € | 8 159 € | 17 t€ | 17 t€ | 17 t€ |
| Intangible assets | 7 486 € | 12 t€ | 17 t€ | 22 t€ | 76 t€ |
| Investments | 10 € | 10 € | 10 € | 10 € | 10 € |
| Materials and supplies | 5 235 € | 4 733 € | 6 487 € | 6 543 € | 6 063 € |
| Liabilities | 209 t€ | 208 t€ | 180 t€ | 214 t€ | 287 t€ |
| Short-term advances received | 36 t€ | 33 t€ | 31 t€ | 29 t€ | 30 t€ |
| Short-term prepayments and accrued income | 4 216 € | 4 299 € | 29 t€ | 15 t€ | 7 095 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Kahvila Saima Oy is in the top quarter of the industry class coffee houses and other non-alcoholic beverage serving activities (208 companies with taxable income; median 13 t€, 3,9 times the median).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
Alcohol licences
- Kahvila SaimaLinnankatu 11Anniskelu
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