Fitup Oy is a limited company based in Jyväskylä, registered in 1997. In the financial year ending 31.12.2025, revenue was 145 t€ and operating profit 42 t€; equity ratio 83.7 %. Its taxable income in 2024 was 17 t€ and its income taxes 3 498 €. Public buyers bought 4 436 € from it in 2022–2022; the largest buyer is Ulosottolaitos (Oikeusministeriön hallinnonala).
Financials
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 |
|---|---|---|---|---|
| Revenue | 145 t€ | 122 t€ | 216 t€ | 277 t€ |
| Revenue change | 18,9 % | -43,5 % | -21,9 % | – |
| EBITDA | 14 t€ | 44 t€ | 95 t€ | 144 t€ |
| EBITDA % | 9,8 % | 35,7 % | 43,8 % | 51,9 % |
| Operating profit | 42 t€ | 11 t€ | 62 t€ | 106 t€ |
| Operating margin | 28,7 % | 9,2 % | 28,6 % | 38,4 % |
| Net profit | 34 t€ | 13 t€ | 49 t€ | 84 t€ |
| Personnel costs | -116 t€ | 128 t€ | 155 t€ | 168 t€ |
| Equity ratio | 83,7 % | 92,6 % | 90,4 % | 86,1 % |
| Quick ratio | 1,38 | 8,48 | 9,77 | 6,84 |
| Current ratio | 3,39 | 8,48 | 9,77 | 6,84 |
| Debt to revenue | 63,5 % | 31,4 % | 24,9 % | 28,8 % |
| Return on equity | 7,2 % | 2,7 % | 9,7 % | 17,0 % |
| Balance sheet total | 565 t€ | 515 t€ | 558 t€ | 574 t€ |
| Equity | 473 t€ | 477 t€ | 504 t€ | 495 t€ |
| Cash and bank | 109 t€ | 221 t€ | 249 t€ | 247 t€ |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Turnover | 145 t€ | 122 t€ | 216 t€ | 277 t€ |
| Other operating income | 128 t€ | 132 t€ | 125 t€ | 121 t€ |
| Raw materials and services | 13 t€ | -23 t€ | -10 t€ | -23 t€ |
| Personnel expenses | 116 t€ | -128 t€ | -155 t€ | -168 t€ |
| Depreciations and reductions in value | 27 t€ | -32 t€ | -33 t€ | -38 t€ |
| Other operating expenses | 76 t€ | -60 t€ | -81 t€ | -63 t€ |
| Operating profit (loss) | 42 t€ | 11 t€ | 62 t€ | 106 t€ |
| Financial income and expenses + (-) | -1 001 € | 5 325 € | 58 € | -1 357 € |
| Profit (loss) before appropriations and taxes | 43 t€ | 17 t€ | 62 t€ | 105 t€ |
| Income taxes | 8 593 € | -3 403 € | -13 t€ | -21 t€ |
| Profit (loss) for the financial year | 34 t€ | 13 t€ | 49 t€ | 84 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Non-current assets | 257 t€ | 284 t€ | 300 t€ | 314 t€ |
| Stocks | 183 t€ | 0 € | – | – |
| Receivables | 17 t€ | 9 912 € | 8 869 € | 13 t€ |
| Cash in hand and at banks | 109 t€ | 221 t€ | 249 t€ | 247 t€ |
| Current assets | 309 t€ | 231 t€ | 258 t€ | 261 t€ |
| Assets | 565 t€ | 515 t€ | 558 t€ | 574 t€ |
| Share capital or other similar capital | 9 000 € | 9 000 € | 9 000 € | 9 000 € |
| Capital and reserves | 473 t€ | 477 t€ | 504 t€ | 495 t€ |
| Long-term liabilities | 1 610 € | 11 t€ | 27 t€ | 42 t€ |
| Short-term liabilities | 91 t€ | 27 t€ | 26 t€ | 38 t€ |
| Liabilities | 93 t€ | 38 t€ | 54 t€ | 80 t€ |
All financial statement items (52)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|---|
| Turnover | 145 t€ | 122 t€ | 216 t€ | 277 t€ |
| Other operating income | 128 t€ | 132 t€ | 125 t€ | 121 t€ |
| Raw materials and services | 13 t€ | -23 t€ | -10 t€ | -23 t€ |
| Personnel expenses | 116 t€ | -128 t€ | -155 t€ | -168 t€ |
| Depreciations and reductions in value | 27 t€ | -32 t€ | -33 t€ | -38 t€ |
| Other operating expenses | 76 t€ | -60 t€ | -81 t€ | -63 t€ |
| Operating profit (loss) | 42 t€ | 11 t€ | 62 t€ | 106 t€ |
| Financial income and expenses + (-) | -1 001 € | 5 325 € | 58 € | -1 357 € |
| Profit (loss) before appropriations and taxes | 43 t€ | 17 t€ | 62 t€ | 105 t€ |
| Income taxes | 8 593 € | -3 403 € | -13 t€ | -21 t€ |
| Profit (loss) for the financial year | 34 t€ | 13 t€ | 49 t€ | 84 t€ |
| Non-current assets | 257 t€ | 284 t€ | 300 t€ | 314 t€ |
| Stocks | 183 t€ | 0 € | – | – |
| Receivables | 17 t€ | 9 912 € | 8 869 € | 13 t€ |
| Cash in hand and at banks | 109 t€ | 221 t€ | 249 t€ | 247 t€ |
| Current assets | 309 t€ | 231 t€ | 258 t€ | 261 t€ |
| Assets | 565 t€ | 515 t€ | 558 t€ | 574 t€ |
| Share capital or other similar capital | 9 000 € | 9 000 € | 9 000 € | 9 000 € |
| Capital and reserves | 473 t€ | 477 t€ | 504 t€ | 495 t€ |
| Long-term liabilities | 1 610 € | 11 t€ | 27 t€ | 42 t€ |
| Short-term liabilities | 91 t€ | 27 t€ | 26 t€ | 38 t€ |
| Liabilities | 93 t€ | 38 t€ | 54 t€ | 80 t€ |
| Long-term liabilities to credit institutions | 0 € | 7 427 € | 24 t€ | 39 t€ |
| Other current liabilities | 15 t€ | 4 628 € | 2 999 € | 3 530 € |
| Wages and salaries | 94 t€ | -108 t€ | -136 t€ | -143 t€ |
| Short-term advances received | 335 € | 0 € | – | – |
| Pension expenses | 17 t€ | -16 t€ | -14 t€ | -17 t€ |
| Inventory increase (+) or decrease (-) | -183 t€ | 0 € | – | – |
| Tangible assets | 257 t€ | 284 t€ | 300 t€ | 314 t€ |
| Depreciations according to plan | 27 t€ | -32 t€ | -33 t€ | -38 t€ |
| Liabilities | 565 t€ | 515 t€ | 558 t€ | 574 t€ |
| Other short-term receivables | 13 t€ | 7 417 € | 4 388 € | 1 334 € |
| Other social security expenses | 5 087 € | -3 322 € | -5 030 € | -8 422 € |
| Buildings and structures, Owned | 206 t€ | 222 t€ | 238 t€ | 240 t€ |
| Land and water areas, Owned | 15 t€ | 15 t€ | 15 t€ | 15 t€ |
| Profit (loss) for the period, equity | 34 t€ | 13 t€ | 49 t€ | 84 t€ |
| Other long-term liabilities | 1 610 € | 3 696 € | 3 696 € | 2 206 € |
| Services purchased | – | 0 € | -360 € | -4 684 € |
| Retained earnings | 430 t€ | 455 t€ | 446 t€ | 402 t€ |
| Short-term liabilities to credit institutions | 57 t€ | 16 t€ | 16 t€ | 16 t€ |
| Purchases during the financial year | 196 t€ | -23 t€ | -10 t€ | -18 t€ |
| Other tangible assets | 1 278 € | 1 789 € | 2 300 € | 0 € |
| Short-term prepayments and accrued income | 3 556 € | 2 495 € | 1 878 € | 7 749 € |
| Other interest and financial income from non-group companies | 1 979 € | 5 777 € | 827 € | 877 € |
| Short-term accrued expenses and deferred income | 12 t€ | 2 869 € | 4 071 € | 15 t€ |
| Other stocks | 183 t€ | 0 € | – | – |
| Short-term sales receivables | – | 0 € | 2 598 € | 4 160 € |
| Short-term receivables | 17 t€ | 9 912 € | 8 869 € | 13 t€ |
| Short-term loan receivables | – | 0 € | 4 € | 0 € |
| Interest expenses and other financial expenses for non-Group companies | 978 € | -452 € | -770 € | -2 234 € |
| Machinery and equipment | 34 t€ | 46 t€ | 44 t€ | 59 t€ |
| Short-term accounts payable | 6 231 € | 3 657 € | 3 667 € | 3 962 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Fitup Oy is in the upper half of the industry class construction of residential and non-residential buildings (5706 companies with taxable income; median 16 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
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