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Oy Emar Ab

Limited company. Other activities auxiliary to financial services, except insurance and pension funding.

Oy Emar Ab is a limited company based in Helsinki, registered in 1968. In the financial year ending 31.5.2026, revenue was 107 t€ and operating profit -77 t€; equity ratio 99.7 %. Its taxable income in 2024 was 1,0 M€ and its income taxes 207 t€. Latest Trade Register entry: merger or demerger, 2.9.2026.

Revenue 2026107 t€-88 % on the previous year
Operating profit-77 t€-71,8 % of revenue
Net profit-75 t€EBITDA -77 t€
Equity ratio99,7 %quick ratio 17,39
Taxable income 20241,0 M€ top 10 % of its industry
Income taxes 2024207 t€422 t€ in 2020–2024
In business58 yrsregistered 26.4.1968
Trade Register1entries, latest: merger or demerger

Financials

203 t€1,2 M€852 t€107 t€107 t€13 t€1,0 M€809 t€-77 t€10 t€816 t€657 t€-75 t€2023-052024-052025-052026-05
RevenueOperating profitNet profit
Key figures31.5.202631.5.202531.5.202431.5.2023
Revenue107 t€852 t€1,2 M€203 t€
Revenue change-87,5 %-30,7 %504,1 %–
EBITDA-77 t€810 t€1,0 M€28 t€
EBITDA %-71,8 %95,1 %83,0 %13,7 %
Operating profit-77 t€809 t€1,0 M€13 t€
Operating margin-71,8 %95,0 %82,4 %6,4 %
Net profit-75 t€657 t€816 t€10 t€
Equity ratio99,7 %98,0 %97,8 %99,7 %
Quick ratio17,395,065,279,83
Current ratio324,1349,6744,35298,71
Debt to revenue20,9 %18,2 %13,1 %10,2 %
Return on equity-1,0 %8,7 %11,4 %0,2 %
Balance sheet total7,2 M€7,7 M€7,3 M€6,6 M€
Equity7,2 M€7,6 M€7,2 M€6,6 M€
Cash and bank366 t€778 t€838 t€154 t€

Balance sheet

6,6 M€7,3 M€7,7 M€7,2 M€7,2 M€6,6 M€7,2 M€7,6 M€7,2 M€154 t€838 t€778 t€366 t€2023-052024-052025-052026-05
Balance sheet totalEquityCash
Income statement and balance sheet

Income statement

31.5.202631.5.202531.5.202431.5.2023
Turnover107 t€852 t€1,2 M€203 t€
Other operating income0 €759 t€682 t€0 €
Raw materials and services136 t€-730 t€-774 t€-111 t€
Depreciations and reductions in value0 €-804 €-7 028 €-15 t€
Other operating expenses47 t€-70 t€-117 t€-64 t€
Operating profit (loss)-77 t€809 t€1,0 M€13 t€
Financial income and expenses + (-)-1 230 €11 t€6 836 €0 €
Profit (loss) before appropriations and taxes-75 t€821 t€1,0 M€13 t€
Income taxes-17 €-164 t€-204 t€-2 608 €
Profit (loss) for the financial year-75 t€657 t€816 t€10 t€

Balance sheet

31.5.202631.5.202531.5.202431.5.2023
Non-current assets–0 €212 t€437 t€
Stocks6,8 M€6,9 M€6,3 M€6,0 M€
Receivables22 t€7 711 €6 697 €51 t€
Cash in hand and at banks366 t€778 t€838 t€154 t€
Current assets7,2 M€7,7 M€7,1 M€6,2 M€
Assets7,2 M€7,7 M€7,3 M€6,6 M€
Share capital or other similar capital34 t€34 t€34 t€34 t€
Capital and reserves7,2 M€7,6 M€7,2 M€6,6 M€
Short-term liabilities22 t€155 t€161 t€21 t€
Liabilities22 t€155 t€161 t€21 t€
All financial statement items (41)
31.5.202631.5.202531.5.202431.5.2023
Turnover107 t€852 t€1,2 M€203 t€
Other operating income0 €759 t€682 t€0 €
Raw materials and services136 t€-730 t€-774 t€-111 t€
Depreciations and reductions in value0 €-804 €-7 028 €-15 t€
Other operating expenses47 t€-70 t€-117 t€-64 t€
Operating profit (loss)-77 t€809 t€1,0 M€13 t€
Financial income and expenses + (-)-1 230 €11 t€6 836 €0 €
Profit (loss) before appropriations and taxes-75 t€821 t€1,0 M€13 t€
Income taxes-17 €-164 t€-204 t€-2 608 €
Profit (loss) for the financial year-75 t€657 t€816 t€10 t€
Non-current assets–0 €212 t€437 t€
Stocks6,8 M€6,9 M€6,3 M€6,0 M€
Receivables22 t€7 711 €6 697 €51 t€
Cash in hand and at banks366 t€778 t€838 t€154 t€
Current assets7,2 M€7,7 M€7,1 M€6,2 M€
Assets7,2 M€7,7 M€7,3 M€6,6 M€
Share capital or other similar capital34 t€34 t€34 t€34 t€
Capital and reserves7,2 M€7,6 M€7,2 M€6,6 M€
Short-term liabilities22 t€155 t€161 t€21 t€
Liabilities22 t€155 t€161 t€21 t€
Other current liabilities0 €3 108 €11 t€16 t€
Land and water areas, Owned–0 €121 t€242 t€
Retained earnings7,2 M€6,8 M€6,3 M€6,6 M€
Purchases during the financial year53 t€-1,3 M€-1,0 M€-422 t€
Short-term accounts payable15 t€2 315 €9 014 €4 436 €
Other short-term receivables12 €5 828 €4 810 €380 €
Tangible assets–0 €212 t€437 t€
Services purchased0 €-34 t€0 €–
Profit (loss) for the period, equity-75 t€657 t€816 t€10 t€
Interest expenses and other financial expenses for non-Group companies2 230 €-18 €-5 €0 €
Buildings and structures, Owned–0 €90 t€193 t€
Inventory increase (+) or decrease (-)83 t€649 t€267 t€310 t€
Other stocks6,8 M€6,9 M€6,3 M€6,0 M€
Machinery and equipment–0 €804 €1 072 €
Other interest and financial income from non-group companies3 459 €11 t€6 841 €0 €
Depreciations according to plan0 €-804 €-7 028 €-15 t€
Short-term prepayments and accrued income22 t€1 884 €1 886 €50 t€
Legal reserve17 t€17 t€17 t€17 t€
Liabilities7,2 M€7,7 M€7,3 M€6,6 M€
Short-term accrued expenses and deferred income7 570 €150 t€141 t€0 €
Short-term receivables22 t€7 711 €6 697 €51 t€

From financial statements filed digitally (XBRL) with the Finnish Patent and Registration Office; ratios calculated from them. Equity ratio = (equity + accumulated appropriations) / (balance sheet total − advances received).

Taxes

140 t€579 t€326 t€13 t€1,0 M€1,0 M€20202021202220232024

Measured by taxable income, Oy Emar Ab is in the top 10 % of the industry class other activities auxiliary to financial services, except insurance and pension funding (936 companies with taxable income; median 28 t€, 36 times the median).

Taxable income is the profit as calculated for taxation, not revenue. Public data from the Finnish Tax Administration; figures for 2025 are published in November 2026.

Trade Register events

  • Merger or demerger

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