Kulta-Center Jokela Oy is a limited company based in Savonlinna, registered in 1933. In the financial year ending 31.12.2025, revenue was 5,3 M€ and operating profit 338 t€; equity ratio 51.3 %. Public buyers bought 431 € from it in 2022–2026; the largest buyer is Tuomioistuinlaitos (Oikeusministeriön hallinnonala).
Revenue 20255,3 M€+20 % on the previous year
Operating profit338 t€6,4 % of revenue
Net profit334 t€EBITDA 276 t€
Equity ratio51,3 %quick ratio 0,57
Taxable income 20240 €
profit as taxed
Income taxes 20240 €0 € in 2020–2024
In business93 yrsregistered 19.4.1933
Sales to public buyers431 €2022–2026
Financials
RevenueOperating profitNet profit
| Key figures | 31.12.2025 | 31.12.2024 | 31.12.2023 |
|---|---|---|---|
| Revenue | 5,3 M€ | 4,4 M€ | 4,6 M€ |
| Revenue change | 19,5 % | -4,0 % | – |
| EBITDA | 276 t€ | 106 t€ | 71 t€ |
| EBITDA % | 5,2 % | 2,4 % | 1,5 % |
| Operating profit | 338 t€ | 43 t€ | 5 269 € |
| Operating margin | 6,4 % | 1,0 % | 0,1 % |
| Net profit | 334 t€ | 36 t€ | 7 492 € |
| Personnel costs | -605 t€ | 525 t€ | 493 t€ |
| Equity ratio | 51,3 % | 44,2 % | 47,5 % |
| Quick ratio | 0,57 | 0,39 | 0,34 |
| Current ratio | 1,96 | 1,68 | 1,74 |
| Debt to revenue | 26,0 % | 34,2 % | 30,0 % |
| Return on equity | 23,2 % | 3,0 % | 0,6 % |
| Balance sheet total | 2,9 M€ | 2,7 M€ | 2,7 M€ |
| Equity | 1,4 M€ | 1,2 M€ | 1,2 M€ |
| Cash and bank | 600 t€ | 353 t€ | 181 t€ |
Balance sheet
Balance sheet totalEquityCash
Income statement and balance sheet
Income statement
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Turnover | 5,3 M€ | 4,4 M€ | 4,6 M€ |
| Other operating income | 76 t€ | 28 t€ | 26 t€ |
| Raw materials and services | 3,0 M€ | -2,6 M€ | -2,9 M€ |
| Personnel expenses | 605 t€ | -525 t€ | -493 t€ |
| Depreciations and reductions in value | 62 t€ | -64 t€ | -65 t€ |
| Other operating expenses | 1,3 M€ | -1,2 M€ | -1,1 M€ |
| Operating profit (loss) | 338 t€ | 43 t€ | 5 269 € |
| Financial income and expenses + (-) | 4 351 € | -6 486 € | 2 222 € |
| Profit (loss) before appropriations and taxes | 334 t€ | 36 t€ | 7 492 € |
| Profit (loss) for the financial year | 334 t€ | 36 t€ | 7 492 € |
Balance sheet
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Non-current assets | 76 t€ | 139 t€ | 202 t€ |
| Stocks | 2,0 M€ | 2,0 M€ | 2,0 M€ |
| Receivables | 206 t€ | 244 t€ | 298 t€ |
| Cash in hand and at banks | 600 t€ | 353 t€ | 181 t€ |
| Current assets | 2,8 M€ | 2,6 M€ | 2,5 M€ |
| Assets | 2,9 M€ | 2,7 M€ | 2,7 M€ |
| Share capital or other similar capital | 8 025 € | 8 025 € | 8 025 € |
| Capital and reserves | 1,4 M€ | 1,2 M€ | 1,2 M€ |
| Short-term liabilities | 1,4 M€ | 1,5 M€ | 1,4 M€ |
| Liabilities | 1,4 M€ | 1,5 M€ | 1,4 M€ |
All financial statement items (51)
| 31.12.2025 | 31.12.2024 | 31.12.2023 | |
|---|---|---|---|
| Turnover | 5,3 M€ | 4,4 M€ | 4,6 M€ |
| Other operating income | 76 t€ | 28 t€ | 26 t€ |
| Raw materials and services | 3,0 M€ | -2,6 M€ | -2,9 M€ |
| Personnel expenses | 605 t€ | -525 t€ | -493 t€ |
| Depreciations and reductions in value | 62 t€ | -64 t€ | -65 t€ |
| Other operating expenses | 1,3 M€ | -1,2 M€ | -1,1 M€ |
| Operating profit (loss) | 338 t€ | 43 t€ | 5 269 € |
| Financial income and expenses + (-) | 4 351 € | -6 486 € | 2 222 € |
| Profit (loss) before appropriations and taxes | 334 t€ | 36 t€ | 7 492 € |
| Profit (loss) for the financial year | 334 t€ | 36 t€ | 7 492 € |
| Non-current assets | 76 t€ | 139 t€ | 202 t€ |
| Stocks | 2,0 M€ | 2,0 M€ | 2,0 M€ |
| Receivables | 206 t€ | 244 t€ | 298 t€ |
| Cash in hand and at banks | 600 t€ | 353 t€ | 181 t€ |
| Current assets | 2,8 M€ | 2,6 M€ | 2,5 M€ |
| Assets | 2,9 M€ | 2,7 M€ | 2,7 M€ |
| Share capital or other similar capital | 8 025 € | 8 025 € | 8 025 € |
| Capital and reserves | 1,4 M€ | 1,2 M€ | 1,2 M€ |
| Short-term liabilities | 1,4 M€ | 1,5 M€ | 1,4 M€ |
| Liabilities | 1,4 M€ | 1,5 M€ | 1,4 M€ |
| Investments | 8 448 € | 8 448 € | 8 448 € |
| Depreciations according to plan | 62 t€ | -64 t€ | -65 t€ |
| Short-term sales receivables | 185 t€ | 213 t€ | 264 t€ |
| Pension expenses | 107 t€ | -101 t€ | -90 t€ |
| Other intangible assets | 56 t€ | 114 t€ | 172 t€ |
| Profit (loss) for the period, equity | 334 t€ | 36 t€ | 7 492 € |
| Income from other investments under non-current assets, from other companies | 1 122 € | 642 € | 3 297 € |
| Interest expenses and other financial expenses for non-Group companies | 5 572 € | -7 210 € | -3 450 € |
| Long-term receivables | 8 000 € | 8 000 € | 8 000 € |
| Intangible assets | 56 t€ | 114 t€ | 172 t€ |
| Other shares and similar rights of ownership | 8 448 € | 8 448 € | 8 448 € |
| Finished products | 2,0 M€ | 2,0 M€ | 2,0 M€ |
| Short-term receivables | 198 t€ | 236 t€ | 290 t€ |
| Liabilities | 2,9 M€ | 2,7 M€ | 2,7 M€ |
| Inventory increase (+) or decrease (-) | 32 t€ | 19 t€ | 151 t€ |
| Wages and salaries | 483 t€ | -414 t€ | -390 t€ |
| Services purchased | 16 t€ | -9 680 € | -69 t€ |
| Short-term advances received | 53 t€ | 41 t€ | 42 t€ |
| Other long-term receivables | 8 000 € | 8 000 € | 8 000 € |
| Other social security expenses | 16 t€ | -10 t€ | -14 t€ |
| Tangible assets | 12 t€ | 17 t€ | 22 t€ |
| Short-term accounts payable | 731 t€ | 723 t€ | 571 t€ |
| Short-term accrued expenses and deferred income | 129 t€ | 115 t€ | 118 t€ |
| Other short-term receivables | 13 t€ | 21 t€ | 26 t€ |
| Other interest and financial income from non-group companies | 99 € | 82 € | 2 376 € |
| Other current liabilities | 506 t€ | 670 t€ | 689 t€ |
| Reserve for invested non-restricted equity | 500 t€ | 500 t€ | 500 t€ |
| Purchases during the financial year | 3,0 M€ | -2,6 M€ | -3,0 M€ |
| Short-term prepayments and accrued income | 69 € | 1 909 € | 0 € |
| Machinery and equipment | 12 t€ | 17 t€ | 22 t€ |
| Retained earnings | 595 t€ | 649 t€ | 732 t€ |
From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).
Taxes
Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.
Sales to public buyers
Largest buyers
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