Ab Foto Elite Oy is a limited company based in Pietarsaari, registered in 1993. In the financial year ending 31.12.2025, operating profit -39 t€; equity ratio -21.1 %. Public buyers bought 446 € from it in 2022–2025; the largest buyer is Työllisyys, kehittämis- ja hallintokeskus (Työ- ja elinkeinoministeriön hallinnonala).
Gross profit 2025134 t€-22 % on the previous year
Operating profit-39 t€
Net profit-39 t€EBITDA -41 t€
Equity ratio-21,1 %quick ratio 0,23
Taxable income 20240 €
profit as taxed
Income taxes 20240 €0 € in 2020–2024
In business33 yrsregistered 4.8.1993
Sales to public buyers446 €2022–2025
Financials
Gross profitOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 |
|---|---|---|---|---|---|---|
| Revenue change | -21,8 % | 2,5 % | -18,1 % | 51,5 % | 20,1 % | – |
| Gross profit | 134 t€ | 171 t€ | 167 t€ | 204 t€ | 134 t€ | 112 t€ |
| EBITDA | -41 t€ | -7 267 € | -4 785 € | 35 t€ | -5 674 € | -18 t€ |
| Operating profit | -39 t€ | -9 896 € | -7 900 € | 31 t€ | -10 t€ | -23 t€ |
| Net profit | -39 t€ | -9 952 € | -7 809 € | 31 t€ | -9 863 € | -23 t€ |
| Personnel costs | -138 t€ | 137 t€ | 130 t€ | 121 t€ | 101 t€ | 96 t€ |
| Equity ratio | -21,1 % | 43,2 % | 47,9 % | 52,2 % | 36,9 % | 49,0 % |
| Quick ratio | 0,23 | 1,04 | 1,19 | 1,32 | 0,38 | 0,52 |
| Current ratio | 0,74 | 1,41 | 1,54 | 1,65 | 0,83 | 1,01 |
| Return on equity | – | -31,3 % | -18,7 % | 62,2 % | -52,6 % | -81,2 % |
| Balance sheet total | 33 t€ | 74 t€ | 87 t€ | 95 t€ | 51 t€ | 58 t€ |
| Equity | -7 026 € | 32 t€ | 42 t€ | 50 t€ | 19 t€ | 29 t€ |
| Cash and bank | 2 838 € | 31 t€ | 46 t€ | 51 t€ | 9 505 € | 9 531 € |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Gross profit or loss | 134 t€ | 171 t€ | 167 t€ | 204 t€ | 134 t€ | 112 t€ |
| Personnel expenses | 138 t€ | -137 t€ | -130 t€ | -121 t€ | -101 t€ | -96 t€ |
| Depreciations and reductions in value | 2 285 € | -2 629 € | -3 115 € | -3 695 € | -4 386 € | -5 530 € |
| Other operating expenses | 33 t€ | -42 t€ | -42 t€ | -48 t€ | -39 t€ | -33 t€ |
| Operating profit (loss) | -39 t€ | -9 896 € | -7 900 € | 31 t€ | -10 t€ | -23 t€ |
| Financial income and expenses + (-) | -77 € | -56 € | 91 € | -56 € | 198 € | -67 € |
| Profit (loss) before appropriations and taxes | -39 t€ | -9 952 € | -7 809 € | 31 t€ | -9 863 € | -23 t€ |
| Profit (loss) for the financial year | -39 t€ | -9 952 € | -7 809 € | 31 t€ | -9 863 € | -23 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Non-current assets | 13 t€ | 15 t€ | 17 t€ | 20 t€ | 24 t€ | 28 t€ |
| Stocks | 14 t€ | 16 t€ | 16 t€ | 15 t€ | 14 t€ | 14 t€ |
| Receivables | 3 545 € | 12 t€ | 7 960 € | 8 513 € | 2 730 € | 6 048 € |
| Cash in hand and at banks | 2 838 € | 31 t€ | 46 t€ | 51 t€ | 9 505 € | 9 531 € |
| Current assets | 21 t€ | 59 t€ | 70 t€ | 75 t€ | 27 t€ | 30 t€ |
| Assets | 33 t€ | 74 t€ | 87 t€ | 95 t€ | 51 t€ | 58 t€ |
| Share capital or other similar capital | 10 t€ | 10 t€ | 10 t€ | 10 t€ | 10 t€ | 10 t€ |
| Capital and reserves | -7 026 € | 32 t€ | 42 t€ | 50 t€ | 19 t€ | 29 t€ |
| Long-term liabilities | 13 t€ | 0 € | – | – | – | – |
| Short-term liabilities | 28 t€ | 42 t€ | 45 t€ | 45 t€ | 32 t€ | 30 t€ |
| Liabilities | 40 t€ | 42 t€ | 45 t€ | 45 t€ | 32 t€ | 30 t€ |
All financial statement items (43)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Gross profit or loss | 134 t€ | 171 t€ | 167 t€ | 204 t€ | 134 t€ | 112 t€ |
| Personnel expenses | 138 t€ | -137 t€ | -130 t€ | -121 t€ | -101 t€ | -96 t€ |
| Depreciations and reductions in value | 2 285 € | -2 629 € | -3 115 € | -3 695 € | -4 386 € | -5 530 € |
| Other operating expenses | 33 t€ | -42 t€ | -42 t€ | -48 t€ | -39 t€ | -33 t€ |
| Operating profit (loss) | -39 t€ | -9 896 € | -7 900 € | 31 t€ | -10 t€ | -23 t€ |
| Financial income and expenses + (-) | -77 € | -56 € | 91 € | -56 € | 198 € | -67 € |
| Profit (loss) before appropriations and taxes | -39 t€ | -9 952 € | -7 809 € | 31 t€ | -9 863 € | -23 t€ |
| Profit (loss) for the financial year | -39 t€ | -9 952 € | -7 809 € | 31 t€ | -9 863 € | -23 t€ |
| Non-current assets | 13 t€ | 15 t€ | 17 t€ | 20 t€ | 24 t€ | 28 t€ |
| Stocks | 14 t€ | 16 t€ | 16 t€ | 15 t€ | 14 t€ | 14 t€ |
| Receivables | 3 545 € | 12 t€ | 7 960 € | 8 513 € | 2 730 € | 6 048 € |
| Cash in hand and at banks | 2 838 € | 31 t€ | 46 t€ | 51 t€ | 9 505 € | 9 531 € |
| Current assets | 21 t€ | 59 t€ | 70 t€ | 75 t€ | 27 t€ | 30 t€ |
| Assets | 33 t€ | 74 t€ | 87 t€ | 95 t€ | 51 t€ | 58 t€ |
| Share capital or other similar capital | 10 t€ | 10 t€ | 10 t€ | 10 t€ | 10 t€ | 10 t€ |
| Capital and reserves | -7 026 € | 32 t€ | 42 t€ | 50 t€ | 19 t€ | 29 t€ |
| Long-term liabilities | 13 t€ | 0 € | – | – | – | – |
| Short-term liabilities | 28 t€ | 42 t€ | 45 t€ | 45 t€ | 32 t€ | 30 t€ |
| Liabilities | 40 t€ | 42 t€ | 45 t€ | 45 t€ | 32 t€ | 30 t€ |
| Pension expenses | 19 t€ | -19 t€ | -16 t€ | -16 t€ | -14 t€ | -14 t€ |
| Depreciations according to plan | 2 285 € | -2 629 € | -3 115 € | -3 695 € | -4 386 € | -5 530 € |
| Tangible assets | 13 t€ | 15 t€ | 17 t€ | 20 t€ | 24 t€ | 28 t€ |
| Retained earnings | 22 t€ | 32 t€ | 39 t€ | 8 642 € | 19 t€ | 42 t€ |
| Short-term receivables | 3 545 € | 12 t€ | 7 960 € | 8 513 € | 2 730 € | 6 048 € |
| Other current liabilities | 6 789 € | 17 t€ | 17 t€ | 16 t€ | 17 t€ | 15 t€ |
| Short-term sales receivables | 1 135 € | 2 069 € | 2 077 € | 2 186 € | 1 879 € | 862 € |
| Short-term prepayments and accrued income | 2 038 € | 9 766 € | 5 519 € | 5 965 € | 491 € | 4 827 € |
| Other interest and financial income from non-group companies | 9 € | 7 € | 2 € | 2 € | 2 € | 1 € |
| Interest expenses and other financial expenses for non-Group companies | 82 € | -93 € | -81 € | -93 € | -104 € | -98 € |
| Short-term accounts payable | 4 830 € | 5 680 € | 9 588 € | 9 402 € | 3 263 € | 1 756 € |
| Finished products | 14 t€ | 16 t€ | 16 t€ | 15 t€ | 14 t€ | 14 t€ |
| Short-term accrued expenses and deferred income | 16 t€ | 19 t€ | 19 t€ | 20 t€ | 12 t€ | 13 t€ |
| Profit (loss) for the period, equity | -39 t€ | -9 952 € | -7 809 € | 31 t€ | -9 863 € | -23 t€ |
| Investments | – | – | – | 0 € | 85 € | 85 € |
| Other social security expenses | 7 465 € | -6 079 € | -6 915 € | -5 960 € | -5 300 € | -4 034 € |
| Other short-term receivables | 373 € | 364 € | 364 € | 362 € | 360 € | 359 € |
| Long-term subordinated loans | 10 t€ | 0 € | – | – | – | – |
| Long-term liabilities to credit institutions | 2 193 € | 0 € | – | – | – | – |
| Wages and salaries | 112 t€ | -112 t€ | -107 t€ | -99 t€ | -81 t€ | -78 t€ |
| Other receivables (investments) | – | – | – | 0 € | 85 € | 85 € |
| Income from other investments under non-current assets, from other companies | 150 € | 30 € | 170 € | 35 € | 300 € | 30 € |
| Liabilities | 33 t€ | 74 t€ | 87 t€ | 95 t€ | 51 t€ | 58 t€ |
| Machinery and equipment | 13 t€ | 15 t€ | 17 t€ | 20 t€ | 24 t€ | 28 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
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