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Findeli Oy

Limited company. Non-specialised retail sale of predominately food, beverages or tobacco.

Findeli Oy is a limited company based in Tampere, registered in 1986. The company has been in bankruptcy since 21.9.2026. In the financial year ending 31.12.2024, revenue was 279 t€ and operating profit -12 t€; equity ratio -1.2 %. Public buyers bought 393 € from it in 2022–2023; the largest buyer is Johtaminen Ja Talous (Tampereen yliopisto). Latest Trade Register entry: bankruptcy, 22.9.2026.

Revenue 2024279 t€+30 % on the previous year
Operating profit-12 t€-4,4 % of revenue
Net profit-18 t€EBITDA -30 t€
Equity ratio-1,2 %quick ratio 0,56
Taxable income 20240 € profit as taxed
Income taxes 20240 €2 806 € in 2020–2024
In business40 yrsregistered 19.6.1986
Sales to public buyers393 €2022–2023
Trade Register1entries, latest: bankruptcy
StatusIn bankruptcysince 21.9.2026

Financials

80 t€215 t€279 t€279 t€32 t€-46 t€-12 t€29 t€-30 t€-18 t€202220232024
RevenueOperating profitNet profit
Key figures31.12.202431.12.202331.12.2022
Revenue279 t€215 t€80 t€
Revenue change29,7 %169,3 %–
EBITDA-30 t€-29 t€34 t€
EBITDA %-10,6 %-13,3 %42,8 %
Operating profit-12 t€-46 t€32 t€
Operating margin-4,4 %-21,6 %40,5 %
Net profit-18 t€-30 t€29 t€
Personnel costs-86 t€60 t€12 t€
Equity ratio-1,2 %9,5 %65,5 %
Quick ratio0,560,5919,80
Current ratio0,630,7319,80
Debt to revenue55,9 %72,1 %30,3 %
Return on equity–-183,6 %63,7 %
Balance sheet total154 t€171 t€70 t€
Equity-1 790 €16 t€46 t€
Cash and bank22 t€11 t€43 t€

Balance sheet

70 t€171 t€154 t€154 t€46 t€16 t€-1 790 €43 t€11 t€22 t€202220232024
Balance sheet totalEquityCash
Income statement and balance sheet

Income statement

31.12.202431.12.202331.12.2022
Turnover279 t€215 t€80 t€
Raw materials and services73 t€-62 t€-25 t€
Personnel expenses86 t€-60 t€-12 t€
Depreciations and reductions in value17 t€-18 t€-1 832 €
Other operating expenses114 t€-122 t€-8 473 €
Operating profit (loss)-12 t€-46 t€32 t€
Financial income and expenses + (-)5 696 €17 t€-256 €
Profit (loss) before appropriations and taxes-18 t€-30 t€32 t€
Income taxes–0 €-2 806 €
Profit (loss) for the financial year-18 t€-30 t€29 t€

Balance sheet

31.12.202431.12.202331.12.2022
Non-current assets84 t€101 t€5 495 €
Stocks8 446 €13 t€0 €
Receivables40 t€46 t€22 t€
Cash in hand and at banks22 t€11 t€43 t€
Current assets70 t€70 t€65 t€
Assets154 t€171 t€70 t€
Share capital or other similar capital8 000 €8 000 €8 000 €
Capital and reserves-1 790 €16 t€46 t€
Long-term liabilities45 t€59 t€21 t€
Short-term liabilities111 t€96 t€3 260 €
Liabilities156 t€155 t€24 t€
All financial statement items (52)
31.12.202431.12.202331.12.2022
Turnover279 t€215 t€80 t€
Raw materials and services73 t€-62 t€-25 t€
Personnel expenses86 t€-60 t€-12 t€
Depreciations and reductions in value17 t€-18 t€-1 832 €
Other operating expenses114 t€-122 t€-8 473 €
Operating profit (loss)-12 t€-46 t€32 t€
Financial income and expenses + (-)5 696 €17 t€-256 €
Profit (loss) before appropriations and taxes-18 t€-30 t€32 t€
Income taxes–0 €-2 806 €
Profit (loss) for the financial year-18 t€-30 t€29 t€
Non-current assets84 t€101 t€5 495 €
Stocks8 446 €13 t€0 €
Receivables40 t€46 t€22 t€
Cash in hand and at banks22 t€11 t€43 t€
Current assets70 t€70 t€65 t€
Assets154 t€171 t€70 t€
Share capital or other similar capital8 000 €8 000 €8 000 €
Capital and reserves-1 790 €16 t€46 t€
Long-term liabilities45 t€59 t€21 t€
Short-term liabilities111 t€96 t€3 260 €
Liabilities156 t€155 t€24 t€
Inventory increase (+) or decrease (-)4 491 €13 t€0 €
Short-term sales receivables8 834 €11 t€1 167 €
Materials and supplies8 446 €13 t€0 €
Short-term prepayments and accrued income0 €3 954 €0 €
Purchases during the financial year67 t€-66 t€-25 t€
Tangible assets4 830 €6 439 €5 495 €
Intangible assets79 t€95 t€0 €
Other long-term liabilities21 t€21 t€21 t€
Retained earnings8 178 €38 t€8 672 €
Other current liabilities57 t€59 t€280 €
Other interest and financial income from non-group companies0 €1 €201 €
Liabilities154 t€171 t€70 t€
Other social security expenses2 187 €-1 864 €-157 €
Long-term receivables9 920 €9 920 €0 €
Services purchased1 421 €-8 575 €-281 €
Other intangible assets79 t€95 t€0 €
Short-term loan receivables21 t€21 t€21 t€
Interest expenses and other financial expenses for non-Group companies5 697 €-5 761 €-457 €
Short-term accounts payable15 t€11 t€114 €
Profit (loss) for the period, equity-18 t€-30 t€29 t€
Depreciations according to plan17 t€-18 t€-1 832 €
Other long-term receivables9 920 €9 920 €0 €
Pension expenses13 t€-8 493 €-75 €
Machinery and equipment4 830 €6 439 €5 495 €
Long-term liabilities to credit institutions24 t€38 t€0 €
Other short-term receivables0 €883 €0 €
Short-term receivables30 t€36 t€22 t€
Income from other investments under non-current assets, from other companies0 €22 t€0 €
Wages and salaries71 t€-49 t€-12 t€
Short-term accrued expenses and deferred income25 t€12 t€2 867 €
Short-term liabilities to credit institutions14 t€14 t€0 €

From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).

Taxes

0 €0 €14 t€0 €0 €0 €20202021202220232024

Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.

Sales to public buyers

205 €189 €189 €20222023

Largest buyers

  • Johtaminen Ja Talous Tampereen yliopisto393 €

Trade Register events

  • Bankruptcy

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