Ab Bageri Bergwall Leipomo Oy is a limited company based in Pietarsaari, registered in 1972. In the financial year ending 31.12.2025, operating profit -71 t€. Public buyers bought 2 465 € from it in 2022–2026; the largest buyer is Terveyden ja hyvinvoinnin laitos (Sosiaali- ja terveysministeriön hallinnonala).
Gross profit 20251,0 M€-4 % on the previous year
Operating profit-71 t€
Net profit-81 t€EBITDA -87 t€
Taxable income 20240 €
profit as taxed
Income taxes 20240 €0 € in 2020–2024
In business54 yrsregistered 11.8.1972
Sales to public buyers2 465 €2022–2026
Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 |
|---|---|---|---|---|---|---|
| Revenue | – | – | – | 1,4 M€ | 1,4 M€ | 1,3 M€ |
| Revenue change | -4,1 % | 2,2 % | 0,3 % | 0,9 % | 6,3 % | – |
| Gross profit | 1,0 M€ | 1,1 M€ | 1,0 M€ | 1,0 M€ | – | – |
| EBITDA | -87 t€ | -11 t€ | -24 t€ | 7 447 € | 64 t€ | 4 563 € |
| EBITDA % | – | – | – | 0,5 % | 4,5 % | 0,3 % |
| Operating profit | -71 t€ | -31 t€ | -50 t€ | -23 t€ | 26 t€ | -42 t€ |
| Operating margin | – | – | – | -1,6 % | 1,9 % | -3,1 % |
| Net profit | -81 t€ | -40 t€ | -56 t€ | -31 t€ | 20 t€ | -46 t€ |
| Personnel costs | -889 t€ | 894 t€ | 848 t€ | 832 t€ | 792 t€ | 808 t€ |
| Equity ratio | – | – | – | 33,6 % | 39,9 % | 34,4 % |
| Quick ratio | – | – | – | 0,48 | 0,62 | 0,67 |
| Current ratio | – | – | – | 0,82 | 1,10 | 1,04 |
| Debt to revenue | – | – | – | 25,4 % | 24,5 % | 32,1 % |
| Return on equity | – | – | – | -17,0 % | 8,6 % | -20,3 % |
| Balance sheet total | 369 t€ | 461 t€ | 475 t€ | 546 t€ | 576 t€ | 653 t€ |
| Equity | – | – | – | 183 t€ | 230 t€ | 225 t€ |
| Cash and bank | 4 706 € | 8 676 € | 8 987 € | 36 t€ | 26 t€ | 55 t€ |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Turnover | – | – | – | 1,4 M€ | 1,4 M€ | 1,3 M€ |
| Gross profit or loss | 1,0 M€ | 1,1 M€ | 1,0 M€ | 1,0 M€ | – | – |
| Other operating income | – | – | – | 88 € | 18 t€ | 14 t€ |
| Raw materials and services | – | – | – | -392 t€ | -414 t€ | -375 t€ |
| Personnel expenses | 889 t€ | -894 t€ | -848 t€ | -832 t€ | -792 t€ | -808 t€ |
| Depreciations and reductions in value | 16 t€ | -20 t€ | -25 t€ | -31 t€ | -38 t€ | -46 t€ |
| Other operating expenses | 181 t€ | -176 t€ | -213 t€ | -194 t€ | -164 t€ | -161 t€ |
| Operating profit (loss) | -71 t€ | -31 t€ | -50 t€ | -23 t€ | 26 t€ | -42 t€ |
| Financial income and expenses + (-) | 11 t€ | -8 366 € | -6 237 € | -8 134 € | -6 491 € | -7 705 € |
| Profit (loss) before appropriations and taxes | -81 t€ | -40 t€ | -56 t€ | -31 t€ | 20 t€ | -49 t€ |
| Income taxes | – | – | – | – | 0 € | 3 820 € |
| Profit (loss) for the financial year | -81 t€ | -40 t€ | -56 t€ | -31 t€ | 20 t€ | -46 t€ |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Non-current assets | – | – | – | 323 t€ | 351 t€ | 382 t€ |
| Stocks | 51 t€ | 97 t€ | 85 t€ | 94 t€ | 98 t€ | 97 t€ |
| Receivables | 49 t€ | 74 t€ | 79 t€ | 92 t€ | 102 t€ | 120 t€ |
| Cash in hand and at banks | 4 706 € | 8 676 € | 8 987 € | 36 t€ | 26 t€ | 55 t€ |
| Current assets | – | – | – | 223 t€ | 225 t€ | 271 t€ |
| Assets | 369 t€ | 461 t€ | 475 t€ | 546 t€ | 576 t€ | 653 t€ |
| Share capital or other similar capital | – | – | – | 8 409 € | 8 409 € | 8 409 € |
| Capital and reserves | – | – | – | 183 t€ | 230 t€ | 225 t€ |
| Long-term liabilities | – | – | – | 92 t€ | 141 t€ | 168 t€ |
| Short-term liabilities | – | – | – | 270 t€ | 205 t€ | 261 t€ |
| Liabilities | – | – | – | 362 t€ | 346 t€ | 428 t€ |
All financial statement items (58)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | 31.12.2022 | 31.12.2021 | 31.12.2020 | |
|---|---|---|---|---|---|---|
| Turnover | – | – | – | 1,4 M€ | 1,4 M€ | 1,3 M€ |
| Gross profit or loss | 1,0 M€ | 1,1 M€ | 1,0 M€ | 1,0 M€ | – | – |
| Other operating income | – | – | – | 88 € | 18 t€ | 14 t€ |
| Raw materials and services | – | – | – | -392 t€ | -414 t€ | -375 t€ |
| Personnel expenses | 889 t€ | -894 t€ | -848 t€ | -832 t€ | -792 t€ | -808 t€ |
| Depreciations and reductions in value | 16 t€ | -20 t€ | -25 t€ | -31 t€ | -38 t€ | -46 t€ |
| Other operating expenses | 181 t€ | -176 t€ | -213 t€ | -194 t€ | -164 t€ | -161 t€ |
| Operating profit (loss) | -71 t€ | -31 t€ | -50 t€ | -23 t€ | 26 t€ | -42 t€ |
| Financial income and expenses + (-) | 11 t€ | -8 366 € | -6 237 € | -8 134 € | -6 491 € | -7 705 € |
| Profit (loss) before appropriations and taxes | -81 t€ | -40 t€ | -56 t€ | -31 t€ | 20 t€ | -49 t€ |
| Income taxes | – | – | – | – | 0 € | 3 820 € |
| Profit (loss) for the financial year | -81 t€ | -40 t€ | -56 t€ | -31 t€ | 20 t€ | -46 t€ |
| Non-current assets | – | – | – | 323 t€ | 351 t€ | 382 t€ |
| Stocks | 51 t€ | 97 t€ | 85 t€ | 94 t€ | 98 t€ | 97 t€ |
| Receivables | 49 t€ | 74 t€ | 79 t€ | 92 t€ | 102 t€ | 120 t€ |
| Cash in hand and at banks | 4 706 € | 8 676 € | 8 987 € | 36 t€ | 26 t€ | 55 t€ |
| Current assets | – | – | – | 223 t€ | 225 t€ | 271 t€ |
| Assets | 369 t€ | 461 t€ | 475 t€ | 546 t€ | 576 t€ | 653 t€ |
| Share capital or other similar capital | – | – | – | 8 409 € | 8 409 € | 8 409 € |
| Capital and reserves | – | – | – | 183 t€ | 230 t€ | 225 t€ |
| Long-term liabilities | – | – | – | 92 t€ | 141 t€ | 168 t€ |
| Short-term liabilities | – | – | – | 270 t€ | 205 t€ | 261 t€ |
| Liabilities | – | – | – | 362 t€ | 346 t€ | 428 t€ |
| Other current liabilities | – | – | – | 29 t€ | 30 t€ | 28 t€ |
| Work in progress | – | – | – | 1 694 € | 2 305 € | 2 021 € |
| Other intangible assets | – | – | – | 18 t€ | 21 t€ | 23 t€ |
| Liabilities | 369 t€ | 461 t€ | 475 t€ | 546 t€ | 576 t€ | 653 t€ |
| Long-term liabilities to credit institutions | – | – | – | 90 t€ | 141 t€ | 168 t€ |
| Short-term receivables | – | – | – | 92 t€ | 102 t€ | 120 t€ |
| Other short-term receivables | – | – | – | 468 € | 4 855 € | 2 € |
| Land and water areas, Owned | – | – | – | 44 t€ | 44 t€ | 44 t€ |
| Other interest and financial income from non-group companies | – | – | – | 1 € | 0 € | 1 € |
| Finished products | – | – | – | 14 t€ | 17 t€ | 19 t€ |
| Machinery and equipment | – | – | – | 71 t€ | 92 t€ | 116 t€ |
| Retained earnings | – | – | – | 72 t€ | 67 t€ | 128 t€ |
| Short-term accounts payable | – | – | – | 65 t€ | 37 t€ | 50 t€ |
| Wages and salaries | – | – | – | -661 t€ | -630 t€ | -664 t€ |
| Intangible assets | 10 t€ | 13 t€ | 16 t€ | 18 t€ | 21 t€ | 23 t€ |
| Other shares and similar rights of ownership | – | – | – | 2 322 € | 2 322 € | 2 322 € |
| Short-term sales receivables | – | – | – | 92 t€ | 97 t€ | 112 t€ |
| Profit (loss) for the period, equity | – | – | – | -31 t€ | 20 t€ | -46 t€ |
| Interest expenses and other financial expenses for non-Group companies | – | – | – | -8 195 € | -6 551 € | -7 766 € |
| Pension expenses | – | – | – | -135 t€ | -132 t€ | -115 t€ |
| Short-term prepayments and accrued income | – | – | – | – | 0 € | 7 114 € |
| Buildings and structures, Owned | – | – | – | 187 t€ | 191 t€ | 196 t€ |
| Change in stocks of products + (-) | – | – | – | -3 803 € | -1 342 € | 1 362 € |
| Other social security expenses | – | – | – | -35 t€ | -30 t€ | -29 t€ |
| Revaluation reserve | – | – | – | 135 t€ | 135 t€ | 135 t€ |
| Income from other investments under non-current assets, from other companies | – | – | – | 60 € | 60 € | 60 € |
| Purchases during the financial year | – | – | – | -393 t€ | -416 t€ | -386 t€ |
| Tangible assets | 252 t€ | 266 t€ | 284 t€ | 302 t€ | 328 t€ | 356 t€ |
| Materials and supplies | – | – | – | 79 t€ | 78 t€ | 76 t€ |
| Long-term accrued expenses and deferred income | – | – | – | 2 366 € | 0 € | – |
| Short-term liabilities to credit institutions | – | – | – | 53 t€ | 31 t€ | 52 t€ |
| Depreciations according to plan | – | – | – | -31 t€ | -38 t€ | -46 t€ |
| Short-term accrued expenses and deferred income | – | – | – | 123 t€ | 108 t€ | 131 t€ |
| Investments | 2 322 € | 2 322 € | 2 322 € | 2 322 € | 2 322 € | 2 322 € |
| Inventory increase (+) or decrease (-) | – | – | – | 452 € | 2 248 € | 11 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
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