FinComplete Oy is a limited company based in Kirkkonummi, registered in 1997. In the financial year ending 31.12.2025, revenue was 5 433 € and operating profit -8 170 €; equity ratio 41.0 %.
Revenue 20255 433 €-64 % on the previous year
Operating profit-8 170 €-150,4 % of revenue
Net profit-8 199 €EBITDA -12 t€
Equity ratio41,0 %quick ratio 0,02
Taxable income 20240 €
profit as taxed
Income taxes 20240 €0 € in 2020–2024
In business29 yrsregistered 13.8.1997
Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 |
|---|---|---|---|---|---|---|
| Revenue | 5 433 € | 15 t€ | 13 t€ | 12 t€ | 7 777 € | 6 601 € |
| Revenue change | -63,6 % | 10,6 % | 9,3 % | 58,7 % | 17,8 % | – |
| EBITDA | -12 t€ | 1 886 € | -2 203 € | -15 t€ | -7 369 € | -6 301 € |
| EBITDA % | -226,9 % | 12,6 % | -16,3 % | -119,9 % | -94,8 % | -95,5 % |
| Operating profit | -8 170 € | -2 206 € | -5 960 € | -19 t€ | -12 t€ | -11 t€ |
| Operating margin | -150,4 % | -14,8 % | -44,2 % | -152,1 % | -148,8 % | -163,1 % |
| Net profit | -8 199 € | -2 215 € | -6 197 € | -19 t€ | -12 t€ | -11 t€ |
| Equity ratio | 41,0 % | 48,5 % | 48,0 % | 51,5 % | 67,6 % | 74,3 % |
| Quick ratio | 0,02 | 0,02 | 0,09 | 0,10 | 0,03 | 0,06 |
| Current ratio | 0,02 | 0,02 | 0,09 | 0,10 | 0,03 | 0,06 |
| Debt to revenue | 1250,1 % | 379,0 % | 445,9 % | 470,9 % | 497,7 % | 484,7 % |
| Return on equity | -17,4 % | -4,2 % | -11,2 % | -30,5 % | -14,6 % | -11,8 % |
| Balance sheet total | 115 t€ | 110 t€ | 116 t€ | 120 t€ | 119 t€ | 124 t€ |
| Equity | 47 t€ | 53 t€ | 56 t€ | 62 t€ | 81 t€ | 92 t€ |
| Cash and bank | 498 € | 120 € | 3 186 € | 4 503 € | 929 € | 944 € |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Turnover | 5 433 € | 15 t€ | 13 t€ | 12 t€ | 7 777 € | 6 601 € |
| Other operating income | 0 € | 2 052 € | – | – | – | – |
| Raw materials and services | – | – | 0 € | -203 € | -1 234 € | 0 € |
| Depreciations and reductions in value | 4 158 € | -4 093 € | -3 756 € | -3 971 € | -4 206 € | -4 467 € |
| Other operating expenses | 9 445 € | -13 t€ | -16 t€ | -27 t€ | -14 t€ | -13 t€ |
| Operating profit (loss) | -8 170 € | -2 206 € | -5 960 € | -19 t€ | -12 t€ | -11 t€ |
| Financial income and expenses + (-) | 29 € | -8 € | -238 € | -82 € | -18 € | -132 € |
| Profit (loss) before appropriations and taxes | -8 199 € | -2 215 € | -6 197 € | -19 t€ | -12 t€ | -11 t€ |
| Income taxes | – | – | – | 0 € | -154 € | 0 € |
| Profit (loss) for the financial year | -8 199 € | -2 215 € | -6 197 € | -19 t€ | -12 t€ | -11 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Non-current assets | 114 t€ | 109 t€ | 110 t€ | 114 t€ | 118 t€ | 122 t€ |
| Receivables | 752 € | 1 251 € | 2 026 € | 1 119 € | 163 € | 978 € |
| Cash in hand and at banks | 498 € | 120 € | 3 186 € | 4 503 € | 929 € | 944 € |
| Current assets | 1 250 € | 1 370 € | 5 213 € | 5 622 € | 1 092 € | 1 922 € |
| Assets | 115 t€ | 110 t€ | 116 t€ | 120 t€ | 119 t€ | 124 t€ |
| Share capital or other similar capital | 2 600 € | 2 600 € | 2 600 € | 2 600 € | 2 600 € | 2 600 € |
| Capital and reserves | 47 t€ | 53 t€ | 56 t€ | 62 t€ | 81 t€ | 92 t€ |
| Short-term liabilities | 68 t€ | 57 t€ | 60 t€ | 58 t€ | 39 t€ | 32 t€ |
| Liabilities | 68 t€ | 57 t€ | 60 t€ | 58 t€ | 39 t€ | 32 t€ |
All financial statement items (36)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Turnover | 5 433 € | 15 t€ | 13 t€ | 12 t€ | 7 777 € | 6 601 € |
| Other operating income | 0 € | 2 052 € | – | – | – | – |
| Raw materials and services | – | – | 0 € | -203 € | -1 234 € | 0 € |
| Depreciations and reductions in value | 4 158 € | -4 093 € | -3 756 € | -3 971 € | -4 206 € | -4 467 € |
| Other operating expenses | 9 445 € | -13 t€ | -16 t€ | -27 t€ | -14 t€ | -13 t€ |
| Operating profit (loss) | -8 170 € | -2 206 € | -5 960 € | -19 t€ | -12 t€ | -11 t€ |
| Financial income and expenses + (-) | 29 € | -8 € | -238 € | -82 € | -18 € | -132 € |
| Profit (loss) before appropriations and taxes | -8 199 € | -2 215 € | -6 197 € | -19 t€ | -12 t€ | -11 t€ |
| Income taxes | – | – | – | 0 € | -154 € | 0 € |
| Profit (loss) for the financial year | -8 199 € | -2 215 € | -6 197 € | -19 t€ | -12 t€ | -11 t€ |
| Non-current assets | 114 t€ | 109 t€ | 110 t€ | 114 t€ | 118 t€ | 122 t€ |
| Receivables | 752 € | 1 251 € | 2 026 € | 1 119 € | 163 € | 978 € |
| Cash in hand and at banks | 498 € | 120 € | 3 186 € | 4 503 € | 929 € | 944 € |
| Current assets | 1 250 € | 1 370 € | 5 213 € | 5 622 € | 1 092 € | 1 922 € |
| Assets | 115 t€ | 110 t€ | 116 t€ | 120 t€ | 119 t€ | 124 t€ |
| Share capital or other similar capital | 2 600 € | 2 600 € | 2 600 € | 2 600 € | 2 600 € | 2 600 € |
| Capital and reserves | 47 t€ | 53 t€ | 56 t€ | 62 t€ | 81 t€ | 92 t€ |
| Short-term liabilities | 68 t€ | 57 t€ | 60 t€ | 58 t€ | 39 t€ | 32 t€ |
| Liabilities | 68 t€ | 57 t€ | 60 t€ | 58 t€ | 39 t€ | 32 t€ |
| Short-term sales receivables | 494 € | 1 026 € | 1 830 € | 1 119 € | 0 € | 802 € |
| Other short-term receivables | 0 € | 1 400 € | – | 0 € | 163 € | 8 € |
| Retained earnings | 53 t€ | 53 t€ | 59 t€ | 78 t€ | 90 t€ | 101 t€ |
| Buildings and structures, Owned | 81 t€ | 76 t€ | 79 t€ | 83 t€ | 87 t€ | 91 t€ |
| Short-term accounts payable | 5 € | 0 € | 257 € | 341 € | 73 € | 378 € |
| Other current liabilities | 68 t€ | 57 t€ | 60 t€ | 58 t€ | 39 t€ | 32 t€ |
| Machinery and equipment | 1 376 € | 1 835 € | 316 € | 422 € | 562 € | 750 € |
| Other interest and financial income from non-group companies | 27 € | 0 € | 0 € | 0 € | -8 € | 0 € |
| Land and water areas, Owned | 31 t€ | 31 t€ | 31 t€ | 31 t€ | 31 t€ | 31 t€ |
| Liabilities | 115 t€ | 110 t€ | 116 t€ | 120 t€ | 119 t€ | 124 t€ |
| Interest expenses and other financial expenses for non-Group companies | 55 € | -8 € | -238 € | -82 € | -10 € | -132 € |
| Purchases during the financial year | – | – | 0 € | -203 € | -1 234 € | 0 € |
| Tangible assets | 114 t€ | 109 t€ | 110 t€ | 114 t€ | 118 t€ | 122 t€ |
| Short-term receivables | 752 € | 1 251 € | 2 026 € | 1 119 € | 163 € | 978 € |
| Profit (loss) for the period, equity | -8 199 € | -2 215 € | -6 197 € | -19 t€ | -12 t€ | -11 t€ |
| Depreciations according to plan | 4 158 € | -4 093 € | -3 756 € | -3 971 € | -4 206 € | -4 467 € |
| Short-term prepayments and accrued income | 259 € | 224 € | 197 € | 0 € | 0 € | 168 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
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