Ravintola L & T Takalo Oy is a limited company based in Haapavesi, registered in 1996. In the financial year ending 28.2.2026, operating profit -21 t€; equity ratio 94.9 %. Its taxable income in 2024 was 56 t€ and its income taxes 11 t€. Public buyers bought 12 t€ from it in 2023–2024; the largest buyer is Ikäihmisten Palvelut (Pohjois-Pohjanmaan hyvinvointialue).
Gross profit 2026193 t€-13 % on the previous year
Operating profit-21 t€
Net profit-20 t€EBITDA -28 t€
Equity ratio94,9 %quick ratio 2,92
Taxable income 202456 t€
upper half of its industry
Income taxes 202411 t€26 t€ in 2020–2024
In business29 yrsregistered 29.11.1996
Sales to public buyers12 t€2023–2024
Financials
Gross profitOperating profitNet profit
| Key figures | 28.2.2026 | 28.2.2025 | 29.2.2024 | 28.2.2023 | 28.2.2022 | 28.2.2021 |
|---|---|---|---|---|---|---|
| Revenue change | -12,6 % | -25,5 % | -16,6 % | 49,7 % | 63,4 % | – |
| Gross profit | 193 t€ | 221 t€ | 297 t€ | 355 t€ | 237 t€ | 145 t€ |
| EBITDA | -28 t€ | 5 927 € | 63 t€ | 74 t€ | 38 t€ | -14 t€ |
| Operating profit | -21 t€ | -1 397 € | 55 t€ | 66 t€ | 30 t€ | -24 t€ |
| Net profit | -20 t€ | -305 € | 45 t€ | 53 t€ | 29 t€ | -24 t€ |
| Personnel costs | -73 t€ | 92 t€ | 111 t€ | 121 t€ | 92 t€ | 75 t€ |
| Equity ratio | 94,9 % | 91,3 % | 90,0 % | 86,5 % | 90,8 % | 92,0 % |
| Quick ratio | 2,92 | 2,34 | 2,58 | 1,85 | 1,28 | 1,15 |
| Current ratio | 2,95 | 2,46 | 2,68 | 1,92 | 1,40 | 1,27 |
| Return on equity | -6,6 % | -0,1 % | 12,8 % | 15,4 % | 9,1 % | -7,4 % |
| Balance sheet total | 321 t€ | 356 t€ | 391 t€ | 401 t€ | 351 t€ | 350 t€ |
| Equity | 305 t€ | 325 t€ | 352 t€ | 347 t€ | 319 t€ | 322 t€ |
| Cash and bank | 28 t€ | 50 t€ | 81 t€ | 77 t€ | 18 t€ | 19 t€ |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 28.2.2026 | 28.2.2025 | 29.2.2024 | 28.2.2023 | 28.2.2022 | 28.2.2021 | |
|---|---|---|---|---|---|---|
| Gross profit or loss | 193 t€ | 221 t€ | 297 t€ | 355 t€ | 237 t€ | 145 t€ |
| Personnel expenses | 73 t€ | -92 t€ | -111 t€ | -121 t€ | -92 t€ | -75 t€ |
| Depreciations and reductions in value | 6 930 € | -7 324 € | -7 770 € | -8 282 € | -8 876 € | -9 579 € |
| Other operating expenses | 134 t€ | -123 t€ | -123 t€ | -160 t€ | -107 t€ | -85 t€ |
| Operating profit (loss) | -21 t€ | -1 397 € | 55 t€ | 66 t€ | 30 t€ | -24 t€ |
| Financial income and expenses + (-) | -661 € | 1 092 € | 1 467 € | 448 € | 568 € | 263 € |
| Profit (loss) before appropriations and taxes | -20 t€ | -305 € | 56 t€ | 67 t€ | 30 t€ | -24 t€ |
| Income taxes | – | 0 € | -11 t€ | -13 t€ | -1 073 € | 2 € |
| Profit (loss) for the financial year | -20 t€ | -305 € | 45 t€ | 53 t€ | 29 t€ | -24 t€ |
Balance sheet
| 28.2.2026 | 28.2.2025 | 29.2.2024 | 28.2.2023 | 28.2.2022 | 28.2.2021 | |
|---|---|---|---|---|---|---|
| Non-current assets | 273 t€ | 280 t€ | 287 t€ | 298 t€ | 306 t€ | 315 t€ |
| Stocks | 398 € | 3 866 € | 3 783 € | 3 840 € | 3 801 € | 3 165 € |
| Receivables | 20 t€ | 23 t€ | 19 t€ | 22 t€ | 24 t€ | 13 t€ |
| Cash in hand and at banks | 28 t€ | 50 t€ | 81 t€ | 77 t€ | 18 t€ | 19 t€ |
| Current assets | 49 t€ | 77 t€ | 104 t€ | 104 t€ | 46 t€ | 35 t€ |
| Assets | 321 t€ | 356 t€ | 391 t€ | 401 t€ | 351 t€ | 350 t€ |
| Share capital or other similar capital | 45 t€ | 45 t€ | 45 t€ | 45 t€ | 45 t€ | 45 t€ |
| Capital and reserves | 305 t€ | 325 t€ | 352 t€ | 347 t€ | 319 t€ | 322 t€ |
| Short-term liabilities | 16 t€ | 31 t€ | 39 t€ | 54 t€ | 32 t€ | 28 t€ |
| Liabilities | 16 t€ | 31 t€ | 39 t€ | 54 t€ | 32 t€ | 28 t€ |
All financial statement items (43)
| 28.2.2026 | 28.2.2025 | 29.2.2024 | 28.2.2023 | 28.2.2022 | 28.2.2021 | |
|---|---|---|---|---|---|---|
| Gross profit or loss | 193 t€ | 221 t€ | 297 t€ | 355 t€ | 237 t€ | 145 t€ |
| Personnel expenses | 73 t€ | -92 t€ | -111 t€ | -121 t€ | -92 t€ | -75 t€ |
| Depreciations and reductions in value | 6 930 € | -7 324 € | -7 770 € | -8 282 € | -8 876 € | -9 579 € |
| Other operating expenses | 134 t€ | -123 t€ | -123 t€ | -160 t€ | -107 t€ | -85 t€ |
| Operating profit (loss) | -21 t€ | -1 397 € | 55 t€ | 66 t€ | 30 t€ | -24 t€ |
| Financial income and expenses + (-) | -661 € | 1 092 € | 1 467 € | 448 € | 568 € | 263 € |
| Profit (loss) before appropriations and taxes | -20 t€ | -305 € | 56 t€ | 67 t€ | 30 t€ | -24 t€ |
| Income taxes | – | 0 € | -11 t€ | -13 t€ | -1 073 € | 2 € |
| Profit (loss) for the financial year | -20 t€ | -305 € | 45 t€ | 53 t€ | 29 t€ | -24 t€ |
| Non-current assets | 273 t€ | 280 t€ | 287 t€ | 298 t€ | 306 t€ | 315 t€ |
| Stocks | 398 € | 3 866 € | 3 783 € | 3 840 € | 3 801 € | 3 165 € |
| Receivables | 20 t€ | 23 t€ | 19 t€ | 22 t€ | 24 t€ | 13 t€ |
| Cash in hand and at banks | 28 t€ | 50 t€ | 81 t€ | 77 t€ | 18 t€ | 19 t€ |
| Current assets | 49 t€ | 77 t€ | 104 t€ | 104 t€ | 46 t€ | 35 t€ |
| Assets | 321 t€ | 356 t€ | 391 t€ | 401 t€ | 351 t€ | 350 t€ |
| Share capital or other similar capital | 45 t€ | 45 t€ | 45 t€ | 45 t€ | 45 t€ | 45 t€ |
| Capital and reserves | 305 t€ | 325 t€ | 352 t€ | 347 t€ | 319 t€ | 322 t€ |
| Short-term liabilities | 16 t€ | 31 t€ | 39 t€ | 54 t€ | 32 t€ | 28 t€ |
| Liabilities | 16 t€ | 31 t€ | 39 t€ | 54 t€ | 32 t€ | 28 t€ |
| Wages and salaries | 63 t€ | -80 t€ | -95 t€ | -103 t€ | -81 t€ | -66 t€ |
| Interest expenses and other financial expenses for non-Group companies | -193 € | -28 € | -3 € | -31 € | -124 € | -97 € |
| Finished products | 398 € | 3 866 € | 3 783 € | 3 840 € | 3 801 € | 3 165 € |
| Short-term prepayments and accrued income | 6 993 € | 11 t€ | 7 479 € | 7 018 € | 6 192 € | 5 048 € |
| Pension expenses | 7 441 € | -10 t€ | -13 t€ | -14 t€ | -8 596 € | -7 129 € |
| Other interest and financial income from non-group companies | 349 € | 1 119 € | 970 € | 29 € | 41 € | 0 € |
| Short-term sales receivables | 11 t€ | 11 t€ | 11 t€ | 15 t€ | 17 t€ | 6 519 € |
| Machinery and equipment | 1 087 € | 1 449 € | 1 931 € | 2 574 € | 3 432 € | 4 575 € |
| Short-term accounts payable | 10 t€ | 12 t€ | 15 t€ | 14 t€ | 11 t€ | 11 t€ |
| Other shares and similar rights of ownership | 100 € | 100 € | 100 € | 3 043 € | 3 043 € | 3 111 € |
| Land and water areas, Owned | 114 t€ | 114 t€ | 114 t€ | 114 t€ | 114 t€ | 114 t€ |
| Other current liabilities | 2 812 € | 2 503 € | 2 174 € | 4 603 € | 3 201 € | 834 € |
| Buildings and structures, Owned | 158 t€ | 164 t€ | 171 t€ | 178 t€ | 186 t€ | 193 t€ |
| Retained earnings | 280 t€ | 280 t€ | 262 t€ | 248 t€ | 244 t€ | 301 t€ |
| Investments | 100 € | 100 € | 100 € | 3 043 € | 3 043 € | 3 111 € |
| Other short-term receivables | 2 275 € | 795 € | 1 218 € | 0 € | 677 € | 1 831 € |
| Liabilities | 321 t€ | 356 t€ | 391 t€ | 401 t€ | 351 t€ | 350 t€ |
| Short-term accrued expenses and deferred income | 3 207 € | 17 t€ | 21 t€ | 36 t€ | 18 t€ | 16 t€ |
| Depreciations according to plan | 6 930 € | -7 324 € | -7 770 € | -8 282 € | -8 876 € | -9 579 € |
| Short-term receivables | 20 t€ | 23 t€ | 19 t€ | 22 t€ | 24 t€ | 13 t€ |
| Profit (loss) for the period, equity | -20 t€ | -305 € | 45 t€ | 53 t€ | 29 t€ | -24 t€ |
| Income from other investments under non-current assets, from other companies | 120 € | 0 € | 500 € | 450 € | 652 € | 360 € |
| Tangible assets | 273 t€ | 279 t€ | 287 t€ | 295 t€ | 303 t€ | 312 t€ |
| Other social security expenses | 1 721 € | -1 687 € | -3 178 € | -3 352 € | -2 342 € | -1 951 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Ravintola L & T Takalo Oy is in the upper half of the industry class hotels and similar accommodation (308 companies with taxable income; median 38 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.