Lahden alueen osuuskunta Startti is a cooperative based in Lahti, registered in 2010. In the financial year ending 31.12.2024, revenue was 1,1 M€ and operating profit -14 t€; equity ratio 15.7 %. Public buyers bought 845 € from it in 2022–2022; the largest buyer is Kulttuurin Ja Vapaa-ajan Toimiala, Helsinki (Helsinki).
Financials
| Key figures | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 |
|---|---|---|---|---|
| Revenue | 1,1 M€ | 1,2 M€ | 1,2 M€ | 1,1 M€ |
| Revenue change | -8,0 % | 0,2 % | 5,2 % | – |
| EBITDA | -14 t€ | -15 t€ | -14 t€ | -19 t€ |
| EBITDA % | -1,3 % | -1,2 % | -1,2 % | -1,6 % |
| Operating profit | -14 t€ | -15 t€ | -14 t€ | -19 t€ |
| Operating margin | -1,3 % | -1,2 % | -1,2 % | -1,6 % |
| Net profit | -13 t€ | -14 t€ | -25 t€ | -19 t€ |
| Personnel costs | 878 t€ | 922 t€ | 881 t€ | 853 t€ |
| Equity ratio | 15,7 % | 23,5 % | 25,7 % | 32,1 % |
| Quick ratio | 1,19 | 1,31 | 1,35 | 1,47 |
| Current ratio | 1,19 | 1,31 | 1,35 | 1,47 |
| Debt to revenue | 12,5 % | 10,5 % | 12,8 % | 14,9 % |
| Return on equity | -52,5 % | -36,9 % | -46,9 % | -23,0 % |
| Balance sheet total | 163 t€ | 165 t€ | 207 t€ | 251 t€ |
| Equity | 26 t€ | 39 t€ | 53 t€ | 81 t€ |
| Cash and bank | 67 t€ | 80 t€ | 94 t€ | 116 t€ |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|
| Turnover | 1,1 M€ | 1,2 M€ | 1,2 M€ | 1,1 M€ |
| Other operating income | 400 € | 2 990 € | 2 748 € | 280 € |
| Raw materials and services | -85 t€ | -102 t€ | -107 t€ | -102 t€ |
| Personnel expenses | -878 t€ | -922 t€ | -881 t€ | -853 t€ |
| Other operating expenses | -157 t€ | -196 t€ | -229 t€ | -204 t€ |
| Operating profit (loss) | -14 t€ | -15 t€ | -14 t€ | -19 t€ |
| Financial income and expenses + (-) | 705 € | 320 € | -13 t€ | 70 € |
| Profit (loss) before appropriations and taxes | -13 t€ | -14 t€ | -28 t€ | -19 t€ |
| Income taxes | – | 0 € | 2 860 € | 0 € |
| Profit (loss) for the financial year | -13 t€ | -14 t€ | -25 t€ | -19 t€ |
Balance sheet
| 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|
| Receivables | 97 t€ | 85 t€ | 113 t€ | 135 t€ |
| Cash in hand and at banks | 67 t€ | 80 t€ | 94 t€ | 116 t€ |
| Current assets | 163 t€ | 165 t€ | 207 t€ | 251 t€ |
| Assets | 163 t€ | 165 t€ | 207 t€ | 251 t€ |
| Capital and reserves | 26 t€ | 39 t€ | 53 t€ | 81 t€ |
| Long-term liabilities | – | 0 € | 150 € | 150 € |
| Short-term liabilities | 138 t€ | 126 t€ | 153 t€ | 170 t€ |
| Liabilities | 138 t€ | 126 t€ | 153 t€ | 170 t€ |
All financial statement items (39)
| 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|
| Turnover | 1,1 M€ | 1,2 M€ | 1,2 M€ | 1,1 M€ |
| Other operating income | 400 € | 2 990 € | 2 748 € | 280 € |
| Raw materials and services | -85 t€ | -102 t€ | -107 t€ | -102 t€ |
| Personnel expenses | -878 t€ | -922 t€ | -881 t€ | -853 t€ |
| Other operating expenses | -157 t€ | -196 t€ | -229 t€ | -204 t€ |
| Operating profit (loss) | -14 t€ | -15 t€ | -14 t€ | -19 t€ |
| Financial income and expenses + (-) | 705 € | 320 € | -13 t€ | 70 € |
| Profit (loss) before appropriations and taxes | -13 t€ | -14 t€ | -28 t€ | -19 t€ |
| Income taxes | – | 0 € | 2 860 € | 0 € |
| Profit (loss) for the financial year | -13 t€ | -14 t€ | -25 t€ | -19 t€ |
| Receivables | 97 t€ | 85 t€ | 113 t€ | 135 t€ |
| Cash in hand and at banks | 67 t€ | 80 t€ | 94 t€ | 116 t€ |
| Current assets | 163 t€ | 165 t€ | 207 t€ | 251 t€ |
| Assets | 163 t€ | 165 t€ | 207 t€ | 251 t€ |
| Capital and reserves | 26 t€ | 39 t€ | 53 t€ | 81 t€ |
| Long-term liabilities | – | 0 € | 150 € | 150 € |
| Short-term liabilities | 138 t€ | 126 t€ | 153 t€ | 170 t€ |
| Liabilities | 138 t€ | 126 t€ | 153 t€ | 170 t€ |
| Purchases during the financial year | -85 t€ | -102 t€ | -103 t€ | -100 t€ |
| Pension expenses | -128 t€ | -128 t€ | -136 t€ | -117 t€ |
| Short-term sales receivables | 96 t€ | 84 t€ | 112 t€ | 112 t€ |
| Wages and salaries | -727 t€ | -760 t€ | -725 t€ | -712 t€ |
| Statutory reserves | 4 679 € | 4 679 € | 4 679 € | 4 679 € |
| Short-term loan receivables | – | – | 0 € | 14 t€ |
| Other short-term receivables | – | – | 0 € | 1 711 € |
| Profit (loss) for the period, equity | -13 t€ | -14 t€ | -28 t€ | -19 t€ |
| Other social security expenses | -23 t€ | -35 t€ | -20 t€ | -24 t€ |
| Other long-term liabilities | – | 0 € | 150 € | 150 € |
| Short-term accounts payable | 22 t€ | 690 € | 33 t€ | 23 t€ |
| Impairment on investments for non-current assets | 738 € | 0 € | -14 t€ | 0 € |
| Other interest and financial income from non-group companies | 45 € | 530 € | 229 € | 191 € |
| Liabilities | 163 t€ | 165 t€ | 207 t€ | 251 t€ |
| Services purchased | -119 € | 0 € | -4 332 € | -2 544 € |
| Short-term prepayments and accrued income | 201 € | 908 € | 849 € | 6 939 € |
| Retained earnings | 26 t€ | 40 t€ | 68 t€ | 86 t€ |
| Short-term accrued expenses and deferred income | 44 t€ | 40 t€ | 46 t€ | 77 t€ |
| Short-term receivables | 97 t€ | 85 t€ | 113 t€ | 135 t€ |
| Other current liabilities | 72 t€ | 86 t€ | 74 t€ | 70 t€ |
| Interest expenses and other financial expenses for non-Group companies | -78 € | -210 € | -203 € | -122 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
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