Arkkitehtuuritoimisto Kari Ristola Oy is a limited company based in Helsinki, registered in 1990. In the financial year ending 31.3.2026, revenue was 420 t€ and operating profit 2 768 €; equity ratio 6.3 %. Its taxable income in 2024 was 1 671 € and its income taxes 334 €. Public buyers bought 1,1 M€ from it in 2022–2025; the largest buyer is Kaupunkiympäristön Toimiala, Helsinki (Helsinki).
Revenue 2026420 t€-10 % on the previous year
Operating profit2 768 €0,7 % of revenue
Net profit148 €EBITDA 1 669 €
Equity ratio6,3 %quick ratio 1,02
Taxable income 20241 671 €
lower half of its industry
Income taxes 2024334 €4 012 € in 2020–2024
In business36 yrsregistered 7.2.1990
Sales to public buyers1,1 M€2022–2025
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Financials
RevenueOperating profitNet profit
| Key figures | 31.3.2026 | 31.3.2025 | 31.3.2024 | 31.3.2023 | 31.3.2022 | 31.3.2021 |
|---|---|---|---|---|---|---|
| Revenue | 420 t€ | 468 t€ | 463 t€ | 470 t€ | 497 t€ | 472 t€ |
| Revenue change | -10,3 % | 1,1 % | -1,6 % | -5,3 % | 5,1 % | – |
| EBITDA | 1 669 € | 3 420 € | 6 112 € | -4 838 € | 4 056 € | 4 154 € |
| EBITDA % | 0,4 % | 0,7 % | 1,3 % | -1,0 % | 0,8 % | 0,9 % |
| Operating profit | 2 768 € | 1 954 € | 4 158 € | -4 838 € | 1 450 € | 680 € |
| Operating margin | 0,7 % | 0,4 % | 0,9 % | -1,0 % | 0,3 % | 0,1 % |
| Net profit | 148 € | 523 € | 3 172 € | -5 120 € | 581 € | 358 € |
| Personnel costs | -330 t€ | 380 t€ | 371 t€ | 395 t€ | 395 t€ | 398 t€ |
| Equity ratio | 6,3 % | 5,8 % | 3,9 % | 1,0 % | 9,9 % | 7,7 % |
| Quick ratio | 1,02 | 1,00 | 0,98 | 0,93 | 0,97 | 0,93 |
| Current ratio | 1,02 | 1,00 | 0,98 | 0,93 | 0,97 | 0,93 |
| Debt to revenue | 17,1 % | 16,2 % | 22,2 % | 20,4 % | 11,2 % | 14,1 % |
| Return on equity | 3,0 % | 11,1 % | 75,8 % | -506,0 % | 9,5 % | 6,5 % |
| Balance sheet total | 77 t€ | 81 t€ | 107 t€ | 97 t€ | 62 t€ | 72 t€ |
| Equity | 4 854 € | 4 707 € | 4 184 € | 1 012 € | 6 132 € | 5 550 € |
| Cash and bank | 386 € | 4 175 € | 209 € | 62 € | 9 127 € | 15 t€ |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.3.2026 | 31.3.2025 | 31.3.2024 | 31.3.2023 | 31.3.2022 | 31.3.2021 | |
|---|---|---|---|---|---|---|
| Turnover | 420 t€ | 468 t€ | 463 t€ | 470 t€ | 497 t€ | 472 t€ |
| Raw materials and services | – | 0 € | -1 127 € | -79 € | -15 t€ | -490 € |
| Personnel expenses | 330 t€ | -380 t€ | -371 t€ | -395 t€ | -395 t€ | -398 t€ |
| Depreciations and reductions in value | 1 099 € | -1 466 € | -1 954 € | 0 € | -2 605 € | -3 474 € |
| Other operating expenses | 86 t€ | -85 t€ | -85 t€ | -80 t€ | -83 t€ | -70 t€ |
| Operating profit (loss) | 2 768 € | 1 954 € | 4 158 € | -4 838 € | 1 450 € | 680 € |
| Financial income and expenses + (-) | 1 826 € | -527 € | -652 € | 174 € | -869 € | 69 € |
| Profit (loss) before appropriations and taxes | 943 € | 1 427 € | 3 506 € | -4 664 € | 581 € | 749 € |
| Income taxes | 795 € | -905 € | -334 € | -456 € | 0 € | -391 € |
| Profit (loss) for the financial year | 148 € | 523 € | 3 172 € | -5 120 € | 581 € | 358 € |
Balance sheet
| 31.3.2026 | 31.3.2025 | 31.3.2024 | 31.3.2023 | 31.3.2022 | 31.3.2021 | |
|---|---|---|---|---|---|---|
| Non-current assets | 3 297 € | 4 396 € | 5 862 € | 7 816 € | 7 816 € | 10 t€ |
| Receivables | 73 t€ | 72 t€ | 101 t€ | 89 t€ | 45 t€ | 47 t€ |
| Cash in hand and at banks | 386 € | 4 175 € | 209 € | 62 € | 9 127 € | 15 t€ |
| Current assets | 73 t€ | 76 t€ | 101 t€ | 89 t€ | 54 t€ | 62 t€ |
| Assets | 77 t€ | 81 t€ | 107 t€ | 97 t€ | 62 t€ | 72 t€ |
| Share capital or other similar capital | 2 523 € | 2 523 € | 2 523 € | 2 523 € | 2 523 € | 2 523 € |
| Capital and reserves | 4 854 € | 4 707 € | 4 184 € | 1 012 € | 6 132 € | 5 550 € |
| Short-term liabilities | 72 t€ | 76 t€ | 103 t€ | 96 t€ | 56 t€ | 67 t€ |
| Liabilities | 72 t€ | 76 t€ | 103 t€ | 96 t€ | 56 t€ | 67 t€ |
All financial statement items (40)
| 31.3.2026 | 31.3.2025 | 31.3.2024 | 31.3.2023 | 31.3.2022 | 31.3.2021 | |
|---|---|---|---|---|---|---|
| Turnover | 420 t€ | 468 t€ | 463 t€ | 470 t€ | 497 t€ | 472 t€ |
| Raw materials and services | – | 0 € | -1 127 € | -79 € | -15 t€ | -490 € |
| Personnel expenses | 330 t€ | -380 t€ | -371 t€ | -395 t€ | -395 t€ | -398 t€ |
| Depreciations and reductions in value | 1 099 € | -1 466 € | -1 954 € | 0 € | -2 605 € | -3 474 € |
| Other operating expenses | 86 t€ | -85 t€ | -85 t€ | -80 t€ | -83 t€ | -70 t€ |
| Operating profit (loss) | 2 768 € | 1 954 € | 4 158 € | -4 838 € | 1 450 € | 680 € |
| Financial income and expenses + (-) | 1 826 € | -527 € | -652 € | 174 € | -869 € | 69 € |
| Profit (loss) before appropriations and taxes | 943 € | 1 427 € | 3 506 € | -4 664 € | 581 € | 749 € |
| Income taxes | 795 € | -905 € | -334 € | -456 € | 0 € | -391 € |
| Profit (loss) for the financial year | 148 € | 523 € | 3 172 € | -5 120 € | 581 € | 358 € |
| Non-current assets | 3 297 € | 4 396 € | 5 862 € | 7 816 € | 7 816 € | 10 t€ |
| Receivables | 73 t€ | 72 t€ | 101 t€ | 89 t€ | 45 t€ | 47 t€ |
| Cash in hand and at banks | 386 € | 4 175 € | 209 € | 62 € | 9 127 € | 15 t€ |
| Current assets | 73 t€ | 76 t€ | 101 t€ | 89 t€ | 54 t€ | 62 t€ |
| Assets | 77 t€ | 81 t€ | 107 t€ | 97 t€ | 62 t€ | 72 t€ |
| Share capital or other similar capital | 2 523 € | 2 523 € | 2 523 € | 2 523 € | 2 523 € | 2 523 € |
| Capital and reserves | 4 854 € | 4 707 € | 4 184 € | 1 012 € | 6 132 € | 5 550 € |
| Short-term liabilities | 72 t€ | 76 t€ | 103 t€ | 96 t€ | 56 t€ | 67 t€ |
| Liabilities | 72 t€ | 76 t€ | 103 t€ | 96 t€ | 56 t€ | 67 t€ |
| Services purchased | – | – | – | 0 € | -14 t€ | 0 € |
| Retained earnings | 2 184 € | 1 661 € | -1 511 € | 3 609 € | 3 027 € | 2 669 € |
| Other current liabilities | 58 t€ | 62 t€ | 74 t€ | 43 t€ | 39 t€ | 39 t€ |
| Profit (loss) for the period, equity | 148 € | 523 € | 3 172 € | -5 120 € | 581 € | 358 € |
| Other short-term receivables | 6 365 € | 5 756 € | 5 756 € | 5 756 € | 5 756 € | 5 756 € |
| Depreciations according to plan | 1 099 € | -1 466 € | -1 954 € | 0 € | -2 605 € | -3 474 € |
| Short-term accounts payable | 6 449 € | 2 370 € | 2 883 € | 6 823 € | 5 727 € | 0 € |
| Purchases during the financial year | – | 0 € | -1 127 € | -79 € | -458 € | -490 € |
| Wages and salaries | 278 t€ | -321 t€ | -311 t€ | -338 t€ | -340 t€ | -346 t€ |
| Short-term sales receivables | 63 t€ | 63 t€ | 94 t€ | 80 t€ | 39 t€ | 37 t€ |
| Interest expenses and other financial expenses for non-Group companies | 1 826 € | -527 € | -652 € | -328 € | -869 € | 69 € |
| Other interest and financial income from non-group companies | – | – | 0 € | 502 € | 0 € | – |
| Other social security expenses | 5 541 € | -4 959 € | -7 946 € | -7 324 € | -7 807 € | -6 631 € |
| Tangible assets | 3 297 € | 4 396 € | 5 862 € | 7 816 € | 7 816 € | 10 t€ |
| Short-term accrued expenses and deferred income | 7 608 € | 11 t€ | 26 t€ | 47 t€ | 11 t€ | 27 t€ |
| Short-term receivables | 73 t€ | 72 t€ | 101 t€ | 89 t€ | 45 t€ | 47 t€ |
| Pension expenses | 47 t€ | -54 t€ | -52 t€ | -49 t€ | -47 t€ | -46 t€ |
| Machinery and equipment | 3 297 € | 4 396 € | 5 862 € | 7 816 € | 7 816 € | 10 t€ |
| Short-term liabilities to credit institutions | – | – | 0 € | 27 € | 0 € | – |
| Short-term prepayments and accrued income | 3 600 € | 3 199 € | 851 € | 3 694 € | 740 € | 3 685 € |
| Liabilities | 77 t€ | 81 t€ | 107 t€ | 97 t€ | 62 t€ | 72 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, Arkkitehtuuritoimisto Kari Ristola Oy is in the lower half of the industry class architectural activities (459 companies with taxable income; median 20 t€).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.