Findeli Oy is a limited company based in Tampere, registered in 1986. The company has been in bankruptcy since 21.9.2026. In the financial year ending 31.12.2024, revenue was 279 t€ and operating profit -12 t€; equity ratio -1.2 %. Public buyers bought 393 € from it in 2022–2023; the largest buyer is Johtaminen Ja Talous (Tampereen yliopisto). Latest Trade Register entry: bankruptcy, 22.9.2026.
Financials
| Key figures | 31.12.2024 | 31.12.2023 | 31.12.2022 |
|---|---|---|---|
| Revenue | 279 t€ | 215 t€ | 80 t€ |
| Revenue change | 29,7 % | 169,3 % | – |
| EBITDA | -30 t€ | -29 t€ | 34 t€ |
| EBITDA % | -10,6 % | -13,3 % | 42,8 % |
| Operating profit | -12 t€ | -46 t€ | 32 t€ |
| Operating margin | -4,4 % | -21,6 % | 40,5 % |
| Net profit | -18 t€ | -30 t€ | 29 t€ |
| Personnel costs | -86 t€ | 60 t€ | 12 t€ |
| Equity ratio | -1,2 % | 9,5 % | 65,5 % |
| Quick ratio | 0,56 | 0,59 | 19,80 |
| Current ratio | 0,63 | 0,73 | 19,80 |
| Debt to revenue | 55,9 % | 72,1 % | 30,3 % |
| Return on equity | – | -183,6 % | 63,7 % |
| Balance sheet total | 154 t€ | 171 t€ | 70 t€ |
| Equity | -1 790 € | 16 t€ | 46 t€ |
| Cash and bank | 22 t€ | 11 t€ | 43 t€ |
Balance sheet
Income statement and balance sheet
Income statement
| 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|
| Turnover | 279 t€ | 215 t€ | 80 t€ |
| Raw materials and services | 73 t€ | -62 t€ | -25 t€ |
| Personnel expenses | 86 t€ | -60 t€ | -12 t€ |
| Depreciations and reductions in value | 17 t€ | -18 t€ | -1 832 € |
| Other operating expenses | 114 t€ | -122 t€ | -8 473 € |
| Operating profit (loss) | -12 t€ | -46 t€ | 32 t€ |
| Financial income and expenses + (-) | 5 696 € | 17 t€ | -256 € |
| Profit (loss) before appropriations and taxes | -18 t€ | -30 t€ | 32 t€ |
| Income taxes | – | 0 € | -2 806 € |
| Profit (loss) for the financial year | -18 t€ | -30 t€ | 29 t€ |
Balance sheet
| 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|
| Non-current assets | 84 t€ | 101 t€ | 5 495 € |
| Stocks | 8 446 € | 13 t€ | 0 € |
| Receivables | 40 t€ | 46 t€ | 22 t€ |
| Cash in hand and at banks | 22 t€ | 11 t€ | 43 t€ |
| Current assets | 70 t€ | 70 t€ | 65 t€ |
| Assets | 154 t€ | 171 t€ | 70 t€ |
| Share capital or other similar capital | 8 000 € | 8 000 € | 8 000 € |
| Capital and reserves | -1 790 € | 16 t€ | 46 t€ |
| Long-term liabilities | 45 t€ | 59 t€ | 21 t€ |
| Short-term liabilities | 111 t€ | 96 t€ | 3 260 € |
| Liabilities | 156 t€ | 155 t€ | 24 t€ |
All financial statement items (52)
| 31.12.2024 | 31.12.2023 | 31.12.2022 | |
|---|---|---|---|
| Turnover | 279 t€ | 215 t€ | 80 t€ |
| Raw materials and services | 73 t€ | -62 t€ | -25 t€ |
| Personnel expenses | 86 t€ | -60 t€ | -12 t€ |
| Depreciations and reductions in value | 17 t€ | -18 t€ | -1 832 € |
| Other operating expenses | 114 t€ | -122 t€ | -8 473 € |
| Operating profit (loss) | -12 t€ | -46 t€ | 32 t€ |
| Financial income and expenses + (-) | 5 696 € | 17 t€ | -256 € |
| Profit (loss) before appropriations and taxes | -18 t€ | -30 t€ | 32 t€ |
| Income taxes | – | 0 € | -2 806 € |
| Profit (loss) for the financial year | -18 t€ | -30 t€ | 29 t€ |
| Non-current assets | 84 t€ | 101 t€ | 5 495 € |
| Stocks | 8 446 € | 13 t€ | 0 € |
| Receivables | 40 t€ | 46 t€ | 22 t€ |
| Cash in hand and at banks | 22 t€ | 11 t€ | 43 t€ |
| Current assets | 70 t€ | 70 t€ | 65 t€ |
| Assets | 154 t€ | 171 t€ | 70 t€ |
| Share capital or other similar capital | 8 000 € | 8 000 € | 8 000 € |
| Capital and reserves | -1 790 € | 16 t€ | 46 t€ |
| Long-term liabilities | 45 t€ | 59 t€ | 21 t€ |
| Short-term liabilities | 111 t€ | 96 t€ | 3 260 € |
| Liabilities | 156 t€ | 155 t€ | 24 t€ |
| Inventory increase (+) or decrease (-) | 4 491 € | 13 t€ | 0 € |
| Short-term sales receivables | 8 834 € | 11 t€ | 1 167 € |
| Materials and supplies | 8 446 € | 13 t€ | 0 € |
| Short-term prepayments and accrued income | 0 € | 3 954 € | 0 € |
| Purchases during the financial year | 67 t€ | -66 t€ | -25 t€ |
| Tangible assets | 4 830 € | 6 439 € | 5 495 € |
| Intangible assets | 79 t€ | 95 t€ | 0 € |
| Other long-term liabilities | 21 t€ | 21 t€ | 21 t€ |
| Retained earnings | 8 178 € | 38 t€ | 8 672 € |
| Other current liabilities | 57 t€ | 59 t€ | 280 € |
| Other interest and financial income from non-group companies | 0 € | 1 € | 201 € |
| Liabilities | 154 t€ | 171 t€ | 70 t€ |
| Other social security expenses | 2 187 € | -1 864 € | -157 € |
| Long-term receivables | 9 920 € | 9 920 € | 0 € |
| Services purchased | 1 421 € | -8 575 € | -281 € |
| Other intangible assets | 79 t€ | 95 t€ | 0 € |
| Short-term loan receivables | 21 t€ | 21 t€ | 21 t€ |
| Interest expenses and other financial expenses for non-Group companies | 5 697 € | -5 761 € | -457 € |
| Short-term accounts payable | 15 t€ | 11 t€ | 114 € |
| Profit (loss) for the period, equity | -18 t€ | -30 t€ | 29 t€ |
| Depreciations according to plan | 17 t€ | -18 t€ | -1 832 € |
| Other long-term receivables | 9 920 € | 9 920 € | 0 € |
| Pension expenses | 13 t€ | -8 493 € | -75 € |
| Machinery and equipment | 4 830 € | 6 439 € | 5 495 € |
| Long-term liabilities to credit institutions | 24 t€ | 38 t€ | 0 € |
| Other short-term receivables | 0 € | 883 € | 0 € |
| Short-term receivables | 30 t€ | 36 t€ | 22 t€ |
| Income from other investments under non-current assets, from other companies | 0 € | 22 t€ | 0 € |
| Wages and salaries | 71 t€ | -49 t€ | -12 t€ |
| Short-term accrued expenses and deferred income | 25 t€ | 12 t€ | 2 867 € |
| Short-term liabilities to credit institutions | 14 t€ | 14 t€ | 0 € |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
Trade Register events
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