CatMarina Oy is a limited company based in Hollola, registered in 1989. In the financial year ending 31.12.2025, revenue was 1,7 M€ and operating profit 153 t€; equity ratio 59.3 %. Its taxable income in 2024 was 186 t€ and its income taxes 38 t€. Public buyers bought 601 € from it in 2022–2022; the largest buyer is Työllisyys, kehittämis- ja hallintokeskus (Työ- ja elinkeinoministeriön hallinnonala). It holds 1 alcohol licences.
Revenue 20251,7 M€-6 % on the previous year
Operating profit153 t€8,7 % of revenue
Net profit113 t€EBITDA -158 t€
Equity ratio59,3 %quick ratio 0,33
Taxable income 2024186 t€
top 10 % of its industry
Income taxes 202438 t€124 t€ in 2020–2024
In business37 yrsregistered 30.6.1989
Sales to public buyers601 €2022–2022
Alcohol licences1latest 15.2.2021
Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 |
|---|---|---|---|---|---|
| Revenue | 1,7 M€ | 1,9 M€ | 1,8 M€ | 1,9 M€ | 1,7 M€ |
| Revenue change | -6,0 % | 4,4 % | -4,4 % | 10,0 % | – |
| EBITDA | -158 t€ | 494 t€ | 695 t€ | 652 t€ | 617 t€ |
| EBITDA % | -9,0 % | 26,6 % | 39,0 % | 35,0 % | 36,5 % |
| Operating profit | 153 t€ | 176 t€ | 260 t€ | 418 t€ | 381 t€ |
| Operating margin | 8,7 % | 9,5 % | 14,6 % | 22,5 % | 22,6 % |
| Net profit | 113 t€ | 148 t€ | 566 t€ | 379 t€ | 376 t€ |
| Personnel costs | -401 t€ | 458 t€ | 433 t€ | 401 t€ | 219 t€ |
| Equity ratio | 59,3 % | 66,4 % | 65,0 % | 60,8 % | 52,0 % |
| Quick ratio | 0,33 | 1,54 | 1,55 | 0,78 | 0,72 |
| Current ratio | 0,71 | 1,94 | 1,85 | 1,20 | 1,36 |
| Debt to revenue | 92,5 % | 66,9 % | 78,7 % | 78,8 % | 116,2 % |
| Return on equity | 4,8 % | 6,0 % | 21,8 % | 16,7 % | 17,7 % |
| Balance sheet total | 4,0 M€ | 3,7 M€ | 4,0 M€ | 3,8 M€ | 4,2 M€ |
| Equity | 2,4 M€ | 2,5 M€ | 2,6 M€ | 2,3 M€ | 2,1 M€ |
| Cash and bank | 7 724 € | 302 t€ | 434 t€ | 197 t€ | 13 t€ |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|---|
| Turnover | 1,7 M€ | 1,9 M€ | 1,8 M€ | 1,9 M€ | 1,7 M€ |
| Other operating income | 114 € | 21 t€ | 3 843 € | 582 t€ | 2 752 € |
| Raw materials and services | 73 t€ | -254 t€ | -498 t€ | -446 t€ | -306 t€ |
| Personnel expenses | 401 t€ | -458 t€ | -433 t€ | -401 t€ | -219 t€ |
| Depreciations and reductions in value | 311 t€ | -318 t€ | -435 t€ | -234 t€ | -236 t€ |
| Other operating expenses | 808 t€ | -795 t€ | -681 t€ | -943 t€ | -551 t€ |
| Operating profit (loss) | 153 t€ | 176 t€ | 260 t€ | 418 t€ | 381 t€ |
| Financial income and expenses + (-) | 12 t€ | 8 734 € | 360 t€ | -8 995 € | -5 023 € |
| Profit (loss) before appropriations and taxes | 141 t€ | 185 t€ | 619 t€ | 409 t€ | 376 t€ |
| Income taxes | 28 t€ | -37 t€ | -53 t€ | -30 t€ | 0 € |
| Profit (loss) for the financial year | 113 t€ | 148 t€ | 566 t€ | 379 t€ | 376 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|---|
| Non-current assets | 3,4 M€ | 2,8 M€ | 2,9 M€ | 3,0 M€ | 3,4 M€ |
| Stocks | 313 t€ | 189 t€ | 190 t€ | 283 t€ | 349 t€ |
| Receivables | 272 t€ | 419 t€ | 517 t€ | 321 t€ | 382 t€ |
| Cash in hand and at banks | 7 724 € | 302 t€ | 434 t€ | 197 t€ | 13 t€ |
| Current assets | 593 t€ | 910 t€ | 1,1 M€ | 801 t€ | 745 t€ |
| Assets | 4,0 M€ | 3,7 M€ | 4,0 M€ | 3,8 M€ | 4,2 M€ |
| Share capital or other similar capital | 17 t€ | 17 t€ | 17 t€ | 17 t€ | 17 t€ |
| Capital and reserves | 2,4 M€ | 2,5 M€ | 2,6 M€ | 2,3 M€ | 2,1 M€ |
| Long-term liabilities | 778 t€ | 778 t€ | 789 t€ | 887 t€ | 1,5 M€ |
| Short-term liabilities | 840 t€ | 469 t€ | 615 t€ | 666 t€ | 549 t€ |
| Liabilities | 1,6 M€ | 1,2 M€ | 1,4 M€ | 1,6 M€ | 2,1 M€ |
All financial statement items (71)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | |
|---|---|---|---|---|---|
| Turnover | 1,7 M€ | 1,9 M€ | 1,8 M€ | 1,9 M€ | 1,7 M€ |
| Other operating income | 114 € | 21 t€ | 3 843 € | 582 t€ | 2 752 € |
| Raw materials and services | 73 t€ | -254 t€ | -498 t€ | -446 t€ | -306 t€ |
| Personnel expenses | 401 t€ | -458 t€ | -433 t€ | -401 t€ | -219 t€ |
| Depreciations and reductions in value | 311 t€ | -318 t€ | -435 t€ | -234 t€ | -236 t€ |
| Other operating expenses | 808 t€ | -795 t€ | -681 t€ | -943 t€ | -551 t€ |
| Operating profit (loss) | 153 t€ | 176 t€ | 260 t€ | 418 t€ | 381 t€ |
| Financial income and expenses + (-) | 12 t€ | 8 734 € | 360 t€ | -8 995 € | -5 023 € |
| Profit (loss) before appropriations and taxes | 141 t€ | 185 t€ | 619 t€ | 409 t€ | 376 t€ |
| Income taxes | 28 t€ | -37 t€ | -53 t€ | -30 t€ | 0 € |
| Profit (loss) for the financial year | 113 t€ | 148 t€ | 566 t€ | 379 t€ | 376 t€ |
| Non-current assets | 3,4 M€ | 2,8 M€ | 2,9 M€ | 3,0 M€ | 3,4 M€ |
| Stocks | 313 t€ | 189 t€ | 190 t€ | 283 t€ | 349 t€ |
| Receivables | 272 t€ | 419 t€ | 517 t€ | 321 t€ | 382 t€ |
| Cash in hand and at banks | 7 724 € | 302 t€ | 434 t€ | 197 t€ | 13 t€ |
| Current assets | 593 t€ | 910 t€ | 1,1 M€ | 801 t€ | 745 t€ |
| Assets | 4,0 M€ | 3,7 M€ | 4,0 M€ | 3,8 M€ | 4,2 M€ |
| Share capital or other similar capital | 17 t€ | 17 t€ | 17 t€ | 17 t€ | 17 t€ |
| Capital and reserves | 2,4 M€ | 2,5 M€ | 2,6 M€ | 2,3 M€ | 2,1 M€ |
| Long-term liabilities | 778 t€ | 778 t€ | 789 t€ | 887 t€ | 1,5 M€ |
| Short-term liabilities | 840 t€ | 469 t€ | 615 t€ | 666 t€ | 549 t€ |
| Liabilities | 1,6 M€ | 1,2 M€ | 1,4 M€ | 1,6 M€ | 2,1 M€ |
| Short-term sales receivables | 114 t€ | 144 t€ | 146 t€ | 161 t€ | 377 t€ |
| Materials and supplies | 74 t€ | 14 t€ | 11 t€ | 64 t€ | 40 t€ |
| Short-term liabilities to Group companies | 3 765 € | 0 € | – | – | – |
| Other short-term receivables | 27 t€ | 0 € | 810 € | 742 € | 595 € |
| Other receivables (investments) | 2 063 € | 0 € | – | – | – |
| Other tangible assets | 18 t€ | 129 t€ | 220 t€ | 318 t€ | 413 t€ |
| Retained earnings | 1,0 M€ | 1,1 M€ | 799 t€ | 667 t€ | 519 t€ |
| Current receivables from participating interests | – | 0 € | 200 t€ | 0 € | – |
| Income from other investments under non-current assets, from other companies | 120 € | 0 € | – | – | – |
| Inventory increase (+) or decrease (-) | -125 t€ | -1 148 € | -93 t€ | -67 t€ | -86 t€ |
| Short-term accrued expenses and deferred income | 101 t€ | 53 t€ | 58 t€ | 78 t€ | 41 t€ |
| Short-term prepayments and accrued income | 1 242 € | 25 t€ | 171 t€ | 159 t€ | 4 560 € |
| Intangible assets | 91 t€ | 7 319 € | 13 t€ | 19 t€ | 24 t€ |
| Buildings and structures, Owned | 1,9 M€ | 2,0 M€ | 2,0 M€ | 2,1 M€ | 2,2 M€ |
| Advance payments and construction in progress | 800 t€ | 19 t€ | 0 € | – | – |
| Income from shares in participating interests | – | 0 € | 350 t€ | 0 € | – |
| Other long-term liabilities | 778 t€ | 778 t€ | 789 t€ | 887 t€ | 0 € |
| Other interest and financial income from Group companies | – | – | 0 € | 227 € | 706 € |
| Pension expenses | 54 t€ | -57 t€ | -47 t€ | -47 t€ | -14 t€ |
| Short-term accounts payable | 169 t€ | 98 t€ | 108 t€ | 99 t€ | 86 t€ |
| Other current liabilities | 362 t€ | 313 t€ | 446 t€ | 385 t€ | 179 t€ |
| Investments | 2 663 € | 600 € | 10 t€ | 202 t€ | 402 t€ |
| Machinery and equipment | 214 t€ | 285 t€ | 229 t€ | 29 t€ | 21 t€ |
| Current receivables from Group companies | 130 t€ | 250 t€ | 0 € | – | – |
| Other interest and financial income from non-group companies | 1 970 € | 13 t€ | 14 t€ | 99 € | 1 083 € |
| Land and water areas, Owned | 384 t€ | 384 t€ | 384 t€ | 384 t€ | 384 t€ |
| Liabilities | 4,0 M€ | 3,7 M€ | 4,0 M€ | 3,8 M€ | 4,2 M€ |
| Short-term liabilities to credit institutions | 199 t€ | 0 € | 0 € | 17 t€ | 153 t€ |
| Interest expenses and other financial expenses for non-Group companies | 14 t€ | -4 254 € | -4 316 € | -9 321 € | -6 812 € |
| Purchases during the financial year | 67 t€ | -140 t€ | -270 t€ | -148 t€ | -144 t€ |
| Short-term loan receivables | 100 € | 0 € | – | – | – |
| Tangible assets | 3,3 M€ | 2,8 M€ | 2,8 M€ | 2,8 M€ | 3,0 M€ |
| Short-term receivables | 272 t€ | 419 t€ | 517 t€ | 321 t€ | 382 t€ |
| Production for own use | 0 € | 122 t€ | 524 t€ | 0 € | – |
| Wages and salaries | 335 t€ | -392 t€ | -370 t€ | -341 t€ | -194 t€ |
| Development expenses | 88 t€ | 0 € | – | – | – |
| Profit (loss) for the period, equity | 113 t€ | 148 t€ | 566 t€ | 379 t€ | 376 t€ |
| Depreciations according to plan | 311 t€ | -318 t€ | -435 t€ | -234 t€ | -236 t€ |
| Receivables from Group companies (investments) | – | – | 0 € | 191 t€ | 391 t€ |
| Long-term liabilities to credit institutions | – | – | – | 0 € | 1,5 M€ |
| Services purchased | 130 t€ | -113 t€ | -136 t€ | -232 t€ | -76 t€ |
| Other social security expenses | 13 t€ | -8 540 € | -16 t€ | -13 t€ | -11 t€ |
| Other intangible assets | 1 664 € | 5 637 € | 11 t€ | 17 t€ | 23 t€ |
| Reserve for invested non-restricted equity | 500 t€ | 500 t€ | 500 t€ | 500 t€ | 500 t€ |
| Intangible rights | 1 682 € | 1 682 € | 1 682 € | 1 682 € | 1 682 € |
| Share premium reserve | 712 t€ | 712 t€ | 712 t€ | 712 t€ | 712 t€ |
| Finished products | 239 t€ | 175 t€ | 179 t€ | 218 t€ | 310 t€ |
| Short-term advances received | 5 218 € | 4 733 € | 4 353 € | 87 t€ | 90 t€ |
| Shares and similar rights of ownership in subsidiaries | 600 € | 600 € | 10 t€ | 10 t€ | 10 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Measured by taxable income, CatMarina Oy is in the top 10 % of the industry class other real estate activities on a fee or contract basis (580 companies with taxable income; median 15 t€, 13 times the median).
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
Alcohol licences
- Sisäpelikeskus PadelMarinaTarmontie 5Anniskelu
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